SWIFT/BIC Code for National Commercial Bank (NCB) in Jamaica

National Commercial Bank’s SWIFT/BIC code is JNCBJMKXXXX. This is the primary code for transfers to NCB in Jamaica.

 

National Commercial Bank may use additional SWIFT/BIC codes for certain banking services, so confirm the right one with your recipient or the bank directly before you send.

Send money to Jamaica

JNCBJMKXXXX

JNCBJMKXXXX breaks into four parts: JNCB stands for National Commercial Bank, JM points to Jamaica, KX identifies Kingston as the location, and XXX denotes the head office.

National Commercial Bank (NCB) SWIFT code details

Bank Name

National Commercial Bank (NCB)

SWIFT/BIC codeJNCBJMKXXXX
Bank address32 Trafalgar Rd.
CityKingston
CountryJamaica
Send money to Jamaica

Why do I need an NCB SWIFT code in Jamaica?

A SWIFT/BIC code connects an international payment to the global network that moves funds between banks. That network reads the code to route the money along the right path to National Commercial Bank.

 

Recipients can find their National Commercial Bank SWIFT code on a recent statement or through their online banking.

Send money to Jamaica

Send money with Western Union

Send money now

How to find a local branch SWIFT code for National Commercial Bank (NCB)

Confirm the details with your recipient

Ask for their National Commercial Bank account number and the SWIFT code. They can find both on a recent statement or in their NCB online banking.

Locate the branch SWIFT code

Different branches may use their own National Commercial Bank Jamaica SWIFT code. When a branch code isn’t available, the head office code JNCBJMKXXXX works for most transfers.

Complete your transfer with Western Union

Choose your recipient’s bank by name and we apply the right SWIFT code for you. Enter their bank account transfer details and fund the transfer to complete it.

Swift code for National Commercial Bank (NCB)

Understanding SWIFT codes

SWIFT codes are 8 to 11 characters long, and each segment carries a specific meaning:

 

1 – Bank code (4 letters)

JNCB represents National Commercial Bank.

 

2 – Country code (2 letters)

JM stands for Jamaica.

 

3 – Location code (2 letters or numbers)

This indicates the bank’s city or regional office; KX in this case is for Kingston.

 

4 – Branch code (3 character)

Identifies a specific branch. When it reads XXX, the code refers to the bank’s head office.

 

If you don’t have a branch-specific code, the primary National Commercial Bank SWIFT code in Jamaica is JNCBJMKXXXX.

Send money with our mobile app

The Western Union app makes transfers to Jamaica easier with features that give you more control over how your money moves.

 

  • Save your recipient’s details and set up repeat transfers in a few taps.
  • Start a transfer in the app and finalize it at a Western Union location near you.
  • Set exchange rate alerts and send when it works in your favor.
  • Track each transfer in real time until it reaches your recipient.

 

Download the app

4.8/5
4.7/5

Rating as of May 2026

Frequently asked questions

Do I need a SWIFT/BIC code for international money transfers to National Commercial Bank (NCB)?

Yes. International transfers to a National Commercial Bank account cannot move forward without a SWIFT code. JNCBJMKXXXX is the primary code.

How do I find a SWIFT code for National Commercial Bank (NCB)?

Your recipient is the best source. NCB customers can pull their branch SWIFT code from a recent statement or through online banking. Western Union’s bank codes guide is another helpful reference.

Do all banks in Jamaica have a SWIFT code?

Not every bank in Jamaica is part of the SWIFT network, though most that handle international transfers are. Those outside it send cross-border payments through a correspondent bank that uses its own code. For more on how bank codes work, see our guide on SWIFT codes vs. IBANs.

Do I need a SWIFT/BIC code for international money transfers to National Commercial Bank (NCB)?

Not always. Larger banks often assign individual branches their own SWIFT codes. When a branch code isn’t available for National Commercial Bank, JNCBJMKXXXX works as a default for most transfers.

This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.