SWIFT/BIC Code for Metrobank in the Philippines

The primary Metropolitan Bank Philippines SWIFT code is MBTCPHMMXXX. Metropolitan Bank and Trust Company may use different SWIFT/BIC codes for specific banking services, so confirm the right one with your recipient or with Metrobank directly before you send.

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MBTCPHMMXXX

MBTCPHMMXXX consists of four parts: MBTC identifies Metropolitan Bank and Trust Company, PH points to the Philippines as the country, MM specifies Metro Manila as the location, and XXX designates the main branch.

Metrobank SWIFT code details

Bank Name

Metropolitan Bank and Trust Company (Metrobank)

SWIFT/BIC codeMBTCPHMMXXX
Bank addressMetrobank Plaza, Sen. Gil J. Puyat Avenue
CityMakati City
CountryPhilippines
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Why do I need a Metrobank SWIFT code?

A SWIFT/BIC code is how banks identify and verify each other when processing an international transfer. To send money to a Metrobank account in the Philippines, you’ll need the code MBTCPHMMXXX to direct the funds to the right institution.

 

Your recipient can find their Metropolitan Bank Philippines SWIFT code on a recent bank statement or through their Metrobank online banking account.

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How to find a local branch SWIFT code for Metrobank

Confirm details with your recipient

Ask for their Metrobank account number and the SWIFT code. Both can be found on a recent bank statement or through Metrobank’s online banking portal.

Check the branch SWIFT code

Individual branches may have their own Metrobank Philippines SWIFT code. If a branch-specific code isn’t available, the head office code MBTCPHMMXXX is the default for most transfers.

Complete your transfer with Western Union

Enter the destination bank and Western Union will confirm the correct SWIFT code for you. Once you enter your recipient’s bank account transfer details, all that’s left to do is fund the transfer and send.

Metropolitan Bank SWIFT Code in the Philippines

Understanding SWIFT codes

SWIFT codes are 8 to 11 characters long, and each section identifies a specific detail about the receiving bank.

 

1 – Bank code (4 letters)

MBTC represents Metropolitan Bank and Trust Company.

 

2 – Country code (2 letters)

PH stands for the Philippines.

 

3 – Location code (2 letters or numbers)

Points to the bank’s city or regional hub — MM for Metro Manila in this case.

 

4 – Branch code (3 character)

Identifies a specific branch. When it reads XXX, the code refers to the bank’s head office.

 

If your recipient doesn’t have a branch-level code, the default Metrobank SWIFT code in the Philippines is MBTCPHMMXXX.

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Use the Western Union app to send money to the Philippines. Complete a transfer from your phone from anywhere, at any time.

 

  • Save your recipient’s details to set up future transfers in just a few taps.
  • Start a transfer in the app and pay in cash at a Western Union location near you.
  • Set exchange rate alerts to find the best time to send.
  • Monitor your transfer with real time tracking from start to finish. ​

 

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Frequently asked questions

Do I need a SWIFT/BIC code for international money transfers to Metrobank?

Yes. An international transfer to a Metrobank account cannot be processed without a SWIFT code. For most transfers, MBTCPHMMXXX is the code to use.

How do I find a SWIFT code for Metrobank?

Asking your recipient is the best starting point. Metrobank customers can find their branch SWIFT code on a recent bank statement or through their online banking account. Western Union’s bank codes guide is also a handy reference.

Do all banks in the Philippines have a SWIFT code?

Most banks that handle international transfers in the Philippines belong to the SWIFT network, but not all. Banks without a SWIFT code typically rely on a correspondent bank to process cross-border payments. For more on how bank codes are used, see our guide on SWIFT codes vs. IBANs.

Is a SWIFT code the same for all branches?

Not always. Many banks assign unique SWIFT codes to individual branches. If your recipient can’t confirm a branch-specific code, the head office code is a default for most transfers.

This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.