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Send money to Germany

Send money to Germany with Western Union. Transfer funds to loved ones quickly and reliably online, via our app or in-person.

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    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details

    Cash at an agent location

    With a credit4 or debit card

    Ready to send money?

    Send money to Germany in a few taps with our app

    Save your loved ones’ details so you can send money to Germany even more easily next time.

    Track a transfer from Miami to Munich in real time – with notification upon arrival.

    Start your transfer online and complete at an agent location to save time with the option to pay in cash too.

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    Rating as of February 14, 2022

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    More information on how to send money to Germany from the US

    Send money to German banks

    You can send money straight to the bank accounts1 of those you love in Germany for convenient transfers.

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    Get a free estimate before you send

    See how much it will cost to transfer money to Germany from the USA with our price estimator. Check any transfer fees5 and the latest USD/EUR exchange rates.

    Estimate your prices

    Have your receiver’s details ready

    Before you send, make sure you have your receiver’s details1 on hand. You need their full name, address, mobile number, email address and IBAN.

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    Reasons to choose Western Union®

    Peace of mind

    We’re committed to fraud protection. All our transfers are encrypted so you can send reliably and with added peace of mind.

    Pick how you pay

    Transfer money from the USA to Germany with ease and pay by cash, credit4 or debit card, or from your bank account.

    International reach

    Send money to Germany and beyond. Our international network means we operate in more than 200 countries and territories.

    Send with convenience

    You’re spoilt for choice when you send money from the USA to Germany with Western Union. Move money online, via our app or in person.

    Sign up to send money to Germany today

    Great deals with My WU℠

    Register for the My WU program to earn points every time you send money to Germany. Get discounts6 on future transfers and exclusive deals.

    Schedule money transfers

    Arrange money transfers in advance so you never miss a bill payment or special occasion for a loved one in Germany.

    Register for free

    Join Western Union today. It’s free and easy to register so you can start moving money in minutes7.

    Track your transfer

    When transferring money to Germany, keep an eye on it with your unique tracking number (MTCN).

    Frequently asked questions

    How much money can I send to Germany?

    You can send up to $50,000 to a bank account in Germany when transferring money online and paying via bank transfer. For cash pickup, you can send up to $5,000 online and pay via bank transfer, credit4/debit card.

    How do I send money online to Germany?

    Learn how to send money to Germany online in five easy steps:

    1. Log in or register and verify your free profile. Then, click ‘Send now’ to start your transfer to Germany.
    2. Enter Germany as the destination country. Next, add in how much you want to send. You’ll see the estimated transfer fees5, delivery time and transfer total on the right.
    3. Select the method in which the receiver will get their money.
    4. Then, choose your payment method – credit4 or debit card, or bank transfer – and click ‘Continue’.
    5. Enter your receiver’s IBAN number, as well as their name, address, phone number and email address.
    6. Add payment information.
    7. You’ll then receive a confirmation email. Keep hold of your unique tracking number (MTCN) and share it with your receiver, so they can collect or receive their money when it’s ready.
    What do I need to send money to Germany?

    Depending on your transfer method and the amount, you’ll need some or all of the following to send money to Germany:

    • Government-issued ID.
    • Cash, debit/credit4 card or bank details.
    • Receiver’s first and last name, as well as their full address and mobile number.
    • Receiver’s bank details – including their International Bank Account Number (IBAN).
    How do I send money to Germany from a Western Union agent location?
    1. Search online for a Western Union location convenient for you.
    2. Take a government-issued ID, My WU℠ number or your phone number to the counter, plus your receiver’s bank and account information.
    3. Pay for your transfer to Germany with cash or a US bank-issued debit card.
    4. Check your Money Transfer Control Number (MTCN) on your receipt. You and the receiver can track the funds with this number.
    How do I estimate the cost to transfer money to Germany?

    Use our price estimator to check how much it will cost. Check the transfer fees5, total and how much your receiver will get in euros. Compare a range of different sending, receiving and payment methods to decide how to send money to Germany.

    1 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    2 Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

    3 Network data valid as of September 30, 2021.

    4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    6 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU® fee reductions.

    7 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.