Send money to Nigeria

Send money to Nigeria from the USA direct to bank accounts or for cash pickup to support your loved ones. Make fast regular transfers online, via our app or in person.

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    FX: 1.00 USD =


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    We’ve sent money around the world for over 170 years

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    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details

    Cash at an agent location

    With a credit3 or debit card

    Ready to send money?

    Send money to Nigeria in a few taps with our app

    Quickly check transfer fees and exchange rates.
    Complete your money transfer to Nigeria with ‘Quick Resend’ and a credit card scan.
    Log in quickly and securely with Touch ID.
    Download the app

    Easily send money to Nigeria


    More information on how to send money to Nigeria from the US

    Send money to a Nigerian bank account

    Make deposits for friends and relatives who hold accounts with First Bank of Nigeria.

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    Download our helpful app

    Manage each money transfer to Nigeria you make on the move and conveniently track progress with our app.

    Find out more

    Give the gift of mobile minutes

    Reload mobile phone minutes for people in Nigeria who use 9Mobile prepaid plans. You’ll never lose touch with those who matter most, even with an ocean between you.

    Send minutes

    Reasons to choose Western Union®

    Free to register

    Set up a free Western Union profile and explore the different ways to send money to Nigeria.

    Reliable and efficient

    We make it simple to send money to Nigeria, with online, app and in-person services available.

    Ease and convenience

    Use the delivery method that best suits you and your loved ones’ busy lives. Choose a bank account deposit or cash pickup.

    Crossing borders

    Send money to friends and relatives beyond Nigeria, with the ability to transfer money to more than 200 countries and territories.

    Sign up to send money to Nigeria today

    Fast and easy set-up

    All it takes is a couple of clicks and a few personal details to create a profile for free.

    Discover the My WU® program

    Benefit from discounts and rewards as you build up points each time you transfer money to Nigeria.

    Get a tracking number

    You’ll receive a unique tracking number every time you send dollars to Nigeria to help follow your money.

    Make fast repeat transfers

    Do you provide support to the same people in Nigeria each month? Save their details for speedier repeat transfers.

    Frequently asked questions

    How do I send money online to Nigeria?

    Need to send money online to Nigeria? Here’s how to get started:

    1. First, you’ll need a Western Union profile. It’s free to register but you’ll have to verify your details with us.
    2. Next, log in to your new profile and choose the ‘Send money’ option.
    3. You’ll be given a choice of destinations – select Nigeria from the list. Enter the number of dollars you want to transfer.
    4. Pick the right delivery method for your receiver. Choose a bank account transfer or cash pickup from one of our agent locations and your preferred payment option.
    5. Enter any details requested about you and your receiver, then pay for your money transfer to Nigeria.
    6. Look in your inbox for a confirmation email containing the Money Transfer Control Number (MTCN). Enter this into our tracking tool to keep an eye on your transfer’s progress.
    What do I need to send money online to Nigeria?

    You’ll need to have your friend or relative’s Nigerian account number to hand when transferring money to their bank online. Real-time transfers can be made to First Bank of Nigeria accounts. You’ll also need to be over 18, and we may ask for extra ID verification.

    How do I estimate the cost to transfer money to Nigeria?

    We make it easy to transfer money to Nigeria – whether it’s to friends or family members. And we’re always upfront about costs. Use our price estimator to gauge transfer fees and limits.

    Can I send money from the US to a Nigeria bank account?

    Yes, it’s easy to send money to a Nigeria bank account. You can transfer funds directly from your bank account in the US to your receiver’s account in Nigeria. Your friend or relative can then spend the money on anything – from an emergency or household improvements, to education or a well-deserved treat.

    Estimate the cost of sending money to Nigeria.

    We make it easy for you to transfer money to Nigeria – whether it’s to friends or family. Our price estimator gives you an idea of what you can expect in terms of transfer fees, transfer limits, and exchange rates.

    Send loved ones the gift of mobile minutes

    Western Union makes it easy to reload prepaid mobile phone minutes for your loved ones who live in Nigeria. We provide prepaid mobile minutes on 9 Mobile prepaid phone plans, making it easier for loved ones in Nigeria and abroad to stay connected. Learn more about how to reload a mobile phone and provide prepaid minutes instantly when you use our service.

    Can I wire money to Nigeria bank accounts?

    Western Union makes it easy to transfer money to a bank account in Nigeria. While we don’t “wire” your transaction, the money can be sent directly from your bank account to your loved one’s account in Nigeria. Receivers can use the funds for anything from emergencies to household improvements, education, and more.

    * Terms and Conditions apply. Restrictions apply, see

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    2 Agent locations count valid as of June 30th, 2021.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.