Join us now to get our best rates plus $0 fee on your first transfer! *

Select your receiver’s country to check our competitive rates

1.00 =
*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

We encrypt your transfers

We are committed to keeping your data secure

We’ve sent money around the world for over 160 years

Send money to Africa

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Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Check Rates

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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

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Receiver gets {{extraMoney}} more

We encrypt your transfers.

We are committed to keeping your data secure.

Refer a friend!

You’ll both earn a $20 e-gift code*.
Terms and conditions apply.

Convenient ways to send and receive money

Choose the way you pay

Using your bank details

Cash at an agent location

With a credit3 or debit card

Ready to send money?

Send money to Africa in a few taps with our app

Save details of family and friends to make repeat money transfers easier.

Track your transfer from Minneapolis to Mali and get notified when it’s done.

Start a money transfer on the app and pay later in cash at an agent location.

Scan the QR code to download the WU app.
4.8 /5

Rating as of December 2021

4.5 /5

Rating as of December 2021


More information on how to send money to Africa from the US

Send money to African bank accounts

You can send money direct from the US to major African banks. These include the likes of First Bank of Nigeria, Ghana Commercial Bank, Ecobank, Zenith Bank and Agricultural Development Bank. Money will go straight to your loved ones’ bank accounts without them even leaving the house.

Send now

Pickup options

Wherever your recipient is in Africa, there’s no need to worry about a shortage of places to pick up cash in person. With more than 53,0001 agent locations across Africa, it’s a straightforward option.

Find an agent

Use the Western Union® app

Download our app to send money to many countries in Africa on the move. Check current exchange rates and delivery times to the country of your choice and send direct or start a transfer before completing in-store.

Learn more

Reasons to choose Western Union®

Take your pick

There’s more choice than ever when it comes to sending money. Transfer funds online or download the app to send via your mobile phone. If you’d prefer to do it in person, you can do that, too.

Our rich heritage

For 150 years, we’ve been relied on by people around the world to move their money, no matter the distance.

It’s free to register

Create a profile quickly and easily and save payment details and receiver information for seamless repeat transfers.

Sign up to send money to Africa today

Schedule your payments

Schedule money to arrive for a friend or family member’s birthday in advance and put a smile on their faces.

Tracking transfers

Track your money transfers in real time. Whichever African country you send to, you’ll be notified when your loved ones get their money.

Save receiver details

Register with Western Union and save time by saving the details of your favorite receivers.

Frequently asked questions

How do I send money online to Africa?
  1. Register for a free Western Union profile, or log in if you are already registered.
  2. Select ‘Send now’.
  3. Enter the country you are sending to and the amount of money you wish to transfer.
  4. Choose from bank account, cash pickup or mobile wallet payout options (payout options vary depending on the receive country and/or send amount).
  5. Fill in all the details and pay by credit card3, debit card or bank account.
  6. You’ll receive a unique tracking number (MTCN) by email. Use this to track your money transfer. Don’t forget to share it with your receiver so they can pick up their funds.
What do I need to send money online to Africa?

To send money online you must be over 18, and we may ask for extra ID verification. Make sure you have your friend or family member’s account number to hand when you transfer money to their bank online.

How do I send money to Africa from a Western Union agent location?
  1. Find an agent location that’s convenient for you.
  2. Go to the counter with proof of ID, a bank statement, and your receiver’s bank account information.
  3. Pay with cash, or use a debit or credit3.
  4. Keep your receipt – it will include your tracking number (MTCN).
How do I estimate the cost to transfer money to Africa?

It’s simple to transfer money to countries in Africa – whether it’s to friends, family members or for business purposes. Use our price estimator to get a handle on transfer fees5 and limits. There’s no obligation to complete your money transfer if you change your mind.

* Terms and Conditions apply. Restrictions apply, see

1 Network data as of September 30, 2021.

2 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions or service.

3 Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges.

4 Subject to WU Shop Terms and Conditions

5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.