Send money by bank transfer

Send up to £50,000 to bank accounts in over 50 countries, quickly and reliably.

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How to make a bank transfer


Register and verify your free account

Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.


Enter your transfer details

Enter the destination country and the amount you would like to send. Check the bank transfer service availability by destination.


Enter your receiver’s details

Choose to send to a bank account, then select a past receiver or enter a new receiver’s bank account details.

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Pay and send

Pay for your transfer directly from your bank account or with your debit or credit card1. Review the details and send. We’ll email you the confirmation with the tracking number (MTCN), which you can share with your receiver.

More information on bank transfers with Western Union

Get a free estimate

Get a free estimate for your bank transfer anytime and without an obligation to send money later.

Make a transfer in person at an agent location

With 4,400 agent locations2 in the U.K., we’re always close by.

Have your receiver’s details ready

To start your bank transfer, simply provide your receiver’s account details and their bank code.

Frequently Asked Questions about bank transfers

What is a bank transfer?

A bank transfer is when money is sent from one bank account to another. “Bank transfer” is typically a general term that covers a range of money transfers, including cash transfer, online money transfer and more.

What is the difference between a bank transfer and a wire transfer?

Bank transfers and wire transfers are both ways to move money electronically, but differ in terms of speed, fees and security. Both bank transfers and wire transfers are a quick way to transfer funds, but wire transfers are typically faster. Bank transfers are almost always free, especially for receivers, while banks and credit unions often charge a fee to send a wire transfer. Bank transfers are largely considered safer than wire transfers. No matter which method you choose, it is important to know how to protect yourself from fraud.

How can I send money from my bank account?

In the U.K., you can send money from your bank account with Faster Payments or SOFORT banking.

If you select Faster Payment bank transfer, you can pay directly through your bank’s website, so you do not need to share your financial information. To do this, follow the payment instructions on your money transfer receipt.

If you select SOFORT Banking instant bank transfer, simply follow the instructions on the screen once redirected to SOFORT Banking. You will need to have your online banking details ready to complete the transaction.

Please note that the delivery time varies according to the corridor, payment method and payout method selected. It only estimates the time to deliver the money when the funds are received. It excludes the payment processing time.

How long does a Western Union bank transfer take?

The amount of time required to process a bank transfer varies depending on the location you are sending funds. Most bank transfers can be processed in minutes3 to one banking day. Check the bank transfer service availability by destination.

How much does a bank transfer cost with Western Union?

The cost to send money with Western Union varies depending on the method of sending and receiving. For example, an international cash transfer may cost more than sending money domestically for cash pick-up.

You can use our price estimator to get a feel for how much your bank transfer will cost.

Still have questions about bank transfers?

Visit our FAQs or simply get in touch. Our Customer Care team is just a call away.

Register to send a bank transfer today

Register now

Quick and easy registration

It’s easy to register and start sending money online 24/7.

Track your transfer

You can easily track your transfer online or via our app using the MTCN.

Pay the way you like

Pay online using your bank account, credit/debit card1 or cash in-store

Convenient locations

Send money and your receiver can pick up the cash at a Western Union® agent location nearby.


Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to help grow economies and create a better world. You can send funds online, with our app or in person to billions of accounts worldwide. So, go ahead: send money with us and enjoy ease of use, reliable service and all the other benefits we have to offer.

We encrypt your transfers

We are committed to keeping your data secure

Bank transfers at your fingertips with our app

Send money on the go or start a transfer and pay in-store.
Track your money transfer in real time.
Resend quickly to friends and family.
Learn more

Rating as of 5 July 2021.


The easy, reliable way to transfer money around the world

Send money with our online services, the Western Union® app or in person at an agent location, to virtually anywhere in the world quickly and reliably.

1 Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.

2 Agent location count valid as of 30 September 2021.

3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

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