Send money to Nigeria from Australia

Transfer money fast and reliably to Nigeria from Australia. Send USD or NGN direct to bank accounts or for cash pickup from as Western Union location


    FX: 1.00 AUD – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Get Started”. X Fee:

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    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    $0 transfer fee and our best exchange rate for your first online transfer

    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details
    Via Apple Pay or Google Pay with our app
    Cash at an agent location
    With a credit or debit card

    Ready to send?

    Send money to Nigeria in a few taps with our app

    At home or on the go, send money to Nigeria wherever you are with the Western Union app.

    From Melbourne to Lagos – track your transfer after pressing send.

    Save receiver details and transfer money again quickly and easily.

    Rating as of July 2023.

    More information on how to send money to Nigeria from Australia

    Send money to major banks in Nigeria

    Directly send money to accounts held by most major banks across Nigeria, such as Access, FirstBank, GTBank, UBA and Zenith.


    Get started today

    Check money transfers to Nigeria for free

    See how much your total transfer to Nigeria will cost before you send. Get a free estimate 24/7 with no obligation.

    Convert your currency

    Send and resend

    All you need to transfer money to Nigeria is the receiver’s account number, International Bank Account Number (IBAN), branch name and address. Save details to resend in a few clicks or taps.

    Learn more

    Reasons to choose Western Union

    Your first online money transfer is on us

    Complete your online profile to register, and send your first transfer for 0 AUD transfer fee4. You can also get a free estimate anytime and without obligation to send money later.

    A reliable service

    Transferring money to Nigeria is stress-free. Encryption and fraud prevention are in place to offer peace of mind.

    International reach

    On average 25 transfers happen per second with Western Union. That includes sending money to Nigeria in naira from Australia.


    Convenient money transfers to Nigeria

    Send money to Nigeria from Australia in minutes5 when sending for cash pickup. Choose an easy way for you – online, via our app or in person.

    Sign up to send money to Nigeria today

    Quick and easy registration

    It’s easy to register and make an online remittance from Australia to Nigeria 24/7.

    Track your transfer

    Track your money on its journey from Australia to Nigeria with complete transparency – however you choose to send it.

    Pay the way you like

    Pay for your transfers to Nigeria online through your bank account, with your credit2 or debit card, or with cash in-store.

    Convenient agent locations

    Give your loved ones in Nigeria the option to pick up their cash at 4,500 Western Union agent locations1.

    Frequently asked questions

    How do I send money online to Nigeria?

    To send money to Nigeria from Australia online with Western Union, follow these simple steps:

    1. Sign in or create a free profile with Western Union. Use your passport or Australian driver’s license to verify your account the first time.
    2. Click ‘Send now’, then select Nigeria as the destination and enter how much you want to transfer.
    3. Input the receiver’s details. To send money to a bank account in Nigeria include their name, street address, city, bank name, account number and bank city.
    4. Choose how you want to pay (debit or credit card, bank transfer – POLi).
    5. Your money is on its way to Nigeria. Use the unique tracking number (MTCN) and share with your receiver so you can both follow its progress.
    What do I need to send money online to Nigeria from Australia?

    To send money to Nigeria online you must be over 18 and have the following information to hand:

    • The receiver’s full name and address (the same as on their ID).
    • Your internet banking details, or a Visa® or Mastercard® credit2, debit or prepaid card issued by an Australian bank.
    • An Australian driver’s license or your passport when you first register with Western Union (to confirm your identity).

    If we need any more information, you might have to phone our call center to supply it.

    How much money can I send to Nigeria?

    The maximum amount of money you can transfer to Nigeria depends on the service you use and your transfer history. Check your profile to view your individual transfer limit. When you use POLi to send money to Nigeria, the maximum daily transfer is:

    • $50,000 to a bank account.
    • $5,000 for a cash pickup.
    How much does it cost to send money to Nigeria?

    The cost of sending money to Nigeria from Australia depends on how much you send and the method you use. Most direct bank transfers using POLi won’t have charges4, but there are fees when using a credit2 or debit card. However you pay, there are transfer fees to arrange a cash pickup in Nigeria, which vary based on the amount you send and your payment method.

    Estimate the cost of your money transfer to Nigeria for free with no obligation.

    How do I send money to Nigeria from a Western Union location?

    To send money to Nigeria in person:

    1. Visit your nearest Western Union agent location (more than 3,6001 across the country). Find your local location online or through our app.
    2. Tell the agent your full name and show valid government-issued ID.
    3. Share your receiver’s details – their first name and surname, destination country (Nigeria) and how much you want to send.
    4. Select their receiving method – in cash or direct to a bank account for transfers to Nigeria.
    5. Pay for your money transfer to Nigeria with cash, or a debit or credit2 You’ll be emailed a unique tracking number (MTCN) to track your transfer, which you can then share with your receiver.
    How long will it take my money transfer to reach Nigeria?

    Transferring money to Nigeria can take minutes either online or in person. Check your unique tracking number (MTCN), which will include an estimated time.

    Your receiver should usually be able to collect their cash from the relevant agent location in minutes5. For transfers to a bank account in Nigeria, the timings can vary.

    Still have questions?

    Browse our FAQs or contact us. Our customer care team is here to help.

    1 Valid as of September 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    5 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.