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Ways to send money to China
Ways to receive money in China
Transfer money to China from the US in the most convenient way for you.
Visit one of more than 61,000 agent locations1 across the USA to send money to loved ones in person.Find a nearby US agent location
Send money to China from the US with the Western Union® app. Transfer funds wherever you are and whenever you need to via our app.Download now
Send money to an Alipay2 mobile wallet user in China, so they receive funds direct to their Alipay account.Send money now
Send money direct to qualifying accounts3 in China. Arrange a transfer to a range of major banks in China.Learn more about receiving money
Your loved ones can pick up yuan in person at more than 27,000 agent locations across China – from Guangzhou to Shenzhen.Find an agent location in China
Using your banking details
Cash at an agent location
With a credit4 or debit card
Send money to China on the go whenever and wherever you are
Save receiver details to make fast repeat transfers
Track your transfer to China in real time via the app
Sending money to bank accounts
Send funds directly to the bank accounts of your friends and family in China. Arrange a bank transfer to accounts held with Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and more.Send now
Estimate transfer fees
Western Union oﬀers transparent transfer fees4. Calculate the current exchange rate for the US Dollar and Chinese Yuan and check out our transfer fees4 and send limits before you send.Estimate transfer fees
Send money to China from the US for cash pickup at the closest, most convenient agent location. From Chongqing to Hangzhou, find a nearby agent location that suits your receiver.Explore Chinese agent locations
Send money to China from the US online, via our app or in person at an agent location. Choose the way most convenient for you.
Whichever way you choose to send money to China – your transfer is encrypted with Western Union. Enjoy peace of mind that your money is protected.Be fraud smart
For 150 years, we’ve helped people send money around the world to support friends and family overseas. Millions benefit from our money transfer tools.
Collect points each time you transfer money to China and redeem for discounts and rewards when you send again in the future.Join My WU℠
Quickly and easily register for free online to start sending money to China.
Follow your funds in real time and share the tracking number (MTCN) so your receiver can track progress too.
If you regularly send remittance to China or want to ensure you don’t miss a special occasion, schedule your transfers.
Earn rewards and discounts on future transfers by collecting points each time you send money to China when you join the My WU℠ program.
To send money to an Alipay2 mobile wallet user in China, follow these steps:
You can send up to $7,000 USD online to bank accounts in China with Western Union. However, individual send limits may vary based on transfer history and products selected. Log in to your profile and check your current limit for sending money to China.
Follow these steps to understand how to send money to China online with Western Union:
To first register for a free profile, you need a valid US driver’s license, passport or government-issued ID, alongside personal information such as your address. When it comes to sending money to China, you’ll also require your receiver’s bank name and bank card number, or their Alipay ID – if sending to a mobile wallet. You also need a valid and working payment method: a debit or credit card or a bank account.
Learn how to send money to China at an agent location:
Simply use the online price estimation tool. Add in how much you want to send in USD (up to $7,000) and see how much your receiver will get in Chinese yuan. You can see any transfer fees7, discounts, estimated delivery times and the total transfer cost – with no obligation to proceed. Switch between receiver and payment methods to see how it affects the estimated price.
1 Agent locations count valid as of September 30th, 2021.
2 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in the United States. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.
3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
5 Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal
6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
7 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.