1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Transfer fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Transfer fees and exchange rates subject to change without notice.
Improved FX for new digital customers and costumers without a transaction in the last 12 months is limited when sending:
(a) for cash pick up in Morocco, Pakistan, Egypt, Ghana, Guinea, Bangladesh Brazil, India, Indonesia, Kenya, Madagascar, Mexico, Rwanda, Thailand, Ukraine, Uganda, United States, Turkey, Albania, Cambodia, Chile, Costa Rica, DRC, Egypt, Jamaica, Honduras, Lebanon, Mauritius, Nicaragua, Panama, Paraguay, Uruguay, Peru, Romania, Tanzania, Tunisia Vietnam, Trinidad and Tobago;
(b) to a bank account in Morocco, Pakistan, Egypt, Ghana, Guinea, Bangladesh Brazil, India, Indonesia, Kenya, Madagascar, Mexico, Rwanda, Thailand, Ukraine, Uganda, United States, Turkey, Japan, Singapore, Sri Lanka, Poland, United Kingdom, Nepal;
(c) to a mobile wallet in Bangladesh, Botswana, Burundi, Colombia, Guinea, Indonesia, Madagascar, Mongolia, Rwanda, Sierra Leone, Uganda, Pakistan, India, Kenya, Philippines Ghana, Tanzania.
2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.