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Send money to India

With so many ways to send money to India, it’s easy to take care of those who mean the most to you with Western Union®.

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    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Get started”.

    80% customers take less than 6 minutes to complete an online transfer with WU.

    Be informed. Be aware. Protect yourself from fraud.
    india

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 160 years

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    You’ll both earn a $20 Amazon.com e-gift code*.
    Terms and conditions apply.

    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details

    Cash at an agent location

    With a credit2 or debit card

    Ready to send money?

    Send money to India in a few taps with our app

    Complete a remit to India on the move, at a time that works for you.

    Save loved ones’ information to speed up your next money transfer.

    Follow the progress of your money transfer in real time.

    Scan the QR code to download the WU app.
    4.8/5
    4.4/5

    Rating as of 15 September 2020.

    More information on how to send money to India from the US

    Sending money to bank accounts

    With Western Union, you can transfer money to India to nearly 200 banks. They include State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank Baroda.

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    Have your receiver’s details ready

    You’ll only need your receiver’s account number3 , Indian Financial System Code (IFSC) and a purpose of transfer when sending money to India by bank transfer.

    Learn more

    Quick repeat transfers

    Regularly making money transfers to India? Save relatives’ details for speedy repeat transfers.

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    Reasons to choose Western Union®

    Choose how you send money

    Pick the way that’s most helpful to you and your loved ones. Make an online money transfer to India, send with our app or pay at an agent location.

    International reach

    We don’t just serve India – you can transfer money to more than 200 other countries and territories1 from the US.

    Peace of mind

    Encryption and fraud prevention are a big focus of ours, helping protect your money transfers.

    Earn rewards with My WUSM

    Join our My WU program to build up points each time you complete a money transfer to India. Enjoy transfer fee discounts and exclusive special offers.

    Register today

    Sign up to send money to India today

    Registering is quick and easy

    It’s straightforward to transfer money from the US to India – just register for a free profile to get started.

    Payments to suit you

    Confirm your money transfer using a bank account, credit2 or debit card, or cash.

    Follow your money

    Simply use our app or website to track your money transfer over to India.

    Convenient agent locations

    With more than 111,0001 Indian agent locations, your receiver can pick up cash close to home.

    Frequently Asked Questions about sending money to India from the U.S.

    How much money can I send to India?

    You can send up to $50,000 directly to an Indian bank account from your US account. You can make a money transfer to India banks including State Bank of India, HDFC and ICICI.

    How do I estimate the cost to make a ‘large amount’ money transfer to India?

    You can use our price estimator tool to work out the cost of sending a large or small amount of money to India. This provides information on things like transfer fees5.

     

    How do I send money online to India?

    To make an online money transfer to India, just follow these steps:

    1. Log in to your Western Union® profile or register and verify one for free. Begin your money transfer to India by clicking ‘Send now’.
    2. Type in ‘India’ as the destination and how much you wish to send. You’ll be able to view typical transfer times as you make your selections.
    3. Click on ‘Bank account’. You’ll then have the choice of selecting an existing receiver or entering bank account details3 for a new one.
    4. Pay for your money transfer by credit2 or debit card.
    5. Look out for a confirmation email containing a tracking number (MTCN). This can then be shared with your receiver in India to help track the money.
    What do I need to send money online to India?

    You’ll need a US driver’s license, passport or government-issued ID to register online with Western Union®. When sending money to India, your receiver’s account number, IFSC code and the purpose of the transfer are required. We might also ask for additional information about your source of funds and occupation, depending on the amount of money you would like to send, when making a ‘large amount’ money transfer.

     

    How do I send money to India from a Western Union® agent location?

    To transfer money to India from a US agent location, simply:

    1. Search for an agent location close to your home.
    2. Take a valid government-issued ID, My WU℠ number or phone number to the counter. You’ll also need to show your receiver’s bank and account details.
    3. Use cash or a US bank-issued debit card to pay for your remit to India.
    4. Read the tracking number (MTCN) on your receipt, which can be shared with your receiver to follow their money.
    How do I send money from the US to ICICI Bank in India?

    Transferring money to an Indian ICICI bank account is quick and easy. Simply follow these steps:

    1. Log in or register and verify a free Western Union® profile. Click ‘Send now’ to begin your money transfer to India.
    2. View the dollar to rupee exchange rate (USD to INR), then enter the amount you wish to send.
    3. Choose how you want to pay for the money transfer.
    4. Enter your receiver’s details and ICICI bank account number.

    Confirm your money transfer. We’ll provide a tracking number (MTCN) for you to keep for your records.

    * Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

    1 Network data as of June 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    4 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotions l discounts that cannot be combined with My WU® fee reductions.

    5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.