Send money across the country

With so many ways to send, we make transferring money across Canada fast, easy and reliable.

Be informed. Be aware. Protect yourself from fraud.
Hero_Canada

We encrypt your transfers

We are committed to keeping your data secure

$0 transfer fee1 when sending money online to bank accounts around the world.

Convenient ways to move money

You choose how you want to pay

Directly from your bank account

With your credit/Visa debit card3

In cash at an agent location

More information for sending money across the country

Get a free estimate before you send

Get a free estimate anytime and without an obligation to send money later.

Have your receiver’s details ready

To transfer money across the Canada, you need your receiver’s account number and type, national ID, address, state, city and mobile number.

Sign up to start sending money today

Quick and easy sign up

It’s easy to sign up and start using our money transfer services.

Pay the way you like

Pay online using your bank account, credit/debit card3 or cash in-store.

Track your transfer

Easily track your transfer online and with our app using the MTCN.

Convenient locations

Send money for cash pickup at an agent location near your receiver.

Our customers made millions of transfers with Western Union® last year—here’s why:

Ease and convenience

Send money the way that’s convenient for you: online, via our app or in person at an agent location.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union® transfers.

Worldwide reach

We move money from Canada to over 200 countries and territories2.

Get rewarded with the My WU® Program4

Earn points anytime you send money online, in person or via our app and get exclusive offers only for members.

Learn more

Ready to get started?

International money transfer services at your fingertips

Send money on the go or start a transfer and pay in-store.
Track your money transfer in real time.
Repeat transfers quickly to friends and family.
Download now
4.6/5
4.5/5

Rating as of September 15, 2020.

Frequently Asked Questions about sending money across Canada

How do I send money to a bank account online?

Sending money to a bank account in Canada is quick and easy. You can send funds to qualifying bank account using your credit/debit cardor pay by bank transfer. Here’s how:

  1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
  2. Enter Canada as the destination and choose the amount you’d like to send. Transaction times vary per destination, but you’ll be able to view the times as you make your selections.
  3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
  4. Pay with your credit/debit card or by bank transfer.
  5. Review and confirm your money is on the way. We will send you a confirmation email with a tracking number of your transaction(MTCN). You can share this number with your receiver to track the funds.
How do I send money for cash pickup at a Western Union® agent location?

If you need to get money to your receiver quickly, sending money for cash pickup is a fast and convenient option. Simply pay by credit/debit card3 or by bank transfer and the money is ready for cash pick up in minutes5.

If paying by credit/debit card:

  1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
  2. Enter Canada as the destination and choose the amount you’d like to send. Select ‘Cash pickup’ and payment by card.
  3. Enter your receiver’s name and address.
  4. Pay with your credit/debit card.
  5. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up

If paying by bank transfer:

  1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
  2. Enter Canada as the destination and choose the amount you’d like to pay with a bank account. Select ‘Cash pickup’.
  3. Verify your bank account and complete your money transfer.
  4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
How do I send money with the Western Unions app?

The Western Union® app lets you send money on the go, anytime and anywhere to a bank account, for cash pickup or to a mobile wallet6.

  1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to sign up with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
  2. Start a transfer by selecting Canada as the destination country and choose the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet based on your receiver’s country. Then, enter your receiver’s details.
  3. Pay for your money transfer via credit/debit card3 or with your bank account.
  4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Learn more

How much does it cost to send money across the country?

Check out our price estimator to get an idea of our fees1, exchange rates and transfer limits.

Estimate price

Still have questions or need help?

Contact our Customer Care team or visit our FAQ page for more information.

1Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

2Network data as of 12/31/20.

3If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

4Joining the My WU program is optional. Joining requires e-mail and a mobile number. By joining, you authorize us to send an automated text message to your mobile number with program materials and request consent to send future promotional texts. Consent not required for purchase and may be revoked at any time. Msg& Data Rates Apply. Reply STOP to stop, HELP for help.

5Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

6Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply,  including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions