Send money to Nigeria from the US

Send cash to most major banks in Nigeria with, via the Western Union® app, or from an agent location for pickup within minutes1.

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    FX: 1.00 USD =


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    Transfer money to anyone in Nigeria

    Does a loved one need emergency cash fast? Did your favorite niece run out of vacation money before going on a weekend trip? Whatever the reason, Western Union makes it easy to send and transfer money to Nigeria online, via the Western Union® app, or from an agent location. When you need to wire money to Nigeria, we’ll help you get it there – quickly and reliably.

    Choose how to send money to Nigeria

    Sending money to Nigeria from the US is easy and convenient with Western Union. We offer three quick ways for you to get money to your loved ones.

    Choose how to pay

    Pay with a credit or debit card2, Apple Pay®

    Directly from your bank account

    In cash at an agent location

    Receiving naira in Nigeria

    When you send money to Nigeria, your loved ones can pick up their cash at more than 4,500 agent locations across Nigeria, or have the money sent directly to a bank account.

    Transfer money to Nigeria with the Western Union® app

    Check fees and exchange rates* fast.
    Complete your money transfer with ‘Quick Resend’ and credit card scan.
    Login quickly with Touch ID.
    Download the app now

    Rating as of September 15, 2020.


    Why choose Western Union to transfer money to Nigeria?


    Your money will get there when they need it most.


    Send money to Nigeria for cash pickup within minutes1.


    Money can be sent directly to major bank accounts in Nigeria.

    Ready to get started?

    Estimate the cost of sending money to Nigeria.

    We make it easy for you to transfer money to Nigeria – whether it’s to friends or family. Our price estimator gives you an idea of what you can expect in terms of transfer fees, transfer limits, and exchange rates.

    Send loved ones the gift of mobile minutes

    Western Union makes it easy to reload prepaid mobile phone minutes for your loved ones who live in Nigeria. We provide prepaid mobile minutes on 9 Mobile prepaid phone plans, making it easier for loved ones in Nigeria and abroad to stay connected. Learn more about how to reload a mobile phone and provide prepaid minutes instantly when you use our service.

    Can I wire money to Nigeria bank accounts?

    Western Union makes it easy to transfer money to a bank account in Nigeria. While we don’t “wire” your transaction, the money can be sent directly from your bank account to your loved one’s account in Nigeria. Receivers can use the funds for anything from emergencies to household improvements, education, and more.

    * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    1 Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

    2 Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges.