Send money to Nigeria

Q: How much does a money transfer to Nigeria cost?

The fee 1 for sending money to Nigeria depends on the EUR to NGN exchange rate 1 and which payment method you choose. When you transfer money to a bank account, you pay a fixed fee 1 of €0. You can check our prices on the calculator at the top of the page.

Transfer your money to Nigeria with Western Union. It’s fast, easy and convenient. Send NGN from EUR to a bank account for a fee¹ of €0.

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Convenient ways to send and receive money

How to transfer money to Nigeria

How to receive money in Nigeria

Our reliable service gives you peace of mind, no matter how you choose to send money to Nigeria — online, in person or via the app.

Western Union Digital Banking app
Send money online with a Western Union Digital Banking app from Italy to anywhere in the world. Send, save and store money in one app.
Send money to Nigeria online
Start transferring money today by registering on our website and creating a free profile in a few simple steps.
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Via our money transfer app
Send money easily, quickly and reliably, anytime and from anywhere, with the Western Union app.
Download our app
Send money to Nigeria in person
For a more personal touch, choose from one of our agent locations in Italy to send money.
Find a location

Bank transfer
Make a transfer to the biggest banks in Nigeria, with a fixed transfer fee¹ of €0.
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Cash pickup
Send money available for cash pickup in minutes² at agent locations in Nigeria.
Find an agent location

Register and send money to Nigeria today

Accessible agent locations

From Lagos to Ibadan, your loved ones can pick up money in cash in various locations by visiting their nearest agent location.

Track your money transfers in real time

Check the status of your money transfer from Italy to Nigeria at any time by using the MTCN (money transfer control number).

Simplified frequent money transfers

Simplify frequent money transfers — save your receiver’s details so you’re ready the next time you send money to Nigeria again.

Pay the way you like

Pay online using your bank account, credit³/debit card or cash at an agent location.

Reasons to choose Western Union

In our 150 years of experience, we’ve helped millions of people send money around the world. Here are some reasons for our success:

Convenience — Pay however suits you best

Pay for your money transfer to Nigeria online, via our app or in person at a Western Union agent location.

Maximum commitment to security

We’re committed to offering you reliable services: our encryption and fraud prevention systems protect your money transfers.

Ease and convenience

Send money the way that’s convenient for you: online, with our app, or in person at an agent location.

Worldwide reach

With Western Union, you can transfer money from Italy to over 200 countries and territories around the world.

Send money to Nigeria straight from the app, with just a few taps

Send money to Nigeria anytime and from anywhere.

Check transfer fees⁴¹ and exchange rates¹ in advance.

Track your money transfers in real time.

Send money to loved ones again with ease.

Learn more

4.6/5

4.5/5

Rating as of 21 August, 2023.

Pay how you like

Via bank transfer

Via Sofort payment service

With your credit³ or debit card

Via Apple Pay^® from our app

In cash at an agent location

More information about sending money to Nigeria

Get a free quote before sending money
Work out how much it will cost before your transaction — view the EUR to NGN exchange rate¹ at any time, with no obligation to transfer money to Nigeria.
Convert currency
Send money conveniently and reliably
Transfer money to Nigeria however you like: by bank transfer, credit³ or debit card, Sofort, Apple Pay through our app, or in cash at an agent location.
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Easily complete on-hold money transfers
Don’t worry if you don’t have your receiver’s details to hand. You can put your money transfer to Nigeria on hold and complete it from the history page when you’re ready.
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Ready to send money to Nigeria?

Need more information? Visit our FAQ section below or, if you’re ready, start transferring money to Nigeria today.

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Make your friends and family happy in those special moments

Want to give a present to your best friend who is getting married? Want to help your parents fulfill a big dream of theirs for their anniversary? Surprise your loved ones by sending them your best wishes with a Western Union money transfer.

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FAQ about transferring money to Nigeria

How do I send money to Nigeria?

With Western Union, you decide — you can transfer money to Nigeria from one of agent locations in Italy, or on the Western Union website or app, from wherever and whenever you want.

How much money can you send to Nigeria?

You can send up to €5000 from Italy to Nigeria.

If you only send money online from time to time, you can transfer up to €1000 without having to verify your identity. If you do this regularly through our website, we are required to verify your identity. Once we have verified your identity, the sending limit will go up to €5000.

How much does a money transfer to Nigeria cost?

The fee¹ for sending money to Nigeria depends on the EUR to NGN exchange rate¹and which payment method you choose. When you transfer money to a bank account, you pay a fixed fee¹ of €0. You can check our prices on the calculator at the top of the page.

How do I send money to Nigeria online?

Follow the normal process — log in or register and click “Send Now.” Choose Nigeria as your destination and the amount you want to send. You’ll be given information on typical money transfer times between Italy and Nigeria. Pay by bank transfer, credit³/debit card, Apple Pay or Sofort.

Share the MTCN with your receiver so you can both track the money sent.

Have a question or need help?

Visit the FAQ section or contact us. Our customer service team is always on hand to help.

Visit the FAQ section

¹ Western Union also makes money from currency exchange. When choosing a money transfer service, carefully compare both transfer fees and exchange rates. Transfer fees, foreign exchange rates and taxes may vary by brand, channel and location based on a number of factors. Transfer fees and exchange rates subject to change without notice.

² Funds may be delayed or specific services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location opening hours, differences in time zones or the selection of options for delayed sending. Additional restrictions may apply. See online Terms and Conditions for details.

³ If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or another payment method.