Send money to China from the U.S.

When sending money to China with Western Union, receivers with qualifying accounts3 will get their deposit in minutes1 at major banks in China, including Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and many others.

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    FX: 1.00 USD =


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    Refer a friend!

    You’ll both earn a $20 e-gift code*.
    Terms and conditions apply.

    Transfer money to China a convenient way

    When you need to get funds to someone in China, trust Western Union for a reliable and fast transfer. Whether you need to support family in times of need or help a student pay tuition, choose Western Union to send money from China to the US.

    Choose how to send money to China

    Transfer money to China from the US in one of three convenient ways.

    Find a payment option that suits you

    Pay with a credit2 or debit card, Apple Pay®

    Directly from your bank account

    In cash at an agent location

    Receiving yuan in China

    Your loved ones can pick up cash at more than 27,000 locations across China, or have the money sent directly to a bank account.

    Send money to China with the Western Union® app

    Check Chinese yuan exchange rates** fast.
    Login immediately with Touch ID.
    Scan your credit card2 and pay fast with your plastic.
    Download the app now

    Rating as of September 15, 2020.


    How to send money to an Alipay⁴ user in China?

    1. Log in and click on Send money now.

    2. Choose how you want to pay.

    3. Provide your receiver’s name and Alipay ID (mobile phone number).

    4. Select the purpose of your transaction and pay.

    5. The money will be paid out to your receiver’s Alipay account.

    Estimate transfer fees* on your money transfer to China

    Western Union offers transparent transfer fees*. Calculate the money exchange rate to China, and check out our transfer fees*, and send limits.

    * Terms and Conditions apply. Restrictions apply, see

    ** Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    1 Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

    2 Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges.

    3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’.

    4 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in the United States. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.