To send money to Nigeria from Australia online with Western Union, follow these simple steps:

1. Sign in or create a free profile with Western Union. Use your passport or Australian driver’s license to verify your account the first time.
2. Click ‘Send now’, then select Nigeria as the destination and enter how much you want to transfer.
3. Input the receiver’s details. To send money to a bank account in Nigeria include their name, street address, city, bank name, account number and bank city.
4. Choose how you want to pay (debit or credit card, bank transfer – POLi).
5. Your money is on its way to Nigeria. Use the unique tracking number (MTCN) and share with your receiver so you can both follow its progress.

To send money to Nigeria online you must be over 18 and have the following information to hand:

• The receiver’s full name and address (the same as on their ID).
• Your internet banking details, or a Visa^® or Mastercard^® credit², debit or prepaid card issued by an Australian bank.
• An Australian driver’s license or your passport when you first register with Western Union (to confirm your identity).

If we need any more information, you might have to phone our call center to supply it.

The maximum amount of money you can transfer to Nigeria depends on the service you use and your transfer history. Check your profile to view your individual transfer limit. When you use POLi to send money to Nigeria, the maximum daily transfer is:

• $50,000 to a bank account.
• $5,000 for a cash pickup.

The cost of sending money to Nigeria from Australia depends on how much you send and the method you use. Most direct bank transfers using POLi won’t have charges⁴, but there are fees when using a credit² or debit card. However you pay, there are transfer fees to arrange a cash pickup in Nigeria, which vary based on the amount you send and your payment method.

Estimate the cost of your money transfer to Nigeria for free with no obligation.

To send money to Nigeria in person:

1. Visit your nearest Western Union agent location (more than 3,600¹ across the country). Find your local location online or through our app.
2. Tell the agent your full name and show valid government-issued ID.
3. Share your receiver’s details – their first name and surname, destination country (Nigeria) and how much you want to send.
4. Select their receiving method – in cash or direct to a bank account for transfers to Nigeria.
5. Pay for your money transfer to Nigeria with cash, or a debit or credit² You’ll be emailed a unique tracking number (MTCN) to track your transfer, which you can then share with your receiver.

Transferring money to Nigeria can take minutes either online or in person. Check your unique tracking number (MTCN), which will include an estimated time.

Your receiver should usually be able to collect their cash from the relevant agent location in minutes⁵. For transfers to a bank account in Nigeria, the timings can vary.