SETCPHMMXXX includes four parts: SETC identifies Security Bank Corporation as the bank, PH specifies the Philippines as the country, MM points to Metro Manila as the location, and XXX designates the main branch.
Bank Name | Security Bank Corporation |
|---|---|
| SWIFT/BIC code | SETCPHMMXXX |
| Bank address | Security Bank Centre, 6776 Ayala Avenue |
| City | Makati City |
| Country | Philippines |
A SWIFT/BIC code gives the global banking network the information it needs to identify the receiving bank and route your international transfer correctly. To send money to a Security Bank account in the Philippines, you’ll need the code SETCPHMMXXX.
Your recipient can find their Security Bank Philippines SWIFT code on a recent bank statement or through their Security Bank online banking account.
Ask for their account number and the Security Bank Philippines SWIFT code. Both can be found on a recent bank statement or through Security Bank’s online banking portal.
Individual Security Bank branches may have a unique code for their location. If a branch-specific code isn’t available, the head office code SETCPHMMXXX is a default for most transfers.
Enter the destination bank and Western Union will determine the correct SWIFT code for you. Enter your recipient’s bank account transfer details, choose how to pay, and complete the transfer.
SWIFT codes are 8 to 11 characters long, and each part tells the global banking network something specific about the receiving institution.
SETC represents Security Bank Corporation.
PH stands for the Philippines.
Points to the bank’s city or regional hub — MM for Metro Manila in this case.
Identifies a specific branch. When it reads XXX, the code refers to the bank’s head office.
If your recipient doesn’t have a branch-level code, SETCPHMMXXX is the default SWIFT code for Security Bank in the Philippines.
Yes. An international transfer to a Security Bank account in the Philippines cannot be processed without a SWIFT code. For most transfers, SETCPHMMXXX is the code to use.
Ask your recipient first. Security Bank customers can find their branch SWIFT code on a recent bank statement or through their online banking account. Western Union’s bank codes guide is also a handy reference.
Most banks that handle international transfers in the Philippines are part of the SWIFT network, but not all. Banks without a SWIFT code typically route cross-border payments through a correspondent bank. For more on how bank codes work, see our guide on SWIFT codes vs. IBANs.
Many banks assign unique SWIFT codes to individual branches. If your recipient can’t confirm a branch-specific code for Security Bank, use the head office code SETCPHMMXXX.
This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.


