Send money from India to the USA

For each money transfer from India to the USA, you can send the INR equivalent of:

• $10,000 for education purposes.
• $5,000 for other purposes – such as exam fees or medical treatment costs.

An annual limit equivalent to $250,000 applies each financial year, which goes from April 1 to March 31.

Transferring money from India to the USA online for the first time takes a few simple steps:

1. Register for a free Western Union profile, or log in if you’ve got one already.
2. Click ‘Send money’ and check the United States is set as your destination country.
3. Enter the transfer amount, within any limits described.
4. Select your payment and collection methods.
5. Add account details³ of your receiver and follow any further instructions.
6. Read the fraud prevention information provided, accept our terms and conditions, and confirm your money transfer.

It’s useful to gather the following information to successfully transfer money from India to the USA online:

• The bank’s name and ABA routing number, or Swift/BIC code.
• Your receiver’s full name and bank account number.
• Their address, city, state and zip code.
• Their phone number.

Follow these tips to learn how to send money from India to the USA via a bank deposit:

1. 1. Go to the Western Union website and register or log in to your profile.
   2. Start your transfer by entering the United States as the destination, along with the intended amount to send.
   3. Choose ‘Bank account’ as the collection method, plus your method of payment.
   4. Provide the details of your loved one in the US – including the bank’s name, code, and their account number. Save these details for future transfers if you wish.
   5. Check all the details and pay. You’ll find a confirmation email and tracking number (MTCN) in your inbox.