PNB’s SWIFT code, PUNBINBBXXX, contains four parts: PUNB directs to Punjab National Bank, IN indicates India, BB references Gurugram, and XXX functions as the head office identifier.
Bank Name | Punjab National Bank |
|---|---|
| SWIFT/BIC code | PUNBINBBXXX |
| Bank address | Floor 1, PNB SWIFT Centre Plot, No.05, Institutional Area, Sector |
| City | Gurugram |
| Country | India |
A SWIFT/BIC code tells your bank exactly where to route an international transfer. For payments going to Punjab National Bank accounts in India, PUNBINBBXXX is the code that points the funds to the right destination.
Recipients can find their Punjab National Bank SWIFT code on a recent statement or through PNB online banking.
Ask for their Punjab National Bank account number and the SWIFT code. A recent bank statement or PNB online banking will have the information.
Different branches may use their own Punjab National Bank of India SWIFT code. When the branch code can’t be confirmed, PUNBINBBXXX is the default code.
Name the recipient’s bank, and Western Union will find the matching SWIFT code automatically. From there, supply their bank account transfer details and fund the transfer to complete it.
SWIFT codes are 8 to 11 characters long, and each section has a specific meaning:
PUNB represents Punjab National Bank.
IN stands for India.
This indicates the bank’s city or regional office, BB in this case for Mumbai.
This designates a specific branch. When the suffix reads XXX, it refers to the bank’s head office.
If you don’t have a branch-specific code, the primary SWIFT code for Punjab National Bank in India is PUNBINBBXXX.
Yes. International transfers to Punjab National Bank can’t be completed without a SWIFT code. PUNBINBBXXX is the primary code.
Get it from your recipient directly. PNB customers can find their branch SWIFT code on a recent statement or through PNB online banking. Western Union’s bank codes guide is another option for confirming the code you need.
Most banks in India that process international transfers carry their own SWIFT code. Smaller institutions outside the SWIFT network typically work with a correspondent bank that holds an active code. For more on different bank codes in use, see our guide on SWIFT codes vs. IBANs.
Large banks like Punjab National Bank operate distinct SWIFT codes for individual branches. When the branch code can’t be tracked down, PUNBINBBXXX is a default option for most transfers to PNB.
This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.


