FCOHHNTEXXX breaks down into four parts: FCOH directs to Banco Ficohsa as the bank, HN stands for Honduras, TE refers to Tegucigalpa as the location, and XXX identifies the head office.
Bank Name | Banco Ficohsa |
|---|---|
| SWIFT/BIC code | FCOHHNTEXXX |
| Bank address | Plaza Victoria, Boulevard Francia, Colonia Las Colinas |
| City | Tegucigalpa |
| Country | Honduras |
When you send money internationally, a SWIFT/BIC code tells the global banking network which bank should receive the funds. Without one, your transfer can’t be routed correctly.
Your recipient can find their SWIFT code on a recent bank statement or by checking with the bank directly. For sending money to a Banco Ficohsa account in Honduras, the SWIFT code you need is FCOHHNTEXXX.
Request their Banco Ficohsa account number along with the SWIFT code. This information is usually available on a recent bank statement or through online banking.
Some Banco Ficohsa branches may have their own location-specific SWIFT codes. If your recipient can’t locate a branch-level code, FCOHHNTEXXX is a default for most transfers.
Select Banco Ficohsa as the destination bank and Western Union will confirm the SWIFT code for you. Enter your recipient’s bank account transfer details, pick your payment method, and you’re all set.
Every SWIFT code is 8 to 11 characters long, and each section directs your transfer:
FCOH identifies Banco Ficohsa.
HN stands for Honduras.
Indicates the bank’s city or regional hub — TE for Tegucigalpa here.
Narrows it to a specific branch. When this reads XXX, the codepoints to the bank’s head office.
If a branch-specific code isn’t available, the default Banco Ficohsa SWIFT code is FCOHHNTEXXX.
Yes, any international transfer headed to a Banco Ficohsa account in Honduras will require a SWIFT code. The primary code is FCOHHNTEXXX, and it works for most transfers.
The simplest way is to ask your recipient directly. Banco Ficohsa customers can find their SWIFT code on a recent account statement or by contacting the bank. Western Union’s bank codes guide can help you confirm what code you need.
Most Honduran banks that process international transfers are part of the SWIFT network, but smaller institutions may not be. In those cases, the bank usually works through a correspondent bank to handle cross-border payments. For more on how different banking codes work, see our guide on SWIFT codes vs. IBANs.
It can vary. Some Banco Ficohsa branches operate under their own SWIFT codes. When a branch-specific code isn’t available, FCOHHNTEXXX is the default code.
This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.

