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Send money to Canada

Send money to Canada from the USA in a way that suits you and your loved ones. Explore ways to transfer money quickly and reliably.

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    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 170 years

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    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details

    Cash at an agent location

    With a credit2 or debit card

    Ready to send money?

    Send money to Canada in a few taps with our app

    Send money to Canada on the go at any time, from anywhere in the US.

    Quickly and easily transfer money to friends and family with saved details.

    Start a money transfer online, then finish in-store for cash pick-up or direct to a bank account.

    Scan the QR code to download the WU app.

    Rating as of December 2021

    More information on how to send money to Canada from the US

    Send money direct to bank accounts

    Send money directly to friends and family who bank with the likes of the Royal Bank of Canada, Canadian Imperial Bank of Commerce, Bank of Montreal, Toronto, or Nova Scotia.

    Send now

    Transfer through our app

    Download our app to send money from the US to Canada wherever you and your receiver are. Save their details to make repeat payments quickly and easily.


    Download the app

    Sending money to Canada in person

    Transfer money from the US to Canada in person by visiting your nearest agent location. Choose from over 2,7001 pick-up points – from Toronto up to Yukon.

    Explore Western Union® locations

    Reasons to choose Western Union®

    Choose how you send money to Canada

    Whatever’s easiest for you and your receiver, you can start sending money to Canada online, via our app, or in-person – direct to their bank account or for a cash pick-up.

    Protected money transfers

    We’re committed to keeping your money transfer from the US to Canada protected by our secure encryption and fraud prevention for your peace of mind.

    Find a convenient location

    With thousands of locations in Canada, it’s easy to find somewhere local to arrange a cash pick-up for your friend or family member.

    Enjoy international reach

    Transfer money to Canada and beyond. We have more than 550,0001 agent locations across over 200 countries and territories worldwide.

    Sign up to send money to Canada today

    Easily sign up to send money to Canada

    Follow our simple and free sign-up steps and begin sending money to Canada today.

    Get My WU program® rewards

    Earn points every time you send money when you sign up to the My WU program®.

    Track your transfers

    Keep an eye on the progress of every money transfer from the US to Canada you make.

    Save details for fast future sending

    Quickly send money to friends and family by storing their details for later.

    Receiving money in Canada

    Whether your receivers are camping in Yellowknife, living large at The Toronto Film Festival, skiing in Montreal, or hunting for the best seafood restaurant in Halifax, they can pick up a money transfer at more than 3,000 agent locations throughout Canada.

    Frequently asked questions

    How much money can I send to Canada?

    This depends on your method of sending money to Canada and can vary based on the Western Union agent location you use. You can send up to $50,000 (or the equivalent in Canadian dollars) when sending money online to a bank account.

    The maximum amount you can send and receive at a Western Union agent location is generally $7,500. However, it’s best to check the limit at your local location and the receivers for sending money to Canada first.

    How do I transfer money online to Canada from the US?

    To send money to Canada from the USA, follow these simple steps:

    1. First, log in to your Western Union account – or register a free profile. Click ‘Send now’ and start the transfer process.
    2. Choose Canada as the destination. Next, input how much you want to send and see our typical transaction times.
    3. Select ‘Bank account’ and enter the account details3 of your receiver in Canada. If you’ve transferred money to them before and opted to save their details, just choose their account.
    4. Use your credit2, debit card, or bank account to cover the costs of your money transfer to Canada.
    5. Your money is on its way to Canada. Check your emails for confirmation, which will contain a Money Transfer Control Number (MTCN). Use this to track your money transfer and share it with your friend or family member in Canada too.
    What do I need to send money online to Canada?

    To send money from the US to Canada you need a government-issued ID (such as a passport or US driver’s license) to first register with Western Union. Then you also need your receiver in Canada’s:

    • First and last name (as it is on their government-issued ID)
    • Phone number (in some cases you may need their address)
    • International Bank Account Number (IBAN)
    • Receiving bank’s financial institution number, account number and type.
    How long will it take for money to reach Canada from the US?

    It depends on how you have chosen to transfer money from the US to Canada. In some cases, your money may arrive in minutes4 with cash pickup – otherwise, expect it to take one to two banking days.

    * Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

    1 Agent locations count valid as of June 30th, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.