Send to major banks around the world for $0 fee*
Send up to $50,000 from your bank in the US to major banks outside the US for no fee*!
Send money now
Choose how they’ll receive the money
Choose the best way for your receiver to get the funds they need quickly. With multiple options available, sending money is simple and requires little effort for your receiver to gain access to the cash you send as quickly as possible.
Cash pick up
It’s fast. Send to over 500,000 agent locations worldwide for
pick up in minutes1.
Send Money Now
How to send money
Sending money with Western Union is easy and convenient. Transfer money the best way that works for you. You can send money online, visit a location and transfer cash in person, send money over the phone or use our money transfer mobile app. Choose how you would like to transfer your money and follow the simple steps below.
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Online
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In person
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By phone
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App
Send money directly to a qualifying bank account, using your credit2 or debit card, or pay by bank transfer.
1) Check if you have all the bank details of your receiver.
2) Log in or register, and click ‘send now’ to start your transfer.
3) Enter the destination and amount. Transaction times vary per destination, but you'll be able to see these as you make your selections.
4) Choose delivery 'bank account' and select a past receiver or enter your receiver's bank account details.
5) Pay by debit or credit card2, or with your bank account.
6) We will send you a confirmation email with a tracking number of your transaction (MTCN). Share this number with your receiver to track the funds.
Send for cash pick up, pay
with card
Need to send money urgently? This is a fast and convenient option, pay by debit card and your money is ready for cash pick up in minutes1.
1) Log in or register, and click ‘send now’ to start your transfer.
2) Enter the destination and amount, then choose cash pick up and payment by card.
3) Enter your receiver's name and address.
4) Pay with your credit2 or debit card (issued by a bank in the United States).
5) We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
Send for cash pick up, pay
with bank transfer
Link your bank account to your Western Union® profile to save yourself time and make future transfers easier (US accounts only).
1) Log in or register, and click ‘send now’ to start your transfer.
2) Choose 'cash pick up' enter the destination and amount then chose to pay with a bank account.
3) Link your checking account to your Western Union profile (US accounts only).
4) Verify your bank account and complete your money transfer.
5) We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
Send to a mobile wallet3
You can send money directly to your receiver’s phone if they have a mobile wallet3 from one of our partners, and are located in a country where this is available. Find out more here
1) Check available destination countries and mobile providers.
2) Log in or register, and click ‘send now’ to start your transfer.
3) Enter the destination and any amount up to $500, and choose delivery 'to a mobile wallet3'.
4) Enter your receiver's name and mobile number.
5) Pay with your checking account, credit card2 or debit card.
6) You and your receiver will get a confirmation alert via text4 notification when the money's delivered.
Need to transfer funds to a correctional facility? Choose Send Money to an Inmate.
Send to a bank account
We are formless! Go directly to the counter to transfer money to a bank account.
1) Check if you have all the bank details for your receiver and search for an agent location near you.
2) Go directly to the counter with your ID, My WU® number or phone number, and bring you receiver’s bank and account information.
3) Pay with cash or a US bank-issued debit card (at participating locations).
4) Save your receipt with the tracking number (MTCN). Share this number with your receiver to track the funds.
Send for cash pick up
We are formless! Go directly to the counter to transfer money to a bank account.
1) Search for an agent location near you.
2) Go directly to the counter with your ID, My WU® number or phone number, and bring your receiver’s information. Give the Agent the applicable funds (including transaction fee*), and pay with cash.
3) Save your receipt and share the tracking number (MTCN) with your receiver for fast cash pick up.
Send to a mobile wallet3
You can send money directly to your receiver’s phone if they have a mobile wallet3 from one of our partners, and are located in a country where this is available. Find out more here
We are now formless! Go directly to the counter to start your transaction.
1) Check available destination countries and mobile providers.
2) Check to confirm that you have the receiver's name, and mobile phone number.
3) Go directly to the counter with your ID, My WU number or phone number, and bring your receiver's information.
4) Pay with your checking account, credit2 card or debit card.
5) You and your receiver will get a confirmation alert via text4 notification when the money's delivered.
Need to transfer funds to a correctional facility? Choose Send Money to an Inmate.
Call for cash pick up
It’s easy to send money by phone in the US. Just call 1-800-CALL-CASH® to send money in minutes for cash pick up.
1) Have your credit2 or debit card ready (US issued).
2) Call 1-800-CALL-CASH® (1-800-225-5227).
3) Talk to our agent and pay by card.
4) Save your tracking number (MTCN) and share it with your receiver for pickup at one of our agents.
Need to transfer funds to a correctional facility? Let your agent know when you make the call.
Send to a bank account
Send money directly to a qualifying bank account, using your credit2 or debit card, or pay by bank transfer.
1) Check if you have all the bank details of your receiver.
2) Open the WU app and log in with Touch ID, or download the app on the Google Play Store or the Apple App Store and register.
3) Start a transfer and enter the destination and amount. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
4) Choose delivery "to a bank account" and select a past receive or enter your receiver's bank account details.
5) Pay by debit or credit card2, or with your bank account.
6) We send you a confirmation email with a tracking number of your transaction (MTCN). Share this number with your receiver for to track the funds.
Send for cash pick up, pay
by card
Need to send money urgently? This is a fast and convenient option, pay by debit card and your money is ready for cash pick up in minutes1.
1) Open the WU app and log in with Touch ID, or download the app on the Google Play Store or the Apple App Store and register.
2) Start a transfer and enter the destination and amount. Choose 'cash pick up' and payment by 'card'.
3) Select a past receiver or enter your receiver's name and address.
4) Pay with your credit2 or debit card (issued by a bank in the United States).
5) We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
Send for cash pick up, pay
with a bank account
To save time in the future when sending for cash pick up it’s easy to link your bank account to your Western Union profile.
1) Open the WU® app and log in with Touch ID, or download the app on the Google Play Store or the Apple App Store and register.
2) Start a transfer. Enter the destination and amount, then choose to pay with 'bank account'.
3) Select a past receiver or enter your receiver's name and address.
4) Link your checking account to your Western Union profile.
5) Verify your bank account and complete your money transfer.
6) We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
Send to mobile wallet3
You can send money directly to your receiver’s phone if they have a mobile wallet3 from one of our partners, and are located in a country where this is available. Find out more here
1) Check available destination countries and mobile providers.
2) Log in or register, and click ‘send now’ to start your transfer.
3) Enter the destination and any amount up to $500, and choose delivery "to a mobile wallet3".
4) Enter your receiver's name and mobile number.
5) Pay with your checking account, credit2 card or debit card.
6) You and your receiver will get a confirmation alert via text4 notification when the money's delivered.
Need to transfer funds to a correctional facility? Choose Send Money to an Inmate from the app menu.
Want to find out more about how to send money within the U.S.? We make it easy to send cash to your loved ones who may need money quickly. Cash is available for pickup within minutes, in most cases.
A few reasons to send with us
Western Union has been delivering solutions to individuals and businesses since 1884. Our reliable, secure and easy-to-use services make it convenient for your loved ones to receive the money they need quickly and in the method that works best for them.
Money in minutes1
Send money online by debit card for fast cash pick up at an agent location.
Worldwide Reach
Send money online to more than 500,000 agent locations in over 200 countries and territories.
Choice and Convenience
Transfer money online directly to a participating bank account, for cash pick up, or even to a mobile wallet3 in select countries.
Get started
Send money on
the go with the
Western Union® app
Check fees and exchange rates*.
Quick Resend to repeat your previous transaction.
Touch ID allows you to quickly login.
Scan your credit card2 and easily pay fast with your plastic.
Download now
Did you know? Select Western Union agent locations in the U.S. give you access to not only send money, but to also purchase money orders, pay bills and purchase minutes for prepaid smartphones. Learn more about our agent locations and visit us today.
Do you have a loved one serving time at a US correctional facility? A Western Union® transfer makes it easy to fund your loved one’s commissary account. Send money to an inmate now.
*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
1 Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).
2 Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges.
3 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service.
4 Message and data rates may apply.