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Ways to send money to China
Ways to receive money in China
From Sydney to Shanghai, move money where it’s needed most with the Western Union app. Send money to China from home and on the go, 24/7.Get the Western Union app
Visit your nearest Western Union location and arrange your money transfer to China in person. Pay by cash, debit, or credit4 card for transfers direct to an account or for cash pickup.Search Western Union locations
Send money directly to major banks in China including Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China, and many others.Start a money transfer
Send to any of our more than 27,000 agent locations5 in China, from Beijing to Shanghai, making it simple to transfer money to China.Find pickup locations in China
Send money to an Alipay* user in China as a quick and easy way for your loved ones to receive remittance.Send money to an Alipay user
Using your bank details
Cash at an agent location
With a credit4 or debit card
Send money to China instantly, or start on our app and pay in-store.
Track your money transfer in real time, whether it’s going to Shenzhen, Guangzhou or elsewhere.
Repeat transfers quickly to friends and family in China.
Your first online money transfer is on us
Complete your online profile to register, and enjoy 0 AUD transfer fees3 on your first online transfer to China. Get a free estimate anytime and without obligation to send money later.Send now
Pay direct to major bank accounts in China
Transfer money to China direct into accounts held by most major banks. These include Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and more.Send now
Transfer money from Australia to China the way that’s convenient for you: online, with our app, or in person at an agent location.
Our encryption and fraud prevention efforts help protect your Western Union transfers to China.
Send money to China in minutes2 for cash pickup and track your money easily along the way.
Beyond sending money to China, we move money from Australia to more than 200 countries and territories and make an average of 25 transfers per second, globally.
It’s easy to register and send money online to China 24/7.
Pay for your money transfer to China online through your bank account, with your credit4 or debit card, or with cash in-store.
Use your unique tracking number (MTCN) to track your money transfer online or via our app and receive notifications when it arrives in China.
Send money to China and your receiver can pick up the cash at more than 27,000 Western Union agent locations3 near them.
To send money to China online, you need the following information:
Transferring money to China from Australia by using a Western Union agent location is quick and easy. Just follow these steps:
To send money to China via Alipay* accounts, follow these simple steps:
You need your receiver’s full name (as it appears on their ID), bank name and code, account name and number. In some cases, you might also be asked the purpose of your money transfer to China.
The maximum limit to transfer money to China online is AUD $7,000. However, your specific daily transaction limit varies based on your chosen service and transfer history. Log in to your profile and you can see your daily transfer limits.
If you send money to China online via bank transfer it may take up to five days9. Real-time transfers to China are also available, while transfers to certain accounts can only be made during China bank processing hours (7.30pm to 9.45am Eastern Time)10, which can affect how long your transfer takes.
When sending money to China for cash pick-up, once your transfer is complete and you have a receipt including a tracking number (MTCN), your receiver should be able to collect their money in minutes from the agreed agent location11.
* For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Australia. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology
2 Real time transfers are available to accounts with an associated UnionPay debit card number beginning “62”. Transfers to certain accounts may only be sent during China bank processing hours from 7.30 pm to 9.45 am Eastern Time. For first time receivers’ transfers may be delayed as we may need additional information from the account holder.
3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Subject to applicable taxes (if any).
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
5 Network data as of 30 September 2021.
9 The initial transfer may take up to five days pending Receiver registration, with subsequent transactions to the same Receiver bank account number occurring within minutes.
10 Real-time transfers are available to accounts with an associated UnionPay debit card number beginning “62”. Transfers to certain accounts may only be sent during China bank processing hours from 7.30 pm to 9.45 am Eastern Time. For first-time receivers, transfers may be delayed as we may need additional information from the account holder.
11 Funds availability is subject to the terms and conditions of the service. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options.