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1.00 =
*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

We encrypt your transfers

We are committed to keeping your data secure

We’ve sent money around the world for over 160 years

Send money to Nigeria

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Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Check Rates

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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

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Receiver gets {{extraMoney}} more

We encrypt your transfers.

We are committed to keeping your data secure.

Convenient ways to send and receive money

Choose the way you pay

Using your bank details

Cash at an agent location

With a credit2 or debit card

Ready to send money?

Send money to Nigeria in a few taps with our app

Start your money transfer on the app and pay later at an agent location.

Track your money transfer from LA to Lagos and get notified when it arrives.

Save your loved ones’ details to make quick repeat money transfers.

Scan the QR code to download the WU app.
4.8 /5

Rating as of December 2021

4.5 /5

Rating as of December 2021


More information on how to send money to Nigeria from the US

Get your receiver’s details3 ready

Before you start a money transfer to Nigeria, you’ll need your receiver’s details3 – including their bank account number (if sending to a receiver’s bank account), name and address.

Send money to Nigerian bank accounts

One of the best ways to send money to Nigeria is direct to a First Bank of Nigeria, GTBank or Access Bank bank account. Your loved ones can receive their funds without leaving the house. Transfers sent to accounts at these three banks in Nigeria are available for USD deposit only; if your receiver does not have a USD denominated bank account, the bank will automatically set one up for them.

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Reasons to choose Western Union®

Fighting against fraud

No matter how you choose to send money to Nigeria, we’ll encrypt your transfer. You can join us in the fight against fraud by learning how to spot a scam.

Moving money for over 150 years

We’ve connected people around the world since 1851. Today, we make an average of 25 money transfers per second globally.

Money transfers to suit you

Sending money to Nigeria from the USA is simple with Western Union. Choose in-app, in-person or online money transfers, and pay by cash or card.

Convenient agent locations

We have more than 61,0001 agent locations, from Minneapolis to Houston, San Diego to Boston. Wherever you are in the US, it’s easy to find a Western Union agent location.

Sign up to send money to Nigeria today

Track your money transfers

You can keep real-time tabs on your money transfers, from Kansas to Kano. You’ll get a notification when your loved ones have received their funds.

Schedule your payments

Schedule money to arrive for a friend’s birthday or a niece’s graduation. By planning a money transfer in advance, you can make sure you don’t miss a special occasion.

Register for a free profile

Register for a free profile to send US dollars to Nigeria with Western Union.

Frequently asked questions

How do I send money to Nigeria from the USA online?
  1. Start by registering for a free Western Union profile, or logging in.
  2. Choose ‘Send now’.
  3. Enter Nigeria as your location and the amount of money you wish to transfer.
  4. Choose either bank account or cash pickup.
  5. Fill out the required details and pay by cash or card.
  6. Check your inbox for your unique tracking number (MTCN). Use this to track your money transfer to Nigeria and share it with your receiver so they can pick up their funds.
How do I send money to Nigeria from a USA agent location?
  1. Start by finding a convenient agent location near you.
  2. Head to the counter with your ID. You’ll also need your receiver’s bank details3 or agent location, address and phone number.
  3. Pay by cash or credit card2/debit card.
  4. Take your receipt and tracking number (MTCN). Share this with your receiver so they can collect their cash.
What do I need to transfer money online to Nigeria?

You’ll need to have your friend or relative’s Nigerian account number to hand when transferring money to their bank online. You can make real-time money transfers to First Bank of Nigeria, GTBank and Access Bank accounts. You’ll also need to be over 18, and we may ask for extra ID verification.

How do I estimate the cost to transfer money to Nigeria?

We make it easy to transfer money to Nigeria – whether it’s to friends, family members or even for business. Use our price estimator to get a handle on transfer fees4 and limits. There’s no obligation to complete your money transfer.

1 Agent locations valid as of September 30, 2021.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel and location based on a number of factors. Fees and rates subject to change without notice.