We encrypt your transfers
We are committed to keeping your data secure
When you send money from your bank account to BDO Unibank, BPI, Landbank and other major banks in the Philippines.
Directly from your bank account
Cash at an agent location
With a credit/debit card5
Transfer money to
Have your recipient’s
To start your bank transfer, you only need your recipient’s account number6 and purpose of transfer.
Send money to major banks quickly
The money will get to your recipient in as little as a few minutes1 or up to one banking day.
Ease and convenience
Send money the way that’s convenient for you: online, with our app, or in person at an agent location.
Commitment to security
Our encryption and fraud prevention efforts help protect your Western Union® transfers.
We move money from the U.S. to over 200 countries and territories.
Get rewarded with the My WU® program
Collect points7 anytime you send money and get up to 50% off transfer fees2 with special offers exclusively for members.Learn more
It’s easy to sign up and start sending money reliably.
Easily track your transfer online and with our app using the MTCN.
Pay online using your bank account, credit/debit card5 or cash in-store.
Send money via a Western Union® agent location near your recipient.
1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to view the times as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter their bank account details6.
4. Pay with your credit/debit card5.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.
When you register online with Western Union, you will need your U.S. driver’s license, passport or government-issued ID.
You will need your receiver’s account number and the purpose of the transaction.
Your specific daily transaction limit will vary based on the service you choose and your transaction history. Register and visit your profile to see your individual transaction limit.
Western Union makes it easy to send money transfers online to billions of bank accounts around the world. Why should you send with Western Union?
Here are the top 5 reasons.
1 Real time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI), and Land Bank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10 am and 1 pm Eastern Time may also be delayed.
Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
3 Network data as of June 30, 2020.
4 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.
5 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
7 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotions l discounts that cannot be combined with My WU® fee reductions.