Transfer money online

Making an online money transfer is fast, easy and reliable with Western Union. Send money online or with our app to loved ones around the world.

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    FX: 1.00 EUR =


    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”.
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    We’ve sent money around the world for over 150 years

    How to transfer money online with Western Union


    Register for a free profile

    Log in to your existing account or register for free to get started sending money online. To register and create your profile, all you need is an email address.


    Arrange the details of your online money transfer

    Enter how much money you want to send online, where it needs to go and your payment and receiving method. You’ll now see the estimated transfer fees2.


    Add your receiver’s details

    Enter the banking details of your receiver to send money online directly to their account. If you wish to transfer money for cash pickup, provide their name and address at this stage.

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    Pay and send money online

    Select how you will pay for the online money transfer – with a credit3 or debit card, your account or Sofort, or Apple Pay if sending money online via our app. Review all the details and, if you’re happy with it, click send to confirm the transfer of money.


    Track your online money transfer

    Check your email for confirmation, which will include a tracking number (MTCN). Share this with your receiver and you can both use it to track your transfer and follow the money’s progress.

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    Transfer money online with our app

    Send money online on the go, at any time and from virtually anywhere in Germany.

    Save receiver details to make fast repeat online money transfers.

    Track your money transfer in real time, wherever you are.

    Download the app

    Rating as of 15 December 2022.


    Choose what’s convenient for your receiver

    Receiving methods depend on the specific country where you’re sending money. When you transfer money online with us, you can choose how you want it to arrive:

    Pay the way that works for you

    Bank account


    Credit3 or debit card

    Apple Pay® in our app

    Advantages of sending money online

    Western Union offers easy ways to send money online. We provide fast and reliable solutions for modern money movers – around the clock and around the world.

    Register to transfer money today

    Register for free

    Register for free to create your profile for sending money online or via our app with ease.

    Pay the way you want

    Pay for your online money transfer – including the amount sent and any transfer fees2 – with your bank account, credit3/debit card, Sofort or Apple Pay® in our app. Choose the way that works for you.

    Make easy repeat money transfers

    Store frequent receivers’ details to make quick repeat money transfers online. Save time when arranging remittance and other regular payments at home or on the go.

    Track your money transfer

    Follow your money online or via our app. Both the sender and receiver can track a transfer with the tracking number (MTCN) provided on your receipt.

    Ready to make a money transfer with Western Union?

    How much does it cost to send money online?

    With Western Union, the transfer fee2 depends on the amount, the destination, the way your loved ones receive money, and payment methods. Western Union offers a variety of money moving solutions to suit your budget.


    Frequently asked questions

    How can I transfer money online by credit3 card?

    To easily send money online with a credit3 card, simply:

    • Register for free and create a profile.
    • Enter your money transfer details.
    • Pick how your receiver wants to get their money.
    • Enter your receiver details.
    • Select ‘credit card’ as your preferred payment method.
    • Pay and confirm the online money transfer to quickly move your money.
    What information do I need to transfer money online?

    To make an online money transfer you need:

    • An email address to register for a free profile.
    • A payment method for the money transfer – a credit3/debit card, bank account, Sofort or Apple Pay® if sending via our app.
    • Your receiver’s full name.
    • The receiver’s banking, mobile wallet or debit card details – where this receiver method is available – or their address to arrange cash pickup.
    • Potentially some form of ID to verify your profile.
    How can I send money to someone who doesn’t have an account?

    You can send money online for cash pickup to a receiver without a bank account. When creating an online money transfer, select cash pickup, enter their name and address, and choose their nearest agent location for a quick and easy money transfer. Money can arrive in minutes1 for cash pickup.

    You can also send money to a receiver’s mobile wallet – if they live in a country where this service is available. They must also have a mobile wallet activated with one of our partner mobile operators. Learn more about sending money to a mobile wallet.

    How can I send money online using my bank account?

    With a bank account, you can easily transfer money online with Western Union. Log in or register for a free profile and enter the money transfer details, then choose how you wish your receiver to get the money. Finally, select bank transfer or online bank transfer (Sofort) as the payment method – whichever suits you best.

    Get started sending money online with your bank account today.

    Have more questions about transferring money online?

    Need help sending money online or have another question? Contact our Customer Care team or visit our FAQ page for more information.

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    3 If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    4 Funds will be paid to receiver’s mobile wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.