• Receiver
  • Payment
  • Review
  • Receipt

Send money quickly and reliably, online

Fast, easy and reliable. Send money online or with our app to 200+ countries and territories around the world. Your friends and family can receive money in minutes1.

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How to send money online?

1. Sign up or log in to your profile

Sign up or log in on WU.com or our app. It‘s free and all you need is an email adress.

2. Choose the amount you wish to send

Put in the amount you wish to send. We’ll show you the transfer fee1 for your chosen sum.

3. Choose the payment and payout method

Transfer money with your bank account, Klarna, credit or debit card directly to your recipient’s bank account.

4. Enter your receiver’s information

Fill in your recipient’s personal information and the details their bank account.

5. Verify your identity

If you are sending more than 1000 EUR, we will ask for a photo of your ID card to verify your identity.

6. That’s it

We’ll take care of the rest. You can track your money transfer and check its status with the Money Transfer Control Number (MTCN).


How much does it cost to send money online?

With Western Union, the transfer fee depends on the amount, the destination, way your loved ones receive money, and payment methods. Western Union offers a variety of money moving solutions to suit your budget.

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Choose what’s convenient for your receiver

When you send money online with us, you can choose how you want it to arrive:

Bank account

Reach billions of bank accounts around the world.

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Agent location for cash pickup

Send to hundreds of thousands of agent locations around the world2.

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Mobile wallet

In selected countries, you can send money directly to your receiver’s mobile wallet1.

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Pay the way you like

  • Bank account
  • \
  • Klarna
  • \
  • Credit or debit card

Advantages of sending money online

Western Union offers easy ways to send money online through WU.com. We provide fast and reliable solutions for modern money movers, around the clock and around the globe.


Transfer money conveniently with our app

Send money whenever you want in minutes1, check transfer fees and exchange rates in advance, track your transfer conveniently and save time on repeat transfers with the Western Union® app.

Still have a few questions about the best way to send money online?

We’re here to help. Below you’ll find some of the most asked questions when sending money online.

How to transfer money online by credit card?

For an easy way to send money online with a credit card, simply go to WU.com, create a profile (i.e., register for free), enter your transfer details and pick how your recipient wants to receive their money. Select “credit card” as your preferred payment method to quickly move your money.

How can I send money online using my bank account?

With or without a bank account, you can transfer money online with Western Union. At WU.com, after login or registering for free and entering the transfer details, you need to choose the way you wish the receiver to get the money. Finally, you can choose bank transfer or online bank transfer (Klarna) as payment method, to pay as it fits you the best.

How to transfer funds online?

Western Union provides fast, reliable and easy money transfers online. By registering for free on WU.com and creating a profile, you can start sending money now. First you need to start the transfer and fill in the details of the receiver and amount. Next, pick the way the receiver should get the money and choose the way you would like to pay. Confirm and pay, all done in a few easy steps!


Get rewarded with My WU

Save on transfer fees with the My WU program.

Sign up now

Enjoy the membership benefits

Collect My WU points with every transfer and earn great rewards.

Save on transfer fees2

Redeem your My WU points for transfer fee discounts.

Redeem now

Donate to charity

Support education projects for children with your My WU points.

Donate now

  1. Check agent locator on WU.com for country and agent location availability.
  2. 1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
  3. 2 Agent location count valid as of Agent location count valid as of 30 June 2020.