Send money to the US

Sending money to a US bank account online is quick and easy. You can send money to qualifying bank accounts using your credit2/debit card or pay by bank transfer. To transfer money from Canada to a US bank:

1. Register and verify your free profile or log in. Click ‘Send now’ to start your money transfer to the US.
2. Enter ‘United States’ as the destination and choose the amount you’d like to send. Money transfer times vary per destination, but you can view the times as you make your selections.
3. Select ‘Bank account’. Choose a past receiver or enter your new receiver’s bank account details.
4. Pay with your credit²/debit card or by bank transfer.
5. Review and confirm your money is on the way. We’ll send you a confirmation email with a tracking number (MTCN), which you can share with your receiver to track the funds.

Start sending money online

If you need to transfer money to your receiver quickly, sending money from Canada to the USA for cash pickup is a fast and convenient option. Simply pay by credit²/debit card or bank transfer and the money should be ready for cash pickup in minutes³.

To pay by credit²/debit card to send money from Canada to the US:

1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter ‘United States’ as the destination and how much you want to send. Select ‘Cash pickup’ and payment by card.
3. Enter your receiver’s name and address.
4. Pay with your credit²/debit card. We will send you a confirmation email with a tracking number (MTCN). Share this number with your receiver for fast cash pickup.

If paying by bank transfer to send money to the US for cash pickup:

1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter ‘United States’ as the destination and the amount you’d like to pay with a bank account. Select ‘Cash pickup’.
3. Verify your bank account and complete your US money transfer.
4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.

The Western Union app lets you send money on the go, anytime and anywhere to a bank account or for cash pickup. Start transferring money from Canada to the US on the move in a few simple steps:

1. Log in to the Western Union app with Touch ID or your credentials. If you don’t have our app, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register for free with an email address. Verify your profile using your driver’s license, passport or government-issued ID.
2. Start a money transfer by selecting ‘United States’ as the destination country and enter the amount to send. Choose the payout method that works for you – direct to a bank account or for cash pickup.
3. Enter your receiver’s details.
4. Pay for your money transfer to the US via credit²/debit card or with your bank account.
5. You’ll receive a tracking number (MTCN). Share this number with your receiver to track the funds.

Download the Western Union app

Check out our price estimator to get an idea of our transfer fees, current CAD to USD exchange rates and transfer limits. You can generally send up to $7,500 CAD online to receivers in the US – though it depends on the method of delivery. Costs vary based on the amount you send, exchange rates at the time and any transfer fees.

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