Send money from Germany to the Philippines

Transfer money from Germany to the Philippines today. You can send money online or in person, at home or on the go, with Western Union’s trusted money transfer service.

    EUR

    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

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    How to send money to the Philippines from Germany

    Register to send money to Philippines

    Pay the way you like

    Choose the payment method that suits you best to send money to the Philippines: debit or credit card4, bank transfer, Apple Pay, SOFORT or cash.

    Track your transfer

    Follow the progress of your money transfer from Germany to the Philippines using your unique tracking number (MTCN).

    Money in minutes1

    When you send money from Germany to the Philippines with Western Union, your money could reach your loved ones in a few minutes1.

    Speed up future transactions

    Save time the next time you need to send money to the Philippines by registering the details of your recurring recipients.

    Why choose Western Union?

    Easy registration

    Register today by entering your details to create your free profile, on our website or via the app.

    Commitment to Security

    Our encryption and fraud prevention measures help protect your Western Union money transfers.

    Worldwide reach

    You can transfer cash from Germany to over 200 countries and territories via a range of flexible options.

    Digital Banking app

    Try the Western Union Digital Banking app and enjoy digital banking and international money transfer all in one place.

    Choose the payment method that suits you best

    Bank account
    Transfer with SOFORT
    Credit4 or debit card
    Via Apple Pay® in our app
    Pay in cash

    Send money to the Philippines with ease via our app

    Save recipient details to speed up your next money transfer to the Philippines.

    Send money to the Philippines wherever and whenever you want.

    Follow the progress of your transfer once it has been sent, by using your unique tracking number (MTCN).

    4.7
    4.4
    Rating as of 24 October, 2023.

    More info on sending money from Germany to the Philippines

    Get a free estimate before shipping

    Calculate costs3 before sending money to the Philippines with a free estimate. Check the exchange rate3 from EUR to PHP or USD at any time, with no obligation to send.

    A range of payment options with Western Union

    You can pay for your money transfer as you wish: with SOFORT or Apple Pay in our application, with a bank transfer, credit4 or debit card, or cash.

    Find your money transfers on the History page

    Are you missing some information about your beneficiary? No problem. You can put your money transfer on hold, then finalise it from the History page when you’re ready.

    Ready to send money

    to the Philippines?

    If you’ve read enough about how to transfer money from Germany to the Philippines, you can go ahead and transfer money through Western Union quickly and reliably.

    Philippines celebration

    Support your loved ones when they need you

    Whether it’s a wedding in Boracay, a birthday in Quezon City, a new business opportunity, or just a chance to show you care, Western Union is always there to help you transfer money from Germany to the Philippines online.

    Frequently asked questions on sending money from Germany to the Philippines

    How do I send money online to the Philippines?

    Here is a step-by-step guide to help you send money online to the Philippines:

    1. Log in or register with Western Union to set up your personal profile.
    2. Set your destination as the Philippines and enter the amount you’d like to transfer.
    3. Select either cash pickup, mobile wallet2 or bank transfer, depending on how your receiver wants to get the money.
    4. Choose your payment method from the available options, including credit4/debit card, SOFORT, Apple Pay, bank transfer or cash.
    5. Click ‘Continue’ and enter your receiver’s details as required.
    6. Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.
    How much money can I send online to the Philippines?

    You can send up to EUR €15,500 to the Philippines from Germany via direct bank transfer with Western Union. You’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.

    Credit4 and debit cards can be used to pay for money transfers of up to EUR €4,000, while SOFORT transfers have a maximum limit of EUR €5,000.

    If your recipient wants to receive the funds in a mobile wallet2, there is a maximum transfer limit of EUR €2,2000.

    If your receiver would like to collect their funds at a nearby agent location, you can send up to EUR €5,000 to the Philippines for cash pickup in PHP or USD.

    We will need to verify your identity for any money transfers over EUR €1,000.

    How do I estimate the cost of a money transfer to the Philippines?

    You can use our price estimator to calculate the cost of your money transfer from Germany to the Philippines.

    Choose ‘the Philippines’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees3 and currency exchange rates3.

    How do I send money to the Philippines from a Western Union agent location?

    Western Union has many agent locations across Germany, where you can pay for your money transfer to the Philippines. Here’s a breakdown of what you can expect when sending money in person:

    • Find an agent location near you.
    • Head to the counter with your receiver’s details at the ready.
    • You may also be asked for some personal identification. This could be a phone number or government-issued ID.
    • Pay for your money transfer to the Philippines in cash or use a credit4/debit card.
    • Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.
    What is the best way to send money to the Philippines from Germany?

    The best way to transfer money to the Philippines from Germany is to use a reliable money transfer service that can deliver your money to your loved ones in the way that suits them best.

    When you use Western Union, whether your recipient prefers cash, bank transfer or mobile wallet2, we can get the money to them in a way that works for them.

    Do you have any

    further questions?

    For more on our services, you can visit our FAQs, or simply get in touch. Our customer care team is on hand to help.

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 Funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.