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Send money by bank transfer

A reliable and convenient way to transfer money to an international bank account.

How to do a bank transfer?

Send up to £50,000 to bank accounts in over 50 countries for a £0 transfer fee2, simply choose the method that’s convenient for you.

Send online to a bank account

Register with us for a quick and easy way to make online bank transfers.

Send money

Send by app to a bank account

Send money, enjoy easy repeat transfers, check exchange rates and track your transfer on-the-go.

Download the app

Send in person


Send cash to a bank account from one of 5,300 agent locations across the UK 3.


Find an agent

Enjoy online international bank transfers to these countries for a £0 transfer fee 2 :

How to pay for a money transfer to a bank account?

Want to pay for your money transfer to a bank account with a credit card or cash? Simply, pay your way and enjoy £0 international bank transfer fees to over 50 countries 2.

Bank

Pay for your online transfer direct from your bank account.

Card

Easily pay for your transfer using a credit or debit card.

Cash

Pay cash at your nearest agent location.

Frequently asked questions

How long does a bank transfer take?

Bank transfer time will vary depending on the country you’re sending money to:

  • Send money in minutes to qualifying banks in China. 4
  • Send money in minutes to major banks in India 5, Nigeria*, Pakistan 6, and Sri Lanka *.
  • Send money in the same banking day to major banks in Brazil 7, Eurozone (SEPA) 8, Kenya 9, Malaysia 10, Mexico 11, Poland 12, and Turkey 13.
  • Send money the next banking day to major banks in Morocco 16.

For other countries it usually takes 2 working bank days *.


What bank details are needed to transfer money?

You will need your receiver’s account details, including the bank code

Follow your money

Know where your money transfer is at all times using your tracking number (MTCN).

Track your transfer
Hand holding smartphone with Western Union App

Send money on the go

Download the Western Union® app and enjoy easy repeat transfers, check fees, exchange rates and lots more at your fingertips.

Find out more

Why send money with Western Union?

Money in minutes

Transfer money direct to your receiver’s bank account in minutes *.

Peace of mind

Track your transfer and know where your money is at all times.

Rely on us

We have over 145 years experience in global money transfers.

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Questions?

We’re always happy to help.
Check out our FAQs for answers to your top questions or contact our customer care.

* Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

3 Agent location count valid as of March 31st 2019

4 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first-time receiver may be delayed until WU receives additional required information from the account holder. *

5 Funds generally will reach a recipient’s bank account in minutes.*

6 Funds generally will reach a recipient’s bank account in minutes for transfers sent. If account repair actions are required to match the recipient’s name on the bank account with the name given by the sender, delivery may be delayed.*

7 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent by 3:00pm local Brazil time.*

8 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent before 12:45pm CET.*

9 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent by 1:00pm local Kenya time.*

10 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent before 10:30am local Malaysia time.*

11 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent before 2:35pm Eastern Time.*

12 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent before 3:15pm local Poland time.*

13 Funds generally will reach a recipient’s bank account on the same banking day for transfers sent before 2:45pm local Turkey time.*