Transfer money to Switzerland

Transfer money to Switzerland with Western Union in a few easy steps. Make reliable money transfers from our website, app and agent locations.

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    Convenient ways to send and receive money

    Choose how to transfer money to Switzerland

    Use your bank details

    Transfer with Klarna

    Credit2/debit card transactions

    Apple Pay®

    Pay in cash

    Ready to send money?

    Send money to Switzerland in a few taps with our app

    Store loved ones’ information to save time.

    Monitor each transfer to Switzerland with a unique tracking number (MTCN).

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    Rating as of 15 December 2022.


    More information on how to send money to Switzerland from Germany

    Make direct transfers to Swiss bank accounts

    Simplify everything with a bank account transfer. Gather information3 such as the bank name, International Bank Account Number (IBAN) and transfer purpose.

    Complete transfers with Klarna

    We’ve teamed up with Klarna to give you the choice of paying via an online bank transfer. Cash, cards and traditional bank payments are also available for each transfer to Switzerland. You can also make transfers via Apple Pay® with our app.

    Track your progress

    Follow your money as it heads south from Germany to Switzerland using your unique tracking number (MTCN).

    Reasons to choose Western Union®

    Cash collection in minutes4

    More than 4001 Swiss agent locations are available to your loved ones, from Bern to Zurich.

    Reach family beyond Switzerland

    Make a money transfer to Switzerland today, then to other countries tomorrow. We serve more than 200 countries and territories overall.

    Committed to security

    Our focus on fraud prevention and data encryption technologies helps protect your money.

    Send money your way

    Whether it’s online, through our app or in person, transfer money to Switzerland with ease.

    Sign up to send money to Switzerland today

    Get started for free

    Register for a free Western Union profile and begin sending money online today. You won’t need to register to send money in person.

    Enjoy discounts through My WU

    Transfer fee5 discounts and cashback are among the rewards offered by our My WUprogram. The WUShop also delivers exclusive offers and deals.

    Store key details

    Save time on your next money transfer to Switzerland from Germany by storing receiver information.

    Follow the journey

    Keep an eye on your money at every step with our tracking tool.

    Frequently asked questions

    How do I send money online to Switzerland?

    Transfer money to Switzerland online by following these six steps:

    1. Register for an online profile or log in. Click on ‘Send money’.
    2. Enter your sending amount, ensuring Switzerland is selected as the destination. Estimated money transfer times depend on the sending and receiving methods. For example, a money transfer to a Swiss bank account with a credit2 or debit card can be made in minutes4.
    3. Choose the receiving method – bank account or cash.
    4. Pick your preferred payment method – card, Klarna transfer or bank transfer.
    5. Either choose a previous receiver or type in your loved one’s details when sending to them for the first time.
    6. Confirm all the information, pay, and check your inbox for a tracking number (MTCN) so you can follow progress and share with your receiver.
    How do I send money to Switzerland from a Western Union agent location?

    Here’s how to make an in-person money transfer to Switzerland from Germany via an agent location:

    1. Use our online tool to find a nearby agent location.
    2. Present any requested documents and information at the counter. These could include some valid government-issued ID, a phone number or a My WUnumber. The bank and account information for your receiver might also be required.
    3. Use cash to pay for your money transfer to Switzerland, or a German credit card2 or girocard.
    4. Keep tabs on your money transfer using the tracking number (MTCN) included on the receipt.
    How do I estimate the cost to transfer money to Switzerland?

    For each money transfer to Switzerland, estimate the costs by heading to our ‘Send money’ page. From there, you can see what your receiver will get in Swiss francs based on current exchange rates, plus transfer fees5 for every delivery method. Estimated delivery times are also included.

    How much money can I send online to Switzerland?

    A general limit of 50,000 EUR applies when you transfer money to Switzerland online. However, the limit may be lower depending on your chosen methods of sending and collecting money. For instance, a 5,000 EUR cap is in place when sending money to a bank account via card or Klarna transfer. You will need to verify your identity when you send over 1,000 EUR.

    Still have questions?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

    1 Agent location count valid as of December 31st, 2021.

    2 If you use your credit card, card issuer cash advance fees and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.

    5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.