A new way to earn rewards

  • Over 12,000 online stores.
  • Exclusive deals.
  • Easy to send gifts.
  • Up to 30% cash back3.

WUSM Shop

Save more with our Free VIP membership

Here's how the My WUSM program rewards you

  • Sign up for free

    Becoming a My WUSM member is easy and free. Use your My WU number on every Western Union® money transfer.

  • Earn points

    Every €1 in transfer fee1 paid on a single qualifying transaction earns 1 My WU point.

  • Reward yourself

    Redeem your points for transfer fee discounts2 and other rewards.

  • Sign up for free

    Becoming a loyalty member is easy and free. Get access to WU Shop and start shopping to earn cash back3 in your wallet.

  • Shop and earn cash back3

    Earn cash back on every purchase from your favorite brands on WU Shop. Check out over 12,000 stores online, across 62 countries. Become a WU Shop VIP member and earn double or more cash back3.

  • Reward yourself

    Withdraw your available cash back3 and pick it up at a nearby agent location.

Sign up for free!

Explore the exciting world of the My WU membership program – it’s rewarding and free.

Sign up for free

Explore rewards

  • My WU points
    50 Pts

    Save up to €5.

    Redeem reward

    Save up to €5.

    • My WU points
      50 Pts

      Save up to €5.

    Save €5 on your next money transfer* by redeeming 50 My WU Points!
    *Once redeemed, a discount cannot be split on several transactions.
  • My WU points
    100 Pts

    Save up to €10.

    Redeem reward

    Save up to €10.

    • My WU points
      100 Pts

      Save up to €10.

    Save €10 on your next money transfer* by redeeming 100 My WU Points!
    *Once redeemed, a discount cannot be split on several transactions.
  • My WU points
    150 Pts

    Save up to €15.

    Redeem reward

    Save up to €15.

    • My WU points
      150 Pts

      Save up to €15.

    Save €15 on your next money transfer* by redeeming 150 My WU Points!
    *Once redeemed, a discount cannot be split on several transactions.
  • My WU points
    200 Pts

    Save up to €20.

    Redeem reward

    Save up to €20.

    • My WU points
      200 Pts

      Save up to €20.

    Save €20 on your next money transfer* by redeeming 200 My WU Points!
    *Once redeemed, a discount cannot be split on several transactions.
  • My WU Points
    15 Pts

    Donate to help in-need scholars complete their degrees.

    Redeem reward

    Donate to help in-need scholars complete their degrees.

    • My WU Points
      15 Pts

      Donate to help in-need scholars complete their degrees.

    The WU Foundation helps students from low-income families get a higher education.* With your donation, scholarship holders receive support for a successful graduation.
    * For every 15 points redeemed by My WU members in Germany by December 31, 2021, Western Union will donate 2 US dollars, up to a total of 80,000 US dollars. Contributions to the foundation are tax deductible for US income tax purposes. The WU Foundation will use this opportunity to support projects that support displaced and marginalized young people. The aim is to provide them with the training they need to be successful in today's global economy.
  • My WU Points
    15 Pts

    Donate for the future of young people in Latin America.

    Redeem reward

    Donate for the future of young people in Latin America.

    • My WU Points
      15 Pts

      Donate for the future of young people in Latin America.

    Young migrants are often subjected to forced labor. Your donation to the WU Foundation will help you to secure living and working conditions in Mexico through a program run by “Save the Children”.*
    * For every 15 points redeemed by My WU members in Germany by December 31, 2021, Western Union will donate 2 US dollars, up to a total of 80,000 US dollars. Contributions to the foundation are tax deductible for US income tax purposes. The WU Foundation will use this opportunity to support projects that support displaced and marginalized young people. The aim is to provide them with the training they need to be successful in today's global economy.
  • My WU Points
    15 Pts

    Donate to the WU Foundation for Young People Worldwide.

    Redeem reward

    Donate to the WU Foundation for Young People Worldwide.

    • My WU Points
      15 Pts

      Donate to the WU Foundation for Young People Worldwide.

    The WU Foundation helps young people in need to be successful in the global economic environment.* The program gives them the skills to make a living.
    * For every 15 points redeemed by My WU members in Germany by December 31, 2021, Western Union will donate 2 US dollars, up to a total of 80,000 US dollars. Contributions to the foundation are tax deductible for US income tax purposes. The WU Foundation will use this opportunity to support projects that support displaced and marginalized young people. The aim is to provide them with the training they need to be successful in today's global economy.

    How to redeem

    Online with WesternUnion.com
    1. Visit WesternUnion.com.
    2. Sign in with your profile credentials.
    3. Choose “My WU Rewards” from the main menu.
    4. Click on “Redeem Rewards”.
    5. Choose your reward.
    On the My WU portal
    1. Sign on with either your WU.com credentials or your My WU information.
    2. Choose a reward you would like to redeem.
    3. Click “Redeem now”.
    In the app
    1. Download the Western Union app to your mobile phone.
    2. Log in with your Western Union credentials.
    3. Select “My WU” from the menu.
    4. Tap “Redeem Points”.
    Via text4

    No smartphone? No problem. You can redeem your rewards via text4.

    Instructions:
    Send a text4 to 491771789460 with your My WU number and one of the following keywords:
    BAL, PUNKTE – To check your My WU points balance

    5EUR – 5 EUR discount
    10EUR – 10 EUR discount
    15EUR – 15 EUR discount
    20EUR – 20 EUR discount

    Your transfer fee discount2 will apply automatically to your next qualifying money transfer.
    Standard messaging and/or data rates may apply.

    Redeem on the My WU Portal
    1. Once you accrue €20 in your wallet, you will be eligible to withdraw cash back.
    2. Click on “Withdraw cash back” button.
    3. Specify the amount you want to withdraw.
    4. Click “Withdraw”.
    5. Pick up your cash at a WU agent location.
    Frequently asked questions

    Get your My WU program questions answered and learn how to make the most of your My WU program membership.

    Visit FAQ

    Need more help regarding rewards?

    Contact us

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    4.7/5
    4.5/5

    Rating as of 5 July 2021.

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU® fee reductions.

    3 Subject to WU Shop Terms and Conditions

    4 By texting one of the identified keywords to 491771789460 you authorize us to send to your mobile number automated text messages relating to the key word’s described purpose. Consent not required for purchase and may be revoked at any time. Msg & Data Rates Apply. Send STOP to 491771789460 to cancel, Send HELP to 491771789460 for help. Mobile carriers are not liable for delayed or undelivered messages. For Western Union’s Privacy Statement visit WU.com.