Send money to Zambia

No matter whether you have friends in Lusaka or family visiting Victoria Falls, it’s quick and easy to send money to Zambia with Western Union.

    Send to

    FX: 1.00 GBP =


    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click Get Started.
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    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    Choose the way you pay

    Using your bank details

    Cash at an agent location

    With a credit3 or debit card

    Ready to send money?

    Send money to Zambia in a few taps with our app

    Transfer money to Zambia on the go at any time.

    Save receiver details to send money to Zambia again quickly.

    Keep track of your funds and receive a notification when the cash is ready to collect.

    Download the app

    Rating as of 21 April 2023.

    More information on how to send money to Zambia from the UK

    Sign up to send money to Zambia today

    Track each transfer

    Thanks to your unique tracking number (MTCN) and our handy online tracking tool, you can follow your funds as they make their way to Zambia in real time.

    Save your receiver’s details

    When you register for a free Western Union profile, you can save your receiver’s details and make it even quicker to send money to Zambia next time.

    Reasons to choose Western Union®

    A service you can rely on

    We’ve spent over 150 years helping people quickly and easily send money to friends and family around the world.

    Choose the way you pay

    When sending money to Zambia from the UK, you can decide whether to pay in cash or with a credit3 card, debit card or bank transfer.

    Be fraud smart

    Our encryption and fraud prevention commitment covers your transfer to Zambia, so you can send with peace of mind.

    It’s free to get started

    Register for a free Western Union profile to start sending money online. You can also get an estimate of transfer fees4, the current exchange rate and potential delivery times.

    Frequently asked questions

    How much money can I send to Zambia?

    Limits on sending money to Zambia depend on your chosen send and receive methods:

    • Your sending limit is approximately 4800.00 GBP when making a bank transfer online or paying by credit or debit card in the UK for a cash pickup in Zambia.
    • Your sending limit is 1950.00 GBP when paying by credit card3 or debit card into a mobile wallet2.
    • Your spending limit is 5000.00 GBP when paying cash in-store in the UK for a cash pickup in Zambia.
    How do I send money online to Zambia?

    To begin sending money to Zambia online:

    1. Start by registering for a free Western Union profile or log in if you already have one.
    2. Click ‘Send now’ and choose Zambia as your destination.
    3. Enter the amount you’d like to send.
    4. Choose how you would like the receiver to get their money.
    5. Enter their details and input the purpose of your money transfer and the source of your funds.
    6. Pay by debit card, credit3 card, Sofort or bank transfer.
    7. Look out for your confirmation email containing your unique tracking number (MTCN). Share this with your receiver so they can collect their money.
    What do I need to send money online to Zambia?

    When sending money to friends and family in Zambia, you’ll need:

    • Your full name and address
    • Your receiver’s full name and address
    • A UK passport, driving licence or other form of government-issued ID.

    If you would like to transfer funds to a mobile phone, you’ll also need the receiver’s mobile wallet2 information.

    How do I send money to Zambia from a Western Union agent location?
    1. Find your nearest agent location – we thousands around the UK.
    2. Take a valid ID and your receiver’s details. You might also be asked to prove the source of your funds, so it’s worth taking along a bank statement, payslip or tax return.
    3. Pay for your money transfer with cash, debit or credit3.
    4. Keep hold of your receipt and share your tracking number (MTCN) with your receiver so that they can collect the money transfer when it arrives.
    How do I estimate the cost to transfer money to Zambia?

    Head online and use our free price estimator to get an idea of how much your money transfer to Zambia might cost. You’ll also find information about transfer fees4, estimated delivery times, and the current GBP/ZMW exchange rate.

    How long will it take my money transfer to reach Zambia?

    There’s no need to wait. Your receiver in Zambia can access your money transfer in minutes1 with cash pickup or using their mobile wallet.

    Still have questions?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    2 Additional charges, including SMS and account cash-out fees, may be applied to the receiver’s mobile wallet account by the mobile network operator and/or wallet service provider.

    3 Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.