SWIFT/BIC Code for Banco de America Central (BAC) in Honduras

The SWIFT code for Banco de America Central in Honduras is BMILHNTEXXX. This is the primary code for most international transfers to the bank.

 

BAC may use different SWIFT/BIC codes for specific branches or banking services, so check with your recipient or contact the bank directly if you’re not sure which one to use.

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BMILHNTEXXX

BMILHNTEXXX is made up of four parts: BMIL identifies Banco de America Central (BAC) as the bank, HN stands for Honduras, TE refers to Tegucigalpa, and XXX signals the head office.

Banco de America Central (BAC) SWIFT code details

Bank Name

Banco de America Central (BAC)

SWIFT/BIC codeBMILHNTEXXX
Bank addressBoulevard Suyapa, Edificio Corporativo BAC Credomatic
CityTegucigalpa
CountryHonduras
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Why do I need a Banco de America Central (BAC)  SWIFT code?

Sending money across borders requires a SWIFT/BIC code so the international banking network can route your transfer to the correct institution. For payments to a Banco de America Central account in Honduras, the code you’ll need is BMILHNTEXXX.

 

Your recipient can find their BAC SWIFT code on a recent bank statement or through the bank’s online or mobile banking.

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How to find a local branch SWIFT code for Banco de America Central in Honduras

Get the details from your recipient

Ask for their BAC account number and the SWIFT code. They can usually find both on a recent bank statement or via online banking.

Verify the branch code

Banco de America Central may assign different SWIFT codes to individual branches across Honduras. If your recipient can’t track down a branch-specific code, BMILHNTEXXX is the default code.

Transfer with Western Union

Select Banco de America Central Honduras as the destination bank and Western Union will find the correct SWIFT code. Simply enter your recipient’s bank account transfer details, choose your payment method, and send.

Swift code for Banco de America Central (BAC), Honduras.

Understanding SWIFT codes

Every SWIFT code is 8 to 11 characters long, and each part communicates something specific:

 

1 – Bank code (4 letters)

BMIL identifies Banco de America Central (BAC).

 

2 – Country code (2 letters)

HN stands for Honduras.

 

3 – Location code (2 letters or numbers)

Points to the bank’s city or regional hub — TE for Tegucigalpa here.

 

4 – Branch code (3 character)

Specifies a local branch. When this reads XXX, the codepoints to the bank’s head office.

 

If you don’t have a branch-level code, BMILHNTEXXX covers most international transfers to Banco de America Central in Honduras.

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Use the Western Union app to send money to Honduras in just a few taps.

 

  • Save recipient details to set up repeat transfers.
  • Start a transfer in the app and pay in cash at a Western Union location.
  • Set exchange rate alerts and send when the timing works for you.
  • Track your transfers from start to finish.

 

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Frequently asked questions

Do I need a SWIFT/BIC code for international money transfers to Banco de America Central (BAC)?

Yes, a SWIFT code is required for international transfers to a BAC account in Honduras. The primary code is BMILHNTEXXX, which is accepted for most transfers.

How do I find a SWIFT code for Banco de America Central (BAC)?

The quickest solution is to ask your recipient. BAC customers can locate their SWIFT code on a recent account statement or within their online banking. See Western Union’s bank codes guide for more on what code you’ll need.

Do all banks in Honduras have a SWIFT code?

Not every Honduran bank participates in the SWIFT network. Banks without a SWIFT code typically rely on a correspondent bank to process cross-border payments on their behalf. For a look at how banking codes compare, see our guide on SWIFT codes vs. IBANs.

Is a SWIFT code the same for all branches?

BAC may use distinct SWIFT codes for different branches across Honduras. If a branch-specific code isn’t available, BMILHNTEXXX is the default code.

This content is for informational purposes only. Western Union does not require you add bank codes when performing an international money transfer.