Easy, fast, reliable.
Send money with the No. 1 App for international money transfer in Germany2.
Most downloaded Money Transfer App in Germany 20222
We encrypt your transfers
We are committed to keeping your data secure
We’ve sent money around the world for over 150 years
Our hearts go out to all those affected by the earthquake in Morocco. To help you send support easily, we’re offering 0 € transfer fee1 to a bank account and mobile wallet until 11/10/2023. Send money →
Update your experience with the Western Union Digital Banking app and enjoy international money transfers and digital banking all in one place.
Send money internationally to more than 200 countries and territories.
Send money instantly and fee-free* to Western Union Digital Banking users.
Get appealing interest rates on your savings.
Bank in multiple currencies**.
Receive a free Visa Platinum debit card*.
* Terms and conditions apply.
** Applies for Premium membership only.
*** Once you register, your money transfer app account will be closed and details transferred automatically to the Digital Banking app, allowing you to access the same money transfer features and new Digital Banking benefits.
Ways to send money
Ways to receive money
Easily check any transfer fees1 before sending. Start your online money transfer now with a few clicks.Send money
You can send money abroad on the go or start a money transfer in the app and pay at a Western Union agent location.Learn more
Send money in person any Western Union agent location in Germany. Our agents are available on-site to answer your questions about EU cross-border money transfers and more.Find agent locations
Get money directly to a bank account7 in selected countries and enjoy convenient international money transfers.Send to a bank account
Whether your receiver lives in Berlin or on another continent, you can send money within minutes7 to a nearby Western Union agent location where it can be picked up in cash.Find agent locations
Our reliable money transfer service is a fast and convenient way to send money to mobile phones. Avoid detours and pickup times and send your money transfer to the recipient on the go instead.Learn more
Depending on your receiver’s location, you can also send money to their debit or credit4 card. Funds will be paid into the bank account that is associated with your loved one’s card.
Use your bank details
Transfer with Sofort
Credit4 or debit card
Via Apple Pay® in our app
Pay in cash
Make a money transfer from almost anywhere, anytime with our app.
Follow your money using real-time tracking.
Quickly send money to your loved ones again and again.
It’s easy to register and start sending money internationally.
Easily track your money transfer online and with our app using the MTCN.
Send money for cash pickup at a Western Union agent location near your receiver.
You can transfer cash from Germany to over 200 countries and territories. Whether you send money abroad by bank transfer or prefer cash money transfers, Western Union offers flexible options.
Our encryption and fraud prevention measures help protect your money transfers with Western Union.
Your money, your choice: send money online, with our app or in person at a Western Union agent location. Our many options offer you greater flexibility in international money transfers. Easy-to-understand forms, transparent transfer fees1 and the tracking option give you the peace of mind that your money transfer will reach the recipient reliably.
International money transfers should be an everyday occurrence and not a challenge for our consumers and us. That’s why our platform overcomes these barriers, allowing individuals and businesses to send money quickly and easily across borders and convert currencies in person, with a few clicks, simple swipes, or a combination.
Sending money abroad has never been easier: with our efficient system and constantly expanding options, we give all consumers the chance to process their money transfers with Western Union.More information
Send money now or start your money transfer and pay at a Western Union agent location. Transfer money abroad and know its status: track your money transfer in real time and be notified when the recipient confirms receipt.
Automated processes make it easy for you to quickly transfer money to friends and family and it’s even easier for registered users. Repeat money transfers using your saved recipient data and find out what other advantages Western Union has to offer.Learn more
Simply follow these steps to make an international money transfer online:
1. Register for a free Western Union online profile or log in if you have one set up already. Get started by clicking ‘Send money’.
2. Select the country where your loved one is based and enter the send amount.
3. Choose your loved one’s preferred receiving method – for example, bank account, cash or Mobile Wallet3.
4. Pick a payment method. Your options can include credit4/debit card, Sofort bank transfer, online bank transfer, cash, and Apple Pay® in our app.
5. Enter any details we request about you and your receiver, then pay.
6. Follow your money with the tracking number (MTCN) we provide.
The exact information you’ll require to send money with Western Union depends on the country and money transfer method. For example, you’ll normally need the full name and address of your receiver to send money for cash pickup, while bank account transfers generally require the bank name and account number. Learn more about the requirements for each individual country we send money to.
You can send money abroad without a bank account by paying in cash at a Western Union agent location. Simply follow these steps:
1. Search for an agent location that is convenient with our finder tool.
2. Hand in your receiver’s information at the front desk. You’ll also generally require a valid government-issued ID or phone number.
3. Pay with cash.
4. Track your money transfer using the tracking number (MTCN) you’re provided with.
Money sent for cash pickup at an agent location can be available to your receiver in minutes7. International money transfers made to bank accounts can take longer to complete – potentially a few business days. Check our full list of destinations to see the typical bank account transfer times for each one.
1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
2 Most App Downloads in Germany in 2022 according to data from SensorTower comparing top 50 Money Transfer Apps on iOS and Android.
3 Funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
5 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
6 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until 31.12.2023.
7 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.