Just a few details are all the sender needs to transfer money. Required information varies depending on your location, but the bank name is mandatory in most countries. In the US you need to provide your ABA routing number, account number, address, city, state, zip and phone number.
Your money is on its way! Use the tracking number (MTCN) to track the funds. The sender will get this in an email receipt, which they can share so both of you can track your money as it makes its way to your bank account.
Depending on your location and bank details, your money can arrive in just minutes1. In some cases, it may take up to four business days2. Whether you have an account with JP Morgan, Bank of America or other major banks, from New York to Los Angeles, receive your funds in a timely manner.
Even though situations can change, it’s important that everyone still gets any money sent their way. That’s why Western Union makes it possible to change the way you receive your money. Just follow the steps below.
Switch the way you’ll get your money, from cash to a bank account or debit card, if your situation changes – for the most convenient option.
Funds sent straight to your bank account can arrive in minutes1, depending on when and where they’re sent from and your receiving location.
Arrange to receive cash in person at more than 61,0007 agent locations across the US in all 50 states – from New England to New Mexico.
However your money is due to arrive, track your money transfer online or via our app in real time.
Send and receive money online, available for pickup in minutes1
Quickly and easily send and receive money online from virtually anywhere. Arrange both international and domestic money transfers for cash pickup at thousands of agent locations in minutes1.
Yes, you can have funds sent directly to your bank account. Your sender just needs to select ‘Bank account’ when arranging a money transfer. All you need to do is provide the sender with your bank details when sending to bank accounts in the US – your ABA routing number, account number, address, city, state, zip and phone number.
To pick up cash fast with no need to fill out forms, you can collect your money in person when the sender arranges delivery to an agent location. Follow these simple steps:
Bring a valid government-issued ID (such as a US driver’s license or passport) and the tracking number (MTCN) for the money transfer. You also need to provide the sender’s complete name and state the expected amount. In some cases, you may be asked the sender’s country, state, city and/or province – so it’s good to have these ready too.
Visit our website and select ‘Track a transfer’. Enter the name of the person who sent you the money and the tracking number (MTCN). Then you can see where your money is in real time, so you know if it’s ready to pick up at an agent location or has arrived in your bank account.
To change from cash pickup to receive money directly to a debit card:
Western Union® money services provide the flexibility to send and receive money in the most convenient way for you. If you don’t have a bank account, you can receive cash at an agent location or have it sent directly to your debit card.
Western Union has been helping people move money around the world for more than 150 years. We continue to encourage economic growth and make cross-border currency movement quick and easy, to work towards a better world. Billions can receive funds online, with our app or in person.
So, go ahead – tell your sender to transfer money with us and enjoy ease of use, a reliable service and all the other benefits we have to offer.
Encryption to help protect your money transfers
We’re committed to keeping your data secure
Start your cash pickup on the app or direct funds into your bank account.
Track your money transfer in real time.
Find an agent location nearby to receive cash.
*Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal
1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 United States of America: Funds will reach most banks in the US by the next banking day for transfers sent before 4pm Eastern Time.
3 Faster access to funds is based on comparison of Netspend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
4 Valid only for westernunion.com or Western Union® app transactions sent from United States, Great Britain, France, Italy and Germany.
5 Please make sure that the sender’s name accurately matches with the name provided on the transaction and with the details of the bank account owner. (Account details may vary by country).
6 This service only applies to transfers of $3,000 or less, made within the US that are started on westernunion.com or Western Union® app. Please check with your sender for transaction details.
7 Agent location count valid as of 30 September 2021.