1 If you use your credit card, a card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.
2 Agent location count valid as of December 31, 2021.
3 Check agent locator on wu.com for country and agent location availability.
4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.
5 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for restrictions.
6 Some banks may charge a fee for domestic or international bank transfers. Please check with your bank.
7 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.