Frequently Asked Questions

Help with current and past transfers

How do I find out my MTCN?

You can refer to the email or SMS notification that we have sent. You may also log in to westernunion.com or our app and check the history page for the specific transfer and its corresponding MTCN.

Will I be notified if my transfer is delayed?

If your money transfer is delayed, we’ll contact you using the information you’ve provided during your transfer.

How will I know if my transfer is complete?

When your money transfer has been picked up by the receiver or deposited into an account, we will contact you in the following ways:

  • Email: If you’ve sent money using our website or the Western Union app, you will receive a pickup notification via email.
  • SMS: If you’ve sent money at one of our agent locations and have selected SMS notifications, we will send you a pickup notification via SMS message to the phone number you provided.

Note: If you have provided a landline number, please add your mobile phone number to your profile so we can send you an SMS.

Who can check the status of a money transfer?

If you’ve sent a money transfer, you can check the status any time on our website or the Western Union app.

Follow these steps to check the status:

  1. Log into your profile.
  2. Select Track a transfer and enter your tracking number (MTCN).
  3. If you’re logged into our app, you can check the status on the History page.

Your receiver can also check the transfer status if they have the MTCN.

Important: Please make sure you’re sharing the MTCN only with your receiver and nobody else.

When I send a money transfer, will my receiver get a notification?

Western Union doesn’t send notifications to receivers. Senders can share their tracking number (MTCN) with the receiver to check the status of a money transfer using the MTCN.

The sender should inform the receiver about the pickup process, including identity verification.

Note: Please do not share the tracking number with anybody other than your receiver.

How do I report an issue on the website or the app?

If you see an error while using our website or the Western Union app, please take note of the error code and, if possible, capture a screenshot of the error.

You can then send the information to Customer Care. Please also include:

  • If you’re a registered user, your name (as in your profile).
  • If you’re not a registered user, your full name (as on your government-issued ID).
  • Your email address.
  • Your phone number.
  • The error code and screenshot.
  • A brief description of the problem.

If I sent money to a bank account, how can I check my transfer status?

For bank transfers, see the estimated date provided on your money transfer receipt. 

  • If you’ve sent money in person, you can see this date on your paper receipt.
  • If you’ve sent money from our website or the Western Union app, you can find the date in your confirmation email. 
  • If the money transfer was sent at a retail location and the sender opted to receive SMS messages, the sender will receive an SMS message when the money transfer is sent to the bank.

On the estimated delivery date, the receiver can check with their bank if they have received the money.

What will happen if I miss the refund window?

All unclaimed funds will be handed over to the Accountant General’s Department of Malaysia. You can claim back your funds by checking the Electronic Government Unclaimed Money Information System (eGUMIS) or by going to the AGD’s department at Menara Maybank. Once you have confirmed your unclaimed funds, you can email the e-GUMIS printout to us at Malaysia.Operations@wu.com and we will prepare a confirmation letter (or “surat penyesahan”) for you to claim your money from the AGD.

How do I collect a refund for the unpaid transaction?

You will need to contact Western Union Customer Care. Please have your MTCN handy with you when you call so that we can help you as quickly as possible.

Please note that refunds will be available with us until February 15, 2021. Post that any unclaimed funds will be handed over to the Unclaimed Monies Authority.

How can I check my transfer status?

You can check the status of your transfer at any time on westernunion.com or on our Western Union app:

  1. Go to our website or app.
  2. Select Track a transfer and enter your tracking number (MTCN).
  3. If you’re already logged into the app, you can check the status on the History page.

If you’ve sent money in person, you can use the Track a transfer service with your tracking number (MTCN).

What if I cannot find my MTCN?

If you cannot find the MTCN, please call us at 1800-813-399 from Malaysia or  852-340-80460 (non-toll free) if you are outside Malaysia. Please keep the transfer date and reference number received with the email or SMS from us handy.