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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

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Send money to South Africa

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Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

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We encrypt your transfers.

We are committed to keeping your data secure.

Convenient ways to send and receive money

Choose the way you pay

Using your bank details

Cash at an agent location

With a credit3 or debit card

Ready to send money?

Send money to South Africa in a few taps with our app

Start your transfer online and complete at a Western Union agent location.

Track your money transfer from the moment you hit send, in real time.

Save details of friends, family and important contacts to easily send again to South Africa.

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Rating as of February 14, 2022

4.7 /5

Rating as of February 14, 2022

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More information on how to send money to South Africa from the US

Get a free estimate before you send

Find out how much it will cost to send money to South Africa from the US with our price estimator. Check if there are any transfer fees4 and the latest USD/ZAR exchange rates.

Estimate your prices

Transfer money quickly

Money transfers are available for cash pickup in minutes1 from agent locations. Your receiver can access the funds they require, when and where they need it.

Find an agent location

Repeat money transfers

Repeat transfers are convenient and easy to do. You can set up regular transfers or several across specific dates. We’ll do the rest.

Send money to South Africa

Reasons to choose Western Union®


We’ve been dedicated to moving your money to where your loved ones need it since the 1800s. Our commitment to helping you connect with your loved ones is stronger than ever.

Peace of mind

We’re committed to fraud protection. Your transfers are always encrypted so when you send money you have peace of mind.

International reach

Send money to South Africa and beyond. Our international network operates in more than 200 territories and countries.


There are many ways to send money to South Africa from the US with Western Union. Move your money online, via our app or in person.

Sign up to send money to South Africa today

It’s free to register

Join Western Union today. It’s free and easy to register and within minutes you can start moving your money.

Pay the way that suits you

Whether it’s at home, online or on the go, you can transfer funds in the way that suits you best. Pay by cash, debit or credit3 card, or directly from a bank account.

Save your receiver’s details

Make repeat transfers quickly and easily by retaining the information of receivers within your Western Union profile.

Frequently asked questions

How much money can I send to South Africa?

The maximum transfer amount when you send money to South Africa for cash pickup is $677.07. You can pay via your bank account, credit3 or debit card.

How do I send money online to South Africa?

To send money to South Africa online for cash pickup, follow these eight easy steps:

  1. Log in or register, then verify your free profile. Click ‘Send now’ to begin your transfer to South Africa.
  2. Enter South Africa as the destination country. Then add in how much you want to send. On the right, you’ll find the estimated transfer fees4, delivery time and transfer total.
  3. Select the method for the receiver to get their money.
  4. Choose your payment method – from your bank account, debit or credit3 card – then click ‘Continue’.
  5. Enter your receiver’s name and address. The phone number and email address are optional.
  6. Provide a security question and answer for your receiver when they go to pick your money up.
  7. Add your payment information.
  8. You’ll receive a confirmation email. Make a note of your unique tracking number (MTCN) and share it with your receiver. They can then collect their money when it’s ready.
What do I need to send money online to South Africa?

Depending on your transfer method and the amount, you’ll need some or all of the following to send money to South Africa:

  • Government-issued ID.
  • Cash, debit/credit3 card or bank details.
  • Receiver’s first and last name, plus their full address.
How do I send money to South Africa from a Western Union agent location?
  1. Search online for a Western Union agent location that’s convenient for you.
  2. Take a government-issued ID or your phone number to the counter, plus your receiver’s name and address.
  3. Pay for a cash pickup in South Africa with cash, your bank account or a US bank-issued debit or credit3 card.
  4. Take note of the tracking number (MTCN) on your receipt. Then both you and the receiver can track the funds.
How do I estimate the cost to transfer money to South Africa?

For estimates on money transfers, guidance on transfer limits and exchange rates before you send money to South Africa, use our price estimator.

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

2 Network data valid as of December 31, 2021.

3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

5 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.