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Transfer money to bank accounts in India

Western Union money transfers to major banks in India are available. Most transfers arrive in bank accounts in minutes1 and you can send up to $50,000 when you pay with POLi.

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$0 fee2.

Send up to $50,000 to bank accounts in India for $0 fee2 when paying with POLi.

Choose how you want to send money to India

Send money to India

Western Union helps reduce the distance between you and your loved ones by offering you various fast and reliable ways to send money to them. Our money transfers reach your receiver in minutes1, whether you send money to their bank accounts in India or schedule cash pickups.

Our fees start from $2.90 for both online transfers and cash pickups. Our fee is $02 when you pay online from your bank account via POLi


Bank account

Send money directly to your
receiver’s account.

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Cash pickup

Send money to any of our 122,000+
agent locations3 in India.

Find an agent

Banks in India that receive Western Union money transfers

Banks in India that receive Western Union money transfers

To send a money transfer to a bank account in India, you’ll need to provide us the following information:

  • Your receiver’s account number
  • Your receiver’s IFSC code
  • Purpose of transfer

Using Western Union, you can send money to almost  200 banks in India, including the State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank, and Bank Baroda.

Send money now

Need to send money to India regularly?

Save your receiver’s details on your online profile for quick resends or for retrieving details of your previous money transfer. Simply select History after you log in to your profile on the Western Union® mobile app or westernunion.com and access all the information you need to send money again.

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Touch ID

Log in with ease.


Instant estimates

Check our fees and exchange rates1.


Easy to send

Resend in just a few taps.

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Your contacts

Sync your phone contacts to fill out details quickly.

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Pay by cash

Start on the app, pay cash in-store.


Track transfer

See the status of all of your transfers at a glance.


Don't have a Western Union profile yet?

Create one now. It’s quick, easy, and free. All you need to do is complete the registration form and provide either your driver’s license number or passport to help us verify your identity.

Once your profile is verified against your ID, you’re all set to send money to India. With Western Union, sending money is hassle-free, fast, and reliable.

A few reasons to send money with us

Why send with us


Money in minutes

The cash is ready for pickup at an agent location in minutes1.


Transparent fees

Check transfer fees and exchange rates upfront.



Track your transfer with the tracking number (MTCN).

Ready to check Western Union fees before you send money to India from Australia?

There’s no harm in checking the exchange rate and cost of transfer first. With Western Union you can get an estimate for a money transfer to India for free any time and without any obligation to send money later. All you’ll need to do is to fill out the following information online:

  1. Select India as the country you want to transfer money to from Australia.
  2. Enter the amount you want to send in AUD to check how much INR will be received.
  3. Choose how your receiver will get the money.
  4. Choose how you’ll pay for the money transfer (you can pay using your debit or credit card or via POLi).

Mix and match options to see which is the best money transfer method for you.

Get started

Need help?

Visit our FAQs or simply get in touch. Our Customer Care is just a call away.

1800 173 833
+61 2923 19729 (If calling from overseas)

Go to FAQs

1 Funds may be delayed or services unavailable based on certain transfer conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, required receiver action(s), agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.

2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice. Those are also subject to applicable taxes (if any).

3 Network data as of 31 December 2019.