Send money on the go, wherever you are

Whether you need to send money to family around the corner or around the world, Western Union makes money transfers easy, fast and reliable.

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Send money online in five simple steps

1

Sign up and verify your free profile

Log in or Sign up and verify your profile to send money online. You can verify your profile using your United States driver’s license, passport or government-issued ID.

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2

Choose the amount and destination

Enter the destination and the amount you’d like to send. You can transfer money directly to your recipient’s bank account, a nearby agent location or to their mobile wallet.1

3

Enter your recipient’s details

Simply enter your recipient’s account details to transfer money directly to their bank. Or, provide their name and address to send funds for cash pickup.

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4

Select a secure payment method

Choose whether to pay with your credit/debit card2, or with your bank account.

5

Confirm, send and track your transfer

Your money is on its way! Depending on the method chosen, it can arrive in minutes3. We’ll send you a confirmation email with the MTCN to track your money transfer along the way.

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Ready to send money?

Send money in a few taps with our app.

Send money quickly or start a transfer and pay in-store.
Track your money transfer in real time.
Send again quickly to friends and family.
Download the app
4.8/5
4.4/5

Rating as of September 15, 2020.

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More ways to transfer money with Western Union

On the go with our app

Send money on the go, at the grocery store, the gym or from wherever you are with the Western Union® app.

Download app

Pay by phone

Send to bank accounts in select countries for no fee4 when you pay using your bank account. Easily check the cost of other transfers with our price estimator.

Learn more

Send money in person

Make money transfers in person from over 57,000 Western Union® agent locations5 in the U.S. alone. You can send money to a bank account, for cash pickup or to a mobile wallet1.

Find locations

Flexibility to change how your recipient gets their money

Situations change. That’s why we’re making it easy to switch from cash pickup to sending money directly to your recipient’s bank account. Follow the steps below to update the delivery method. Currently, online updates are excluded for select countries5.

Frequently Asked Questions about money transfers in the U.S.

How do I send money to a bank account?

Western Union makes it quick and easy to send money online to your receiver’s bank account. You can send money directly to a qualifying bank account, using your credit/debit card2, or pay by bank transfer. Here’s how:

1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to view the times as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details7. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. Learn what banking information you’ll need by country here.
4. Pay with your credit/debit card2.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I send money online for cash pickup?

If you need to send money urgently, this is a fast and convenient option. Simply pay by credit, debit card or bank transfer and the money is ready for cash pickup in minutes3.

If paying by credit/debit card2:

1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to send. Select ‘Cash pickup’ and payment by card.
3. Enter your receiver’s name and address.
4. Pay with your credit/debit card.
5. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pickup.

If paying by bank transfer:

1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to pay with a bank account. Select ‘Cash pickup.’
3. Link your checking account to your Western Union® profile (U.S. accounts only).
4. Verify your bank account and complete your money transfer.
5. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pickup.

How do I send money online to a mobile wallet1?

You can send money directly to your receiver’s phone if they have a mobile wallet from one of our partners and are in a country where this service is available. Find out more here.

1. Check available destination countries and mobile providers.
2. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
3. Choose delivery ‘To a mobile wallet’ and enter the destination and any amount up to $500.
4. Enter your receiver’s name and mobile number.
5. Pay with your checking account, credit/debit card2.
6. You and your receiver will get a confirmation alert via text notification when the money is delivered.

How do I send money at a Western Union location?

Western Union makes it easy to send money in person directly to your receiver’s bank account, for cash pickup or to a mobile wallet1. Best of all? We’re completely paperless. Here’s how to send:

Send to a bank account or for cash pickup:

1. Search for a Western Union location near you.
2. Go directly to the counter with your valid government-issued ID, My WU® number or phone number, and bring your receiver’s bank and account information.
3. Pay with cash or a U.S. bank-issued debit card.
4. We’ll provide you a receipt with the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds.

Send to a mobile wallet:

1. Check available destination countries and mobile providers.
2. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
3. Choose delivery to a mobile wallet3 enter the destination and any amount up to $500.
4. Enter your receiver’s name and mobile number.
5. Pay with your checking account or credit/debit card2. You and your receiver will get a confirmation alert via text notification when the money is delivered.

Find a location

How do I send money with the Western Union® app?

The Western Union® app lets you send money on the go to a bank account, for cash pickup or to a mobile wallet.

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet1 based on your receiver’s country. Enter your receiver’s details.
3. Pay for your money transfer with a credit/debit card2 or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet1, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Download the app

How can I send money to an inmate?

If you have a loved one serving time at a U.S. correctional facility, a Western Union® transfer makes it easy to fund your loved one’s commissary account. Learn how to send money to an inmate here.

Still have questions about sending money online?

Contact our Customer Care team or visit our FAQ page for more information.

Start sending money today

Sign up now

Quick and easy sign up

It’s easy to sign up and start transferring money to a bank account via our mobile app or in person today.

Track your payments

You can easily track your transfer online or via our app using the MTCN.

Pay the way you like

Pay using your bank account or credit/debit card2.

Convenient locations

Send money from a Western Union® agent location to your receiver’s bank account.

Send money online, available for pickup in minutes3

Simply transfer money to an agent location and your recipient can collect the cash within minutes of it being sent.

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Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to help grow economies and create a better world. You have the capability to send funds online, with our app or in person to billions of accounts worldwide. So, go ahead: send money with us and enjoy ease of use, reliable service and all the other benefits we have to offer.

Encryption to help protect your transfers

We’re committed to keeping your data secure

The reliable ways to transfer money to bank accounts around the world

Send money to bank accounts around the world the way that works for you: online, with the Western Union® app or in person at an agent location. Choose your country to get started.

1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

5 As of June 30, 2020.

6 Excludes Aruba, Brazil, China, Cuba, Ethiopia, Haiti, Lesotho, Liberia, Libya, Namibia, South Africa, Swaziland, and Venezuela.

7 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)