Send Money to the Philippines – Western Union Australia

With Western Union, get a great rate on your first online transfer to GCash wallets and bank accounts in the Philippines.


    FX: 1.00 AUD – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Get Started”. X Fee:

    Smarter. Safer. Together. Learn how to #BeFraudSmart

    Smarter. Safer. Together.

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 170 years

    Get our best exchange rate and $0 transfer fee for your first online transfer.

    Convenient ways to send and receive money

    Pay the way that works for you

    Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit or debit card using the camera on your device.

    Online via PayID with your bank account
    Via Apple Pay® in our app
    With your Credit or Debit card
    In cash at an agent location

    Money transfers made easy with the Western Union® app

    Send money on the go, or start on our app and pay in-store.

    Track your money transfer in real time.

    Repeat transfers quickly to friends and family.

    Rating as of June 2024.

    More information on how to send money to the Philippines from Australia

    Your first online money transfer is on us

    Complete your online profile to register, and send your first transfer for 0 transfer fee4.

    Send now

    Have your receiver’s details ready

    To start your remittance to the Philippines via bank transfer, simply provide your receiver’s account number and a purpose of transfer.

    Learn more

    Repeat transfers quickly and easily

    You can choose to save your receiver’s details to send money to the Philippines again with just a few clicks or taps.

    Download the app

    Reasons to choose
    Western Union®

    Ease and convenience

    Send money to the Philippines from Australia the way that’s convenient for you: online, via our app, or in person at an agent location.

    Commitment to security

    Our encryption and fraud prevention efforts help protect your Western Union transfers to the Philippines.

    Speed and transparency

    Complete a money transfer to the Philippines from Australia in minutes1 for cash pickup and easily track your funds along the way.

    International reach

    It’s not just the Philippines, from Australia to more than 200 countries and territories. Globally, we make an average of 25 transfers per second and move money.

    Register to start sending money overseas today

    Quick registration and the first transfer free

    Simply register online and verify your profile to send and receive money 24/7

    Your first transfer is on us!

    Pay the way you like

    Pay online through your bank account, with your credit/debit card, or cash in-store.

    Track your transfer

    Easily track your money transfer online or via the Western Union® app.

    Convenient locations

    Send and receive money at a Western Union agent location in Australia. It’s easy to find one near you with a few clicks or taps.

    Frequently asked questions

    Can I make a money transfer from Australia to the Philippines online with Western Union?

    Yes, you can send money from Australia to the Philippines online 24/7 using internet banking (pay with PayID). You can also pay with your Visa® or MasterCard® credit3, debit or prepaid card. Receivers can have the money deposited into their bank accounts or pick up the cash within minutes¹ at any Western Union agent location across the Philippines.

    What do I need to send money to the Philippines from Australia online with Western Union?

    To send money to the Philippines from Australia online, you’ll need:

    • Your receiver’s full name (as it appears on their ID) and address.
    • Your internet banking details or a Visa®or MasterCard® credit3, debit or prepaid card issued by an Australian bank.
    • To be over 18.

    When you first register online with Western Union, we’ll need certain information so we can confirm your identity and create an online profile for you. You’ll need an Australian driver’s license or passport. In some cases, you may also be required to phone our call center if we need additional information.

    How much money can I send online as a remittance to the Philippines?

    The maximum daily limit is 19,000 AUD when you make a money transfer to the Philippines from Australia with PayID. However, your specific daily transfer limit will vary based on the service you choose and your transfer history. Register and visit your profile to see your individual limit.

    How long does it take to send money to the Philippines from Australia?

    When sending money to the Philippines by bank transfer, your funds should arrive within one banking day. They can even be transferred in real time5 with certain banks. Your money can arrive in minutes1 when sending for cash pickup at an agent location in the Philippines.

    What receiver information is needed to complete a remittance to the Philippines?

    You’ll need your receiver’s name, bank name, account number and a purpose of transfer when sending money to a Philippines bank account. You’ll be asked for receiver information such as their name, country and address when sending money for cash pickup at an agent location.

    What is the best way to send money to the Philippines from Australia?

    You can send a remittance to the Philippines online or with our app, 24/7 – so your receiver can access their money in minutes1. You can even save their details and set up scheduled transfers for repeat payments.

    There are more than 3,5002 Western Union agent locations in Australia where you can arrange to send a remittance to the Philippines in person. Using the Western Union app, you can start the transfer on the go before completing and paying in-store.

    How do you send money to the Philippines from Australia in person?

    It’s easy to send money in person to the Philippines from any of our agent locations in Australia.

    • First, visit a Western Union agent location. You can find an agent location near you by using our location finder or the app.
    • Next, share your details. You’ll need to provide the agent with your full name and a valid government-issued ID.
    • Then you’ll need to share your receiver’s details. You’ll need their first name, surname, the destination country (Philippines), and the exact amount you wish to send. Choose the payout method: cash, direct to bank, or mobile wallet.

    Finally, pay and send. You’ll receive a confirmation email with a tracking number (MTCN). You can use this to track your transfer. Make sure you only share it with your receiver.

    Still have questions?

    Browse our FAQs or contact us. Our customer care team is here to help.

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 Network data valid as of 30 June 2021.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    5 Philippines: Real-time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI) and Land Bank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10 am and 1 pm Eastern Time may also be delayed.