* Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Advertising message for promotional purpose. For money transfer terms and conditions please see terms available at locations.

** Funds generally take minutes to reach a recipient's bank account, but funds sent to first-time Bank of the Philippines Islands receivers may take up to 2 hours. Services and Funds may be delayed or services unavailable based on transaction conditions, including regulatory and foreign exchange issues, identification requirements, consumer protection issues, delivery restrictions, bank operating hours, banking and local holidays, and differences in time zones. Additional restrictions may apply.

*** Agent location count valid as of 30 September 2017.