SWIFT/BIC Code for Access Bank in Nigeria

Access Bank ‘s SWIFT code for most international transfers in Nigeria is ABNGNGLAXXX.

 

Certain banking services and transaction types may require a different SWIFT code, so check with your recipient or with Access Bank directly if you aren’t sure which to use.

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ABNGNGLAXXX

ABNGNGLAXXX breaks into four parts: ABNG stands for Access Bank, NG represents Nigeria, LA refers to the Lagos office, and XXX signals the main branch.

Access Bank SWIFT code details

Bank Name

Access Bank Nigeria

SWIFT/BIC codeABNGNGLAXXX
Bank address14/15, Prince Alaba Abiodun, Oniru Road, Victoria Island
CityLagos
CountryNigeria
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Why do I need an Access Bank SWIFT code?

Sending money to a bank account in another country requires more than an account number. A SWIFT/BIC code verifies the receiving bank’s identity within the global financial system. Without the right code, international payments can be delayed or sent to the wrong institution.

 

Recipients can find their Access Bank SWIFT code on a recent bank statement or through the Access Bank online banking portal.

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How to find a local branch SWIFT code for Access Bank in Nigeria

Collect your recipient’s account details

Ask the person receiving the money for their account number and SWIFT code. A recent bank statement or the Access Bank online portal is the easiest source.

Locate the correct branch SWIFT code

Some Access Bank branches operate with location-specific codes. If the right branch code can’t be confirmed, ABNGNGLAXXX serves as a reliable alternative.

Finalize the transfer with Western Union

Enter your recipient’s bank account transfer details and Western Union’s checkout will populate the SWIFT code for you. All that’s left is to fund your transfer and send.

Swift_Code_25_Access_Bank_Nigeria

Understanding SWIFT codes

SWIFT codes are 8 to 11 characters long, and each segment carries a specific meaning:

 

1 – Bank code (4 letters)

ABNG represents Access Bank.

 

2 – Country code (2 letters)

NG stands for Nigeria.

 

3 – Location code (2 letters or numbers)

This indicates the bank’s city or regional office, LA in this case for Lagos.

 

4 – Branch code (3 character)

These identify a specific branch, and when they read XXX, the code refers to the bank’s head office.

 

If you don’t have a branch-specific code, the primary Access Bank Nigeria SWIFT code is ABNGNGLAXXX.

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The Western Union app keeps every transfer simple, from setup to send-off.

 

  • Save recipient details once and streamline future transfers.
  • Start a transfer in the app and fund it at a Western Union location near you.
  • Watch exchange rates and send when the timing works in your favor.
  • Get real-time updates from when the transfer leaves to when it lands.

 

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Frequently asked questions

Do I need a SWIFT/BIC code for international money transfers to Access Bank in Nigeria?

Yes, you’ll need one. International transfers to an Access Bank account can’t be processed without a SWIFT code, which is what verifies the receiving bank. ABNGNGLAXXX is Access Bank’s primary SWIFT code in Nigeria.

How do I find a SWIFT code for Access Bank?

Start with the person receiving the money. Access Bank customers can pull their branch SWIFT code from a recent statement or through their online banking account. Western Union’s bank codes guide is also available as a reference.

Do all banks have a SWIFT code?

Not every bank does. Banks active in international payments are usually part of the SWIFT network and carry their own code, but smaller institutions may rely on a correspondent bank’s code to process cross-border transfers. For more on how SWIFT codes compare to other routing identifiers, see our guide on SWIFT codes vs. IBANs.

Is a SWIFT code the same for all branches?

Often, no. Larger banks like Access Bank can issue branch-level SWIFT codes alongside the head office code. When the branch code isn’t easy to track down, ABNGNGLAXXX works for most transfers.

This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.