Send money to China

Sending money to China is easy and reliable with Western Union and our many convenient ways to make a money transfer.

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    FX: 1.00 CAD =


    Exchange rates and fees vary by payment and payout options and are subject to change. To check other options, simply click Get Started.

    80% customers take less than 6 minutes to complete an online transfer with WU.

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    We encrypt your transfers

    We’re committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    $0 transfer fee

    Send money to an Alipay user in China.

    Convenient ways to move money

    Choose the way you pay

    Using your banking details

    Cash at an agent location

    With a credit2or debit card

    Ready to send money?

    Send money to China in a few taps with our app

    Transfer money from Canada to China on the move – or start on the app and pay by card or cash at an agent location.

    Track your transfer to China in real time, wherever you are.

    Save your favorite receivers’ details to make recurring transfers to China with only a few clicks.

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    More information on how to send money to China from Canada

    Check your money transfer costs to China

    See how much a money transfer to China could cost for free, with no obligation. Convert dollars to renminbi and view estimated transfer fees3.

    Estimate your transfer costs

    Get your receiver’s details ready

    However you choose to send money from Canada to China, make sure you have your receiver’s account number and type, national ID, address, state, city and mobile number ready to speed up the process.

    Get started today

    Sending to Chinese bank accounts

    Send money to a bank account in China, including at Bank of China, China Construction Bank, Agricultural Bank of China, Industrial & Commercial Bank of China, and Postal Savings Bank of China.

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    Reasons to choose Western Union®

    Quick and effortless

    Start sending money to China the way you like. Make a transfer online from home, via our app on the go, or in person at a close and convenient agent location.

    Commitment to security

    Our encryption and fraud prevention efforts cover every money transfer to China you make – whether online, via our app or in person.

    International reach

    Send money to China and more than 200 other countries and territories with our international network.

    Earn My WU℠ rewards

    Collect points every time you transfer money to China as part of the My WU℠ program. Redeem points for discounted future transfers.
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    Sign up to send money to China today

    Register in minutes

    Register for a free Western Union profile and start sending money to China.

    Track your transfer

    Use the tracking number (MTCN) to follow your money from Canada to China in real time.

    Save loved ones’ details

    Make fast future money transfers to China by saving your receivers’ information.

    Benefit from offers and discounts

    Join My WU℠ and cash in any points you collect for special discounts and offers to transfer money to China in the future.

    Frequently Asked Questions

    How do I send money online to China?

    It’s easy to send money to a bank account in China online, using your credit2 or debit card or paying by bank transfer. To get started:

    1. Log in or register and verify your free profile with Western Union.
    2. Click ‘Send now’ to start your online money transfer to China.
    3. Select China as the destination and enter the amount you want to send. Transfer times depend on the destination, and you can view them as you enter how much to send.
    4. Choose ‘Bank account’ and either select a past receiver (when you’ve previously saved their details) or enter your new receiver’s bank account information.
    5. Pay for the transfer with your credit2 or debit card or by bank transfer.
    6. Review and confirm, sending your money on its way to your loved one in China. Check your inbox for a confirmation email containing a tracking number (MTCN). Follow the funds in real time and share this number with your receiver, so they can track them too.
    How do I send money to China from a Western Union agent location?

    You can send cash to China from your nearest agent location in a few easy steps:

    1. Search for your nearest Western Union agent location.
    2. Head to the location and go up to the counter to start your transfer.
    3. Present your valid ID, along with the name, address, bank account details and mobile phone number of your receiver in China. Choose how much you want to send and the receiving method.
    4. Complete your money transfer to China and benefit from any assistance from one of our agents.
    5. Keep hold of your receipt and use the tracking number (MTCN) to follow your transfer online.
    How do I send money to China for cash pickup at a Western Union® agent location?

    Sending money to China online for cash pickup at an agent location is also possible. You can do this from the comfort of your own home and pay by credit2/debit card or bank transfer:

    1. Log in or register and verify your free profile, then click ‘Send now’ to start your transfer.
    2. Enter China as the destination and the amount to send. Select ‘Cash pickup’.
    3. Choose to pay by card or bank transfer.
    4. Enter your receiver’s name and address, specifying the agent location for cash pickup.
    5. Pay with your card or verify your bank account to complete your transfer to China.
    6. We’ll send you a confirmation email. Use the unique tracking number (MTCN) within it to follow your funds and share with your receiver for fast cash pickup4.
    How do I estimate the cost to transfer money to China?

    You can use our free, no-obligation estimation tool to see how much it might cost to send money to China. The total cost depends on various factors, including:

    • The current CAD to CNY exchange rate.
    • Your payment choice (credit2/debit card, bank transfer or in-store).
    • Receiving method (cash, bank account or Alipay).
    How do I send money to China with the Western Union app?

    Transfer money to China on the go, anytime and anywhere to a bank account or for cash pickup with the Western Union app:

    1. Log in to the app with Touch ID or your credentials.
    2. If you don’t have the Western Union® app yet, download it from the Apple App Store or Google Play Store. Follow the steps to register with an email address as a new user, and verify your free profile using your driver’s license, passport or government-issued ID.
    3. Select China as the destination country and enter the amount to send. Choose a convenient payout method – direct to a bank account or for cash pickup in China – and tap in your receiver’s details.
    4. Pay for your money transfer to China via card or with your bank account.
    5. You’ll receive a tracking number (MTCN). Share it with your receiver to track the funds.

    Learn more about our app

    How much money can I send to China?

    Online, you can send up to $5,000 CAD to China with Western Union by card and $999 by bank transfer. The maximum amount you can send in cash, by card or in person depends on the agent location.

    ¹ Agent location count effective as of September 30, 2021.

    ² If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    ³ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel and location based on a number of factors. Fees and rates subject to change without notice.

    4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.