International money transfer from virtually anywhere

Be it a small gift, money to support your loved ones or a welcome surprise, with Western Union you can transfer money abroad reliably and easily. Send joy to almost any place in the world with a few clicks.

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We encrypt your transfers

We are committed to keeping your data secure

We’ve sent money around the world for over 150 years

Convenient money transfer abroad with Western Union

Ways to send money

Ways to receive money

Send online
Easily check any transfer fees¹ before sending. Start your online money transfer now with a few clicks.
Send money
Send with our app
You can send money abroad on the go or start a money transfer in the app and pay at a Western Union agent location.
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Send in person
Send money in person from more than 5000² Western Union agent locations in Germany. Our agents are available on-site to answer your questions about EU cross-border money transfers and more.
Find agent locations

Bank account
Get money directly to a bank account³ in selected countries and enjoy convenient international money transfers.
Send to a bank account
Cash pick-up
Whether your receiver lives in Berlin or on another continent, you can send money within minutes³ to a nearby Western Union agent location where it can be picked up in cash.
Find agent locations
Mobile wallet⁴
Our reliable money transfer service is a fast and convenient way to send money to mobile phones. Avoid detours and pickup times and send your money transfer to the recipient on the go instead.
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Debit or credit⁵ card
Depending on your receiver’s location, you can also send money to their debit or credit⁵ card. Funds will be paid into the bank account that is associated with your loved one’s card.

Choose how to pay for a money transfer

Use your bank details

Transfer with Klarna

Credit⁵ or debit card

Via Apple Pay^® in our app

Pay in cash

International money transfer services at your fingertips

Make a money transfer from almost anywhere, anytime with our app.

Follow your money using real-time tracking.

Quickly send money to your loved ones again and again.

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4.7/5

4.5/5

Rating as of 5 July 2021.

Ready to send money?

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Register to send money today

Quick and easy registration

It’s easy to register and start sending money internationally.

Pay the way you like

Pay using your bank account, credit⁵/debit card, Klarna, cash, or via Apple Pay^® in our app.

Track your money transfer

Easily track your money transfer online and with our app using the MTCN.

Convenient agent locations

Send money for cash pickup at a Western Union agent location near your receiver.

Love shopping online?

Visit WU^℠ Shop to access 12,000+ online stores across 62 countries, earn cash back⁶ on every purchase and get great deals on your favorite brands.

Exclusive to My WU^℠ members.

Millions of customers chose to send money with Western Union last year – find out why:

Simple and convenient

Your money, your choice: send money online, with our app or in person at a Western Union agent location. Our many options offer you greater flexibility in international money transfers. Easy-to-understand forms, transparent transfer fees¹ and the tracking option give you the peace of mind that your money transfer will reach the recipient reliably.

Committed to safety

Our encryption and fraud prevention measures help protect your money transfers with Western Union.

International reach

You can transfer cash from Germany to over 200 countries and territories. Whether you send money abroad by bank transfer or prefer cash money transfers, Western Union offers flexible options.

Receive rewards with the My WU^℠ program

Earn points when you send money online, in person or through our app and receive exclusive offers as a registered member. In our newsletter, we keep you up to date on promotions and opportunities to make EU cross-border money transfers and send cash abroad. You can also get coupons, deals and cashback through our WU^℠ Shop service.

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Crossing borders for a better world

International money transfers should be an everyday occurrence and not a challenge for our consumers and us. That’s why our platform overcomes these barriers, allowing individuals and businesses to send money quickly and easily across borders and convert currencies in person, with a few clicks, simple swipes, or a combination.

Sending money abroad has never been easier: with our efficient system and constantly expanding options, we give all consumers the chance to process their money transfers with Western Union.

More information

Reliably send cash abroad

Send money now or start your money transfer and pay at a Western Union agent location. Transfer money abroad and know its status: track your money transfer in real time and be notified when the recipient confirms receipt.

Automated processes make it easy for you to quickly transfer money to friends and family and it’s even easier for registered users. Repeat money transfers using your saved recipient data and find out what other advantages Western Union has to offer.

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Frequently asked questions

How do I make an international money transfer online?

Simply follow these steps to make an international money transfer online:

1. Register for a free Western Union online profile or log in if you have one set up already. Get started by clicking ‘Send money’.
2. Select the country where your loved one is based and enter the send amount.
3. Choose your loved one’s preferred receiving method – for example, bank account, cash or mobile wallet⁴.
4. Pick a payment method. Your options can include credit⁵/debit card, Klarna bank transfer, online bank transfer, cash, and Apple Pay^® in our app.
5. Enter any details we request about you and your receiver, then pay.
6. Follow your money with the tracking number (MTCN) we provide.

What do I need to send money with Western Union?

The exact information you’ll require to send money with Western Union depends on the country and money transfer method. For example, you’ll normally need the full name and address of your receiver to send money for cash pickup, while bank account transfers generally require the bank name and account number. Learn more about the requirements for each individual country we send money to.

How can I send money abroad without a bank account?

You can send money abroad without a bank account by paying in cash at a Western Union agent location. Simply follow these steps:

1. Search for an agent location that is convenient with our finder tool.
2. Hand in your receiver’s information at the front desk. You’ll also generally require a valid government-issued ID, phone number or My WU^℠number.
3. Pay with cash.
4. Track your money transfer using the tracking number (MTCN) you’re provided with.

How long does an international money transfer take?

Money sent for cash pickup at an agent location can be available to your receiver in minutes³. International money transfers made to bank accounts can take longer to complete – potentially a few business days. Check our full list of destinations to see the typical bank account transfer times for each one.

¹ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

² Agent location count valid as of 31 December 2021.

³ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

⁴ Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

⁵ If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

⁶ Subject to terms and conditions.