Send money quickly and reliably, online

Fast, easy and reliable. Send money online or with our app to 200+ countries and territories around the world. Your friends and family can receive money in minutes¹.

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We encrypt your transfers

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How to send money online?

1
Sign up or log in to your profile
Sign up or log in on WU.com or our app. It‘s free and all you need is an email address.
2
Choose the amount you wish to send
Put in the amount you wish to send. We’ll show you the transfer fee² for your chosen sum.
3
Choose the payment and payout method
Transfer money with your bank account, Klarna, credit or debit card directly to your recipient’s bank account.
4
Enter your receiver’s information
Fill in your recipient’s personal information and the details their bank account.
5
Verify your identity
If you are sending more than 1000 EUR, we will ask for a photo of your ID card to verify your identity.
6
That’s it
We’ll take care of the rest. You can track your money transfer and check its status with the Money Transfer Control Number (MTCN).

Get started

How much does it cost to send money online?

With Western Union, the transfer fee² depends on the amount, the destination, way your loved ones receive money, and payment methods. Western Union offers a variety of money moving solutions to suit your budget.

Check out fees

Choose what’s convenient for your receiver

When you send money online with us, you can choose how you want it to arrive:

Bank account
Reach billions of bank accounts around the world.
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Agent location for cash pick-up
Send to hundreds of thousands of agent locations around the world³.
Find location
Mobile wallet
In selected countries, you can send money directly to your receiver’s mobile wallet¹.
Learn more

Pay the way you like

Bank account

Klarna

Credit or debit card

Advantages of sending money online

Western Union offers easy ways to send money online through WU.com. We provide fast and reliable solutions for modern money movers, around the clock and around the globe.

Why send money online with Western Union
Sending money online with Western Union is easy, quick and convenient. We show you what advantages Western Union’s services offer!

Transfer money conveniently with our app

Send money whenever you want in minutes¹.

Check transfer fees² and exchange rates in advance.

Track your transfer conveniently.

Save time on repeat transfers with the Western Union^® app.

Download now

4.7/5

4.5/5

Rating as of 5 July 2021.

Still have a few questions about the best way to send money online?

We’re here to help. Below you’ll find some of the most asked questions when sending money online.

How to transfer money online by credit card?

For an easy way to send money online with a credit card, simply go to WU.com, create a profile (i.e., register for free), enter your transfer details and pick how your recipient wants to receive their money. Select “credit card” as your preferred payment method to quickly move your money.

How can I send money online using my bank account?

With or without a bank account, you can transfer money online with Western Union. At WU.com, after login or registering for free and entering the transfer details, you need to choose the way you wish the receiver to get the money. Finally, you can choose bank transfer or online bank transfer (Klarna) as payment method, to pay as it fits you the best.

How to transfer funds online?

Western Union provides fast, reliable and easy money transfers online. By registering for free on WU.com and creating a profile, you can start sending money now. First you need to start the transfer and fill in the details of the receiver and amount. Next, pick the way the receiver should get the money and choose the way you would like to pay. Confirm and pay, all done in a few easy steps!

Still have questions or need help?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

Get rewarded with My WU^SM

Save on transfer fees² with the My WU^SM program.

Enjoy the benefits of membership

Collect My WU^℠ points with every transaction and earn great rewards.

Save on transfer fees²
Redeem your My WU^SM points for transfer fees discounts.
Redeem now
Donate to charity
Support education projects for children with your My WU^SM points.
Donate now

Check agent locator on WU.com for country and agent location availability.

¹ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

² Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

³ Agent location count valid as of Agent location count valid as of 30 September 2021.

Send money quickly and reliably, online

How to send money online?

Sign up or log in to your profile

Choose the amount you wish to send

Choose the payment and payout method

Enter your receiver’s information

Verify your identity

That’s it