Send money easily to a bank account overseas

With Western Union, you can transfer money internationally the way you prefer: online, with our app, or in person at an agent location.


Online bank transfers made quick and simple

Whether you’re transferring funds to a friend in need or sending money to help your parents celebrate a milestone anniversary, here are a few reasons to send with us:


You can send up to $50,000 to a bank account when you pay with POLi

You can send up to $50,000 to a bank account when you pay with POLi

How to complete an international bank transfer


Register for your free account

Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.


Enter your transfer details

Enter the destination country and the amount you’d like to send. Check bank transfer service availability by destination.


Enter your receiver's bank details

Choose to send to a bank account, then select a past receiver or enter a new receiver’s bank account details.


Pay and send

Pay via POLi, or with your Visa® or Mastercard®. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

Frequently Asked Questions about international bank transfers

What’s a bank code, and how do I find my receiver's bank code?

A bank code is a series of numbers used to identify banks around the world. These codes range from 3 to 23 digits depending on the country of the bank and the type of code.

A bank code may be known as:

• BIC (Bank Identification Code)
• BSC (Bank Sort Code)
• CHIPS (Clearing House Inter-Bank Payment System)
• IFSC (Indian Financial System Code)
• NCC (National Clearing Code)
• SWIFT Code

Some countries may require an International Bank Account Number (IBAN) in addition to the bank code.

What is a BIC/SWIFT code?

BIC stands for Bank Identification Code. This is a code used to identify banks worldwide. A BIC is the same as a SWIFT code; the terms are interchangeable. A BIC will either have 8 or 11 digits.

What is an International Bank Account Number (IBAN)?

Some countries use an IBAN to uniquely identify a customer’s bank account. The IBAN consists of an alphabetical country code followed by two digits, and then up to thirty-five characters for the bank account number. Some countries require that payments sent from Australia include an IBAN.

Still have questions about international money transfers?

Reasons to choose Western Union for international bank transfers

Ease and convenience

Send international wire transfers the way that’s convenient for you: online, with our app, or in person at an agent location.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union transfers.

Speed and transparency

Send money in minutes** for fast cash pickup and easily track your money along the way.

Worldwide reach

We make an average of 25 transfers per second and move money from Australia to over 200 countries and territories.

Exploring the most reliable ways to send money to Asia

Whether you’re supporting friends and family in Asia or simply making a one-off payment to someone there, we have key tips for you to keep in mind when it comes to your money transfers.

Read more

Money transfers made easy with the Western Union® app

Send money instantly, or start on our app and pay in-store.

Track your money transfer in real time.

Repeat transfers quickly to friends and family.

Download now

Rating as of 11 September 2020.


* Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

** Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.