UBININBBXXX consists of four parts: UBIN spells out Union Bank of India, IN designates India, BB points to Mumbai, and XXX serves as the head office identifier.
Bank Name | Union Bank of India |
|---|---|
| SWIFT/BIC code | UBININBBXXX |
| Bank address | 239, Vidhan Bhavan Marg, Nariman Point |
| City | Mumbai |
| Country | India |
A SWIFT/BIC code makes the handoff possible from the sending bank to the receiving institution when an international transfer crosses banking systems. For payments to Union Bank of India accounts, UBININBBXXX is the code that completes the connection.
Recipients can find their Union Bank of India SWIFT code on a recent statement or through their online banking.
Ask for their Union Bank of India account number and the SWIFT/BIC code. A recent bank statement or the Union Bank of India online portal will have the information.
Some Union Bank of India branches operate with location-specific codes. When the branch code can’t be confirmed, UBININBBXXX is a default code for most transfers.
With Western Union, you don’t need to track down the SWIFT code yourself. Choose your recipient’s bank and we match it to the correct code. Add their bank account transfer details and fund the transfer to send.
SWIFT codes are 8 to 11 characters long, and each segment carries a specific meaning:
UBIN represents Union Bank of India.
IN stands for India.
This indicates the bank’s city or regional office, BB in this case for Mumbai.
This identifies a specific branch. When the suffix reads XXX, the code refers to the bank’s head office.
If you don’t have a branch-specific code, the primary SWIFT code of Union Bank India is UBININBBXXX.
Yes. International transfers to a Union Bank of India account cannot move forward without a SWIFT code. UBININBBXXX is the primary code.
Your recipient is your best source. Union Bank of India customers can pull their branch SWIFT code from a recent statement or through online banking. Western Union’s bank codes guide is another option for this information.
Not every bank in India is part of the SWIFT network, but most institutions that handle international transfers are. Banks outside the SWIFT system typically route cross-border payments through a correspondent bank that uses its own SWIFT code. For more on how bank codes work, see our guide on SWIFT codes vs. IBANs.
Sometimes, but not always. Many large banks like Union Bank of India operate distinct SWIFT codes for individual branches. When the branch code can’t be tracked down, UBININBBXXX serves as a default for most transfers to Union Bank of India.
This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.


