SWIFT/BIC Code for Kotak Mahindra Bank in India

The primary Kotak Mahindra Bank SWIFT code is KKBKINBBXXX.

 

This code is used for most international transfers to the bank, but Kotak Mahindra Bank may assign different SWIFT/BIC codes depending on the type of banking service or branch location. It’s worth confirming the right one with your recipient or with the bank directly before sending.

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KKBKINBBXXX

KKBKINBBXXX is made up of four parts: KKBK represents Kotak Mahindra Bank, IN indicates India as the country, BB refers to Mumbai for the location, and XXX identifies the head office.

Kotak Mahindra Bank SWIFT code details

Bank Name

Kotak Mahindra Bank

SWIFT/BIC codeKKBKINBBXXX
Bank address27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E)
CityMumbai
CountryIndia
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Why do I need a Kotak Mahindra Bank SWIFT code?

A SWIFT/BIC code acts as a global address for a bank. It’s how the international banking network knows exactly where to send your money. To transfer funds into a Kotak Mahindra Bank account in India, you’ll need the code KKBKINBBXXX.

 

Your recipient can look up their SWIFT code on a recent Kotak Mahindra Bank statement or through their online or mobile banking.

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How to find a local branch SWIFT code for Kotak Mahindra Bank in India

Confirm account details with your recipient

Ask for their Kotak Mahindra Bank account number and the SWIFT code. Both are typically available on a recent statement or through Kotak Mahindra Bank’s online banking.

Double-check the branch code

Some Kotak Mahindra Bank branches in India operate under their own location-specific SWIFT codes. If your recipient can’t pin down the branch code, KKBKINBBXXX should work for most transfers.

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Enter your recipient’s bank account transfer details, including Kotak Mahindra as the bank, and Western Union will match the correct SWIFT code for you. Choose your payment method and complete the transfer.

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Understanding SWIFT codes

A SWIFT code is 8 to 11 characters long, and each segment plays a specific role in routing your international transfer.

 

1 – Bank code (4 letters)

KKBK identifies Kotak Mahindra Bank.

 

2 – Country code (2 letters)

IN stands for India.

 

3 – Location code (2 letters or numbers)

Pinpoints the bank’s city or regional hub — BB for Mumbai in this case.

 

4 – Branch code (3 character)

Narrows it down to a specific branch. When this reads XXX, the code points to the bank’s head office.

 

When a branch-level code isn’t available, KKBKINBBXXX is typically accepted as the primary Kotak Mahindra Bank India SWIFT code for international transfers.

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The Western Union app puts you in control of your transfers. Manage everything from your phone, on your own schedule.

 

  • Save your recipient’s details to make repeat transfers quickly.
  • Start a transfer in the app and pay with cash at a nearby Western Union location.
  • Monitor exchange rates and choose the right moment to send.
  • Track your transfer with status updates from start to finish.

 

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Frequently asked questions

Do I need a SWIFT/BIC code for international money transfers to Kotak Mahindra Bank?

Yes. An international transfer to a Kotak Mahindra Bank account requires a SWIFT code to go through. KKBKINBBXXX is the primary code and works for most transfers.

How do I find a SWIFT code for Kotak Mahindra Bank?

Your recipient is the best source. Kotak Mahindra Bank customers can find their branch SWIFT code on a recent statement or in their online banking portal. You can also reference Western Union’s bank codes guide.

Do all banks in India have a SWIFT code?

Most Indian banks that handle international transfers are part of the SWIFT network, but smaller or regional banks may not be. In those cases, the bank typically uses a correspondent bank with its own SWIFT code to process cross-border payments. For more on how different codes work together, see our guide on SWIFT codes vs. IBANs.

Is a SWIFT code the same for all branches?

Major banks like Kotak Mahindra Bank often have unique SWIFT codes for individual branches. If your recipient isn’t sure which code applies to their branch, KKBKINBBXXX is a default for most Kotak Mahindra Bank transfers.

This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.