Send & Transfer Money Overseas – Western Union Australia

Transfer money to loved ones virtually anywhere quickly and reliably with Western Union. Send a remit from Australia in the way that works best for you: online, with our app or in person. Make things easy for friends and relatives with a bank transfer or cash pickup.

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Send money reliably
Get peace of mind with an encrypted overseas money transfer.

International brand
We help millions of people send money around the world.

Fast and convenient payments
Pay to transfer money with a credit or debit card or bank account.

Complete your online profile to register and enjoy  $0 transfer fees1 on your first transfer.

Simple steps for sending money online

Create and verify your profile

Register for free to quickly transfer money overseas. Use your passport or Australian driver’s license to verify your profile.

Enter the destination and amount

Make a remit from Australia directly to a bank account. You can also send money for cash pickup at an agent location.

Tap in your loved one’s details

Enter your friend or relative’s name, street address and city when sending money to a bank account. We’ll also need the bank name, account number and bank city.

Choose a convenient payment method

Complete your money transfer overseas using a debit or credit card or pay a flat 99c fee1 with a PayID bank transfer. Send with a $0 transfer fee for your first online transfer.

Track your transfer

Your money can arrive in minutes2 when selecting cash pickup. Keep your loved one in the loop by sharing your tracking number (MTCN).

Money transfers made easy with the Western Union® app

Send money instantly, or start on our app and pay in-store.

Track your money transfer in real time.

Repeat transfers quickly to friends and family.

Rating as of June 2024.

Still have questions about how to receive money?

Register to send money online today

Register now

Quick and easy process

Register in a few steps and learn how to send money overseas from anywhere.

Follow your money

Track your transfer on our app or website every time you send money overseas from Australia. All it takes is your unique tracking number (MTCN).

Choose how you pay

Would a bank account or card payment be more convenient? The choice is yours. You can also pay to transfer money with cash at more than 3,600 Australian agent locations3.

Convenient agent locations

Our thousands of agent locations allow your loved ones to pick up cash close to home.

Send money online in minutes2

Simply transfer money to an agent location and your receiver can collect the cash in minutes2.

Relied on by customers around the world

As an experienced money transfer specialist, Western Union aims to keep families and friends connected across oceans and geographic borders. We make it easy to transfer money overseas, whether you’re helping a loved one out financially, sending a birthday present or simply giving them a nice surprise.

Send money online, through our app or in person and enjoy a transparent, friendly service that you can always rely on.

Encryption to help protect your transfers

We’re committed to keeping your data secure

Frequently asked questions about sending money

How do I transfer money overseas with the Western Union® app?

Sending money overseas is easy with our app. Here’s how to do it:

  1. Download the app. You can find the Western Union® app on the Apple App Store or Google Play Store.
  2. Register for a profile. Follow the steps contained in the app to create a profile with your email address. Use your Australian driver’s license, passport or Proof of Age card to verify your profile.
  3. Get ready to transfer money. Select your loved one’s home country and enter the amount to send. Decide on a collection method: cash, direct to bank account or mobile wallet. The exact choice depends on the destination country. Then enter the details of your friend or family member.
  4. Pay for your transfer. Use a debit or credit card or bank transfer (PayID) and confirm all the details. We’ll provide a unique tracking number (MTCN) in a confirmation email so you can follow your money.
How do I send money overseas in person?

Follow these steps to transfer money overseas from an agent location:

  1. Visit your nearest agent location. With more than 3,600 agent locations3 in Australia, it’s easy to find one.
  2. Share your details. Provide your full name, along with a valid government-issued ID.
  3. Provide your loved one’s details. Give the agent the name of the person you want to transfer money to, the destination country and the amount to send. Choose a collection method out of cash, direct to bank account and mobile wallet, based on your receiver’s destination.
  4. Pay and track your transfer. Pay for your overseas money transfer using cash or a debit or credit card. Follow the transfer with the tracking number (MTCN) contained in your confirmation email.
How much money can I send online?

You can send up to 50,000 AUD to international bank accounts with PayID for a flat 99c transfer fee1. This can vary by country, however – so it’s always worth checking beforehand. Register today to check your costs, exchange rates limits and transaction times in advance.

Which countries allow me to transfer money directly to a bank account?

We offer a list of all the countries where you can directly send money to a bank account. This also provides estimated delivery times for each country and a breakdown of the information you’ll need to provide.

How long will it take an overseas money transfer to reach my receiver?

Your loved one should be able to collect their overseas money transfer in minutes2 if you’ve selected cash pickup from a participating agent location. The time for a transfer to be deposited into an overseas bank account will vary. An estimated waiting time will be given with your tracking number (MTCN).

1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions, funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Network data valid as of 30th September 2021.