Money Transfer Limits: How Much Money Can I Send?

Whether supporting family abroad or managing an invoice, your Western Union transfer limits vary depending on your account verification status, transfer destination, and payment method.

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    Western Union transfer limits

    Western Union sending limits vary based on your account status, how you send money, and where it’s going. You can send online with your computer or our app. Prefer sending funds in person? Visit one of our locations today.

    *Transfer limits vary depending on destination country, currency, and payment method.

    Verification Status

    Approximate Limit*

    Transfer Methods

    UnverifiedUp to $3,000 USDOnline, App
    VerifiedUp to $50,000 USDOnline, App, In Person

    How to increase your sending limit

    Create your profile

    Sign up online or in our international money transfer app. You can begin sending as an unverified user with lower limits.

    Verify your identity

    Submit government-issued ID and other required details. Once verified, your sending limit increases.

    Submit additional documents (if necessary)

    Western Union may request proof of income or transaction purpose to provide added security for high-value transfers.

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    Sending money to a bank account

    Sending money to bank accounts is convenient, but some banks impose additional transfer limits. These bank transfer details may impact how much you can send or how quickly your recipient can access those funds.

    Transfer limits vary around the world

    Your Western Union money transfer limit will change based on the recipient’s country, local regulations, and preferred payout method. Always review country-specific service restrictions and money transfer fees before you send.

    Frequently asked questions

    What is the maximum amount of money I can send with Western Union?

    Verified users may be eligible to send up to $50,000 USD, depending on destination and payment method.

    Does Western Union have a daily sending limit?

    Yes. Unverified users may send up to $3,000 USD daily, while verified customers may be approved for higher daily limits.

    Can I increase my Western Union sending limit?

    Yes. Verifying your profile and providing additional documents for large transfers can help increase your limit.

    Why is my transfer being declined due to limit issues?

    You may have exceeded your limit, or the destination country may impose its own rules. Check your account and try again with a smaller amount.

    Is there a receiving limit for Western Union?

    Yes. Like sending limits, receiving caps vary by country, payout method, and local regulations. See online service restrictions for more details.