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How to send money with Western Union

It's fast, easy and convenient, whichever way you choose to send: online, in person or with our app.

Send money now

Send money online in a few simple steps

Do you want to transfer money via the Western Union app for your best friend's graduation gift ? Do you want to transfer money in person to help your parents realize their big dream for their anniversary ? Western Union is the simple and fast solution suitable for anyone because they are able to send money online in very few steps.

How to send money

Choose how you would like to send money online and then follow the simple steps below.

Choose how they'll receive the money

You can have the money delivered in the way that is most convenient for your receiver.

Cash pick-up

Send to hundreds of thousands of agent locations1 around the world in minutes2

Bank account

Transfer directly to a bank account in a few simple steps

Mobile wallet

Deposit money directly to your receiver’s mobile phone in selected countries3

Flexibility to change cash pickup

Situations may change. We get it. So, we’re making it easier to switch from a cash pickup to sending money directly into your receiver’s bank account. Follow the necessary steps to update the delivery method. Online updates are only available for select countries at this time.1

  1. Log in and view transaction history
    Select ‘More’ and then choose ‘Update delivery method.’
  2. Fill in receiver’s details
    Enter your receiver’s address and bank account details.2
  3. Confirm the transfer
    A receipt will appear showing if your delivery method has been updated.

1Valid only for WU.com or Western Union® app transactions sent to India, Pakistan, United States, Philippines, Thailand and Turkey.
2Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

Why send money with Western Union?

It's quick

Send money around the world for cash pick-up in minutes2

It's convenient

We give you all the options. Send in a way convenient for you, let them receive your money in a way convenient for them

It's easy

We provide 24/7 customer care to help you with your money transfer needs

It's reliable

Track your transfer on our app or website using a unique Money Transfer Control Number (MTCN)

It's global

Money transfer available to hundreds of thousands of agent locations in 200+ countries and territories

It's trusted

Millions of people trust in our 145+ years of experience to move money every day

Send money abroad

Support your family and friends abroad as conveniently as possible with international money transfers by using our online services, the WU® App or in person at an agent location1. Sending money abroad with Western Union is fast, easy and reliable.

1 Check the list of agent locations where the “Pay in cash” service is available directly in the Western Union app by selecting “Pay in cash” service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Service available for these destinations: Kenya and Madagascar. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.