How can I transfer money online by credit 3 card?

To easily send money online with a credit 3 card, simply: Register for free and create a profile. Enter your money transfer details. Pick how your receiver wants to get their money. Enter your receiver details. Select ‘credit card’ as your preferred payment method. Pay and confirm the online money transfer to quickly move your money.

Transfer money online

Making an online money transfer is fast, easy and reliable with Western Union. Send money online or with our app to loved ones around the world. Your friends and family can receive money for cash pickup in more than 200 countries and territories in minutes¹ or direct to their bank account, mobile wallet or debit card in select countries, when you arrange money transfers online.

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How to transfer money online with Western Union

1
Register for a free profile
Log in to your existing account or register for free to get started sending money online. To register and create your profile, all you need is an email address.
2
Arrange the details of your online money transfer
Enter how much money you want to send online, where it needs to go and your payment and receiving method. You’ll now see the estimated transfer fees². If you’re happy with this, accept and confirm your money transfer online.
3
Add your receiver’s details
Enter the banking details of your receiver to send money online directly to their account. If you wish to transfer money for cash pickup, provide their name and address at this stage.
4
Pay and send money online
Select how you will pay for the online money transfer – with a credit³ or debit card, your account or Klarna, or Apple Pay if sending money online via our app. Review all the details and, if you’re happy with it, click send to confirm the transfer of money.
5
Track your online money transfer
Check your email for confirmation, which will include a tracking number (MTCN). Share this with your receiver and you can both use it to track your transfer and follow the money’s progress.

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Transfer money online with our app

Send money online on the go, at any time and from virtually anywhere in Germany.

Save receiver details to make fast repeat online money transfers.

Track your money transfer in real time, wherever you are.

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Rating as of July 25, 2022

Choose what’s convenient for your receiver

Receiving methods depend on the specific country where you’re sending money. When you transfer money online with us, you can choose how you want it to arrive:

Bank account
Send money online directly to bank accounts around the world. Your receivers can enjoy the convenience of funds landing in their accounts, while you can send from any device 24/7.
Send to a bank account
Cash pickup
Transfer money online to hundreds of thousands of agent locations in more than 200 countries and territories around the world. Arrange cash pickup at your receiver’s nearest agent location that can arrive in minutes¹.
Find agent location
Mobile wallet⁴
Make online money transfers direct to your receiver’s mobile wallet⁴ in selected countries. Your funds will arrive right in their pocket if they have an activated mobile wallet⁴ with one of our partner mobile operators in a country where it’s available – ideal to send money to someone on the move.
Learn more
Direct to card
Send money to the debit or credit³ card of other Western Union customers in selected countries. Arrange a money transfer and they can log in to use the MTCN number, sender’s name, country and amount to direct money to their chosen card.
Send to card

Pay the way that works for you

Bank account

Klarna

Credit³ or debit card

Apple Pay^® in our app

Advantages of sending money online

Western Union offers easy ways to send money online. We provide fast and reliable solutions for modern money movers – around the clock and around the world.

Why send money online with Western Union
Sending money online with Western Union is easy, quick and convenient. We show you what advantages Western Union’s services offer!

Register to transfer money today

Register for free

Pay the way you want

Pay for your online money transfer – including the amount sent and any transfer fees² – with your bank account, credit³/debit card, Klarna or Apple Pay^® in our app. Choose the way that works for you.

Make easy repeat money transfers

Store frequent receivers’ details to make quick repeat money transfers online. Save time when arranging remittance and other regular payments at home or on the go.

Track your money transfer

Follow your money online or via our app. Both the sender and receiver can track a transfer with the tracking number (MTCN) provided on your receipt.

Ready to make a money transfer with Western Union?

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How much does it cost to send money online?

With Western Union, the transfer fee² depends on the amount, the destination, the way your loved ones receive money, and payment methods. Western Union offers a variety of money moving solutions to suit your budget.

Check out transfer fees

Frequently asked questions

How can I transfer money online by credit³ card?

To easily send money online with a credit³ card, simply:

Register for free and create a profile.
Enter your money transfer details.
Pick how your receiver wants to get their money.
Enter your receiver details.
Select ‘credit card’ as your preferred payment method.
Pay and confirm the online money transfer to quickly move your money.

What information do I need to transfer money online?

To make an online money transfer you need:

An email address to register for a free profile.
A payment method for the money transfer – a credit³/debit card, bank account, Klarna or Apple Pay^® if sending via our app.
Your receiver’s full name.
The receiver’s banking, mobile wallet or debit card details – where this receiver method is available – or their address to arrange cash pickup.
Potentially some form of ID to verify your profile.

How can I send money to someone who doesn’t have an account?

You can send money online for cash pickup to a receiver without a bank account. When creating an online money transfer, select cash pickup, enter their name and address, and choose their nearest agent location for a quick and easy money transfer. Money can arrive in minutes¹ for cash pickup.

You can also send money to a receiver’s mobile wallet – if they live in a country where this service is available. They must also have a mobile wallet activated with one of our partner mobile operators. Learn more about sending money to a mobile wallet.

How can I send money online using my bank account?

With a bank account, you can easily transfer money online with Western Union. Log in or register for a free profile and enter the money transfer details, then choose how you wish your receiver to get the money. Finally, select bank transfer or online bank transfer (Klarna) as the payment method – whichever suits you best.

Get started sending money online with your bank account today.

Have more questions about transferring money online?

Need help sending money online or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

Get rewarded with My WU^SM

Save on transfer fees² with the My WU^SM program and enjoy discounts in the WU^SM Shop.

Enjoy the benefits of membership

Collect My WU^SM points with every money transfer and earn great rewards.

Save on transfer fees
Redeem your My WU^SM points for transfer fees discounts.
Redeem now
Donate to charity
Support education projects for children with your My WU^SM points.
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¹ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

² Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

³ If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

⁴ Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.