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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

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Send Money to China

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Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

You Save {{feeDifference}} on fee
Receiver gets {{extraMoney}} more

We encrypt your transfers.

We are committed to keeping your data secure.

Refer a friend!

You’ll both earn a $20 e-gift code*.
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Convenient ways to send and receive money

Transfer money to China from the US in the most convenient way for you.

Choose the way you pay

Using your banking details

Cash at an agent location

With a credit4 or debit card

Ready to send money?

Send money to China in a few taps with our app

Send money to China on the go whenever and wherever you are

Save receiver details to make fast repeat transfers

Track your transfer to China in real time via the app

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4.8 /5

Rating as of September 15, 2020.

4.4 /5

Rating as of September 15, 2020.


More information on how to send money to China from the US

Sending money to bank accounts

Send funds directly to the bank accounts of your friends and family in China. Arrange a bank transfer to accounts held with Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and more.

Send now

Estimate transfer fees

Western Union offers transparent transfer fees4. Calculate the current exchange rate for the US Dollar and Chinese Yuan and check out our transfer fees4 and send limits before you send.

Estimate transfer fees

Pickup options

Send money to China from the US for cash pickup at the closest, most convenient agent location. From Chongqing to Hangzhou, find a nearby agent location that suits your receiver.

Explore Chinese agent locations

Reasons to choose Western Union®

Pay the way that works

Send money to China from the US online, via our app or in person at an agent location. Choose the way most convenient for you.

Fighting against fraud

Whichever way you choose to send money to China – your transfer is encrypted with Western Union. Enjoy peace of mind that your money is protected.

Be fraud smart

History of moving money

For 150 years, we’ve helped people send money around the world to support friends and family overseas. Millions benefit from our money transfer tools.

Sign up to send money to China today

Register for free

Quickly and easily register for free online to start sending money to China.

Track your transfers

Follow your funds in real time and share the tracking number (MTCN) so your receiver can track progress too.

Schedule repeat payments

If you regularly send remittance to China or want to ensure you don’t miss a special occasion, schedule your transfers.

Frequently asked questions

How do I send money to an Alipay2 user in China?

To send money to an Alipay2 mobile wallet user in China, follow these steps:

  1. Log in to your profile and select Send money now.
  2. Enter send amount and select Alipay as the receive method.
  3. Choose how you want to pay
  4. Add in your receiver’s name, choose Alipay as the wallet service provide and enter the receiver’s wallet mobile number (mobile phone number).
  5. Select the purpose of your transfer and complete payment.
  6. The money will be paid out to the Alipay account of your receiver in China.
How much money can I send to China?

You can send up to $7,000 USD online to bank accounts in China with Western Union. However, individual send limits may vary based on transfer history and products selected. Log in to your profile and check your current limit for sending money to China.

How do I send money online to China?

Follow these steps to understand how to send money to China online with Western Union:

  1. Register for a free profile. Then log in and select ‘Send now’ to start the transfer.
  2. Add in how much you want to send to your receiver and choose ‘China’ as the destination.
  3. Click on ‘Bank account’ to send funds straight into your receiver’s account. Enter their bank details6 or click their name for a repeat transfer.
  4. Alternatively, select ‘Alipay’ to send money straight to a mobile wallet and enter your receiver’s name and Alipay ID.
  5. Pay for your transfer to China with a credit4 or debit card, or via bank transfer.
  6. Your money is on its way. Look for an email receipt that includes a tracking number (MTCN) you can share with your receiver to both track your transfer.
What do I need to send money online to China?

To first register for a free profile, you need a valid US driver’s license, passport or government-issued ID, alongside personal information such as your address. When it comes to sending money to China, you’ll also require your receiver’s bank name and bank card number, or their Alipay ID – if sending to a mobile wallet. You also need a valid and working payment method: a debit or credit card or a bank account.

How do I send money to China from a Western Union agent location?

Learn how to send money to China at an agent location:

  1. Find your nearest agent location with our online search tool.
  2. Head to the agent location with a valid government-issued ID or phone number, your receiver in China’s bank and account information.
  3. Arrange the transfer to China and pay for it with a US bank-issued debit card or cash.
  4. Keep the receipt and use the tracking number (MTCN) to track your transfer, sharing with your receiver too.
How do I estimate the cost to transfer money to China?

Simply use the online price estimation tool. Add in how much you want to send in USD (up to $7,000) and see how much your receiver will get in Chinese yuan. You can see any transfer fees7, discounts, estimated delivery times and the total transfer cost – with no obligation to proceed. Switch between receiver and payment methods to see how it affects the estimated price.

1 Agent locations count valid as of September 30th, 2021.

2 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in the United States. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.

3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’.

4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

5 Terms and Conditions apply. Restrictions apply, see

6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

7 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.