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Send money to bank accounts in India for 0€ transfer fee1

With so many ways to send money, it’s easy to take care of those who mean the most to you.

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    0€ transfer fee1
    Send and receive funds directly to bank accounts
    in India for 0€ transfer fee1.

    0€ transfer fee1
    Send and receive funds directly to bank accounts
    in India for 0€ transfer fee1.

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    Convenient ways to send and receive money

    • spot_send-online Send online

      Take advantage of fast and easy money transfers when you send money to India online.

      Send money
    • send-via-app-1 Send with our app

      Send money on the go wherever you want, when you want, with the Western Union® app.

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    • bank-building Bank account

      Send and receive funds directly to bank accounts in India for 0 € transfer fee1.

    • Spot_dollar_pen Cash pick-up

      From Chennai to New Delhi, send money for cash pick-up to more than 113.000 agent locations2 throughout India.

    Easily send money to major banks in India

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    You choose how to pay

    Directly from your bank account

    With your credit3 or debit card

    Via Apple Pay® in our app

    More information for sending money to India

    • All major banks are covered

      Money can be sent directly to bank accounts in over 200 banks, including all major banks in India.

    • Get a free estimate before you send

      Get a free estimate anytime and without an obligation to send money later.

    • Details you will need to send money

      To send money to India, you will need your receiver’s name, bank name, account number, IFSC Code, and the purpose of the money transfer.

    Register to start sending money today

    Register now
    Quick and easy registration

    It’s easy to register and start using our money transfer services.

    Pay the way you like

    Pay online using your bank account, credit3/debit card or cash at an agent location.

    Track your money transfer

    Easily track your transfer online and with our app using the MTCN.

    Convenient locations

    Send money for cash pickup at an agent location near your receiver.

    Register now

    Our customers made millions of money transfers with Western Union last year—here’s why:

    Ease and convenience

    Send money the way that’s convenient for you: online, with our app or in person at an agent location.

    Commitment to security

    Our encryption and fraud prevention efforts help protect your Western Union transfers.

    Worldwide reach

    We make an average of 25 money transfers per second and move money from Italy to over 200 countries and territories.

    Get rewarded with the My WUSM program

    Earn points anytime you send money online, in person or with our app and get exclusive offers only for members.

    Learn more

    Ready to get started?

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    Frequently Asked Questions about sending money to India

    What is the best way to send money to India with Western Union from Italy?

    Western Union makes money transfer quick and convenient, letting you choose how you want the funds to get to your receiver, how they will pick it up and how you will pay for it.

    The best ways to send money to India from Italy with Western Union are online at WU.com or with our app.

    How much does it cost to send money to India from Italy?

    You can get an estimate for your money transfer to India by visiting the send money form and selecting ‘India’ as your destination and entering the amount you’d like to send.

    You may also receive transfer fee discounts and other promotions by registering with our loyalty program, My WU, and can earn points every time you send a qualifying transfer.

    Note that if you are using a credit3 card to send money online or over the phone, a credit3 ca rd issuer cash advance fee and associated interest charges may apply. You can avoid these fees by using a debit card.

    Fees and rates provided are estimates only and are not guaranteed. Additional taxes and fees may apply.

    How do I send money to a bank account in India?
    Sending money to a bank account in India is quick and easy. You can send funds to qualifying bank accounts using your credit3  or debit card, bank transfer, or paying in cash at an agent location. Here’s how:
    1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
    2. Enter ‘India’ as the destination and choose the amount you’d like to send. Transaction times vary per destination, but you’ll be able to view the times as you make your selections.
    3. Select how you’d like the receiver to get the funds. You can select a past receiver or enter your receiver’s bank account details.
    4. Pay with your credit or debit card or by bank transfer.
    5. Review and confirm and your money is on the way. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.
    How long will it take for my receiver to get their funds in India?
    With Western Union, you can send cash directly to a bank account in India without having a bank account in Italy. Your money will be delivered in minutes for cash pick-up to these banks in India:
    • HDFC Bank
    • Axis Bank
    • Punjab National Bank (PNB)
    • Bank of Baroda
    • Canara Bank
    • Andhra Bank
    • Central Bank of India
    • Indian Overseas Bank
    • Union Bank of India
    • Indian Bank
    • Federal Bank
    • Corporation Bank
    • Catholic Syrian Bank
    • Vijaya Bank
    • City Union Bank
    • IndusInd Bank
    • Kotak Mahindra Bank
    • South Indian Bank
    • YES Bank
    For all other banks, funds will be delivered in one banking day or on the same day if sent by 15:30 India time.
    How do I send money to India for cash pick-up at a Western Union agent location?
    If you need to get money to your receiver quickly, sending money for cash pickup is a fast and convenient option. Simply pay by credit3 or debit card or by bank transfer and the money is ready for cash pick up in minutes.
    If paying by credit3 or debit card:
    1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
    2. Enter ‘India’ as the destination and choose the amount you’d like to send. Select ‘Cash pickup’ and payment by card.
    3. Enter your receiver’s name and address.
    4. Pay with your credit3 or debit card.
    5. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
    If paying by bank transfer:
    1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
    2. Enter ‘India’ as the destination and choose the amount you’d like to pay with a bank account. Select ‘Cash pickup.’
    3. Verify your bank account and complete your money transfer.
    4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick.
    How do I send money to India with the Western Union app®?
    The Western Union® app lets you send money on the go, anytime and virtually anywhere  to a bank account, for cash pick-up or to a mobile wallet4.
    1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
    2. Start a transfer by entering ‘India’ as the destination country and choose the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet4  based on your receiver’s country. Then, enter your receiver’s details.
    3. Pay for your money transfer via credit3 or debit card, or with your bank account.
    4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

    Still have questions or need help?

    Visit our FAQs or contact us. Our Customer Care team is just a call away.

    See All FAQs
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    Send money with WU.com and the WU app

    If you can’t reach an agent location or prefer not to, Western Union can help you. The following services are available online 24/7 at WU.com and from the mobile app.

    Read more

    Money transfer services at your fingertips

    Send money on the go.

    Track your money transfer in real time.

    Repeat transfers quickly to friends and family.

    Find out more
    4.6/5
    4.5/5

    Rating as of 5 July 2021.

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    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Agent location count valid as of 31 December 2021.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    © 2021 Western Union Holdings, Inc. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.