Send money to Canada from the US

Send a money transfer from the US to Canada with Western Union. Easily support loved ones using our app, online services, and thousands of agent locations.

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    FX: 1.00 CAD =


    Exchange rates and fees vary by payment and payout options and are subject to change. To check other options, simply click Get Started.
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    We’ve sent money around the world for over 160 years

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    Convenient ways to send and receive money

    Choose the way you pay

    Using your banking details

    Cash at an agent location

    With a credit2 or debit card

    Ready to send money?

    Send money from the US to Canada in a few taps with our app

    Save your regular receivers’ details to easily pay the same people time after time.

    Night owl or morning person? Send money with our app 24/7.

    Track money transfers across the Canadian border in real time.

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    More information on how to send money to Canada from the US

    Sending money to bank accounts

    Canadian Imperial Bank of Commerce and Bank of Montreal are among the banks you can make a direct money transfer to from the US to Canada with Western Union.

    Send now

    See what our app offers

    Our app is more than a place to send money. Track your money transfers, view current USD/CAD exchange rates3 and find agent locations too.

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    Transferring money in person

    Pay in cash or with a debit/credit2 card and get in-person assistance at an agent location. Your loved ones can also receive money from the USA in person when you send money for cash pickup.

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    Reasons to choose Western Union

    Enjoy My WUSM rewards

    Earn cashback and transfer fee3 discounts as part of our My WUSM program.

    Track every money transfer

    Carefully track each money transfer from the US to Canada you make for peace of mind.

    Fuss-free registration

    It takes a few simple steps to register with us online.

    Get the timing right

    Scheduling money transfers helps you plan for special occasions or important bills.

    Frequently asked questions

    How much money can I send from the US to Canada?

    When completing an online money transfer from the US to a Canada bank account, you can usually send up to 50,000 USD – or the equivalent in Canadian dollars. If you plan on transferring money at an agent location, a limit of 7,500 USD normally applies. Limits may vary between our US agent locations, so it’s always worth checking.

    How do I send money online from the US to Canada?

    To start a money transfer online from the US to Canada, follow these steps:

    1. Set up your free Western Union profile online, then log in.
    2. Click ‘Send now’ to start the money transfer process.
    3. Enter an amount and select Canada as your destination.
    4. Choose your receiver’s preferred payout method and enter their information. Or choose from one of your saved contacts.
    5. Use your bank account details or a credit2 or debit card to pay.
    6. Go to your inbox and check your confirmation email for a tracking number (MTCN). You can follow your Canadian money transfer with this number.
    What do I need to send money online from the US to Canada?

    An online money transfer from the US to Canada generally requires:

    • A Western Union profile. Register and verify one for free with your government-issued ID.
    • The full name of your loved one in Canada, as it appears on their official
    • Your receiver’s phone number and sometimes their address.
    • An International Bank Account Number (IBAN) and financial institution number if sending money to a bank account. You’ll also need the receiver’s account number and type.
    How do I send money to Canada from the US at a Western Union agent location?

    Follow the steps below to send money to Canada from a US agent location. Your friends and relatives can also receive money from the US at an agent location north of the border.

    1. Use our website to find a convenient agent location.
    2. Show some valid ID at the counter. Also take along information about your loved one – including their full name, address, and phone number, plus their bank account details if needed.
    3. Confirm the sending and receiving methods, then pay for the transfer.
    4. Look for the tracking number (MTCN) on your receipt. This helps you track your money transfer
    How do I estimate the cost to make a money transfer from the US to Canada?

    The current exchange rate3 between US and Canadian dollars, transfer fees3, and the payment and payout methods can affect the cost of your money transfer from the US to Canada. Use our price estimator tool to check costs in advance.

    1 Agent location count valid as of September 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.