Send money to 
bank accounts 
around the world.

We make it easy to send money direct to bank accounts no matter how you send it.

 

Learn how to transfer money to another bank account today.

Learn how to transfer money to another bank account

Create your profile

Sign up for your free profile and you’ll be sending money from your bank account in no time. You can verify your profile using your United States driver’s license, passport or government-issued ID.

Choose where and how much

Enter the destination and how much you’d like to send. Select ‘Bank account’ as the receive method.

Enter who will get the money

To send directly to their bank account you’ll need to have their name and contact details on hand.

Pick your payment option

Choose whether to pay with your credit3/debit card or with your bank account.

Confirm, send and track your transfer

Now your money is on its way and can arrive in as little as a few minutes, up to four business days if the funds are sent from your bank account1. You and your receiver can track the money transfer at any time with the tracking number (MTCN).

Money transfers at your fingertips with the Western Union® app.

Send money quickly or start a transfer and pay in-store.

Track your money transfer in real time.

Send again quickly to friends and family.

4.8
app-store
4.6
google-play-badge-ai
Rating as of January 2024.

Convenient ways to send money to bank accounts

Transfer money to a bank account today

Quick and easy sign up

It’s easy to sign up and start sending money reliably.

Track your transfer

Easily track your transfer online and with our app using the MTCN.

Pay the way you like

Pay online using your bank account, credit3/debit card or cash in-store.

Convenient locations

Send money for cash pickup at a Western Union® location near your receiver.

Dynamic_reasons-Canada

Our customers made millions of transfers with Western Union last year—here’s why:

Ease and convenience

Send money the way that’s convenient for you: online, with our app, or in person at an agent location.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union® money transfers.

We’re international

We move money from the U.S. to over 200 countries and territories.

The reliable way to transfer money to bank accounts around the world

Find out how to transfer money to another bank, virtually anywhere in the world. Choose your country to get started.

Ready to send money?

Transfer directly to bank accounts quickly and easily.

Frequently Asked Questions about sending money to a bank account

How do I send money to someone else’s bank account?

1. To transfer money to another bank, start by logging in or signing up and verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter the destination and amount you’d like to send. Transfer times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’ as the receive method. You can select a past receiver or enter their bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. You can search for the country you want to send money to for more details on the banking information you need here.
4. Pay with your credit1/debit card or bank account.
5. We will send you a confirmation email with a tracking number (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money from bank to bank?

1. Log in or sign up and verify your free account. Click ‘Send now’ to transfer money from your bank account.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’. You can select a past receiver or enter your receiver’s bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Select ‘Bank account’ as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money to another person’s bank account with the Western Union® app?

The Western Union® app lets you transfer money to another bank account in just a few taps.

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet5 based on your receiver’s country. Enter your receiver’s details.
3. Pay for your money transfer via credit/debit card1, or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Download the Western Union app

How do I transfer cash to a bank account?

You can transfer cash to someone else’s bank account by visiting a nearby Western Union location.

1. Start by visiting an agent location near you.
2. Head to the counter with a valid, government-issued ID and phone number. To send cash to a bank account, you’ll also need your receiver’s bank details, as well as a bank statement, tax return or payslip.
3. Pay by cash.
4. Collect your receipt. Take note of your tracking number (MTCN) and share it with your receiver. They’ll need it to receive their money.

Still have a question or need help?

Visit our Help Center for more information on how to transfer money to a bank account.

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

2 Network data valid as of April 2024.

3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

* Western Union makes money from currency exchange.