Send money to a bank account

Transfer money to a foreign or domestic bank account with Western Union. Send from virtually anywhere in Germany 24/7 in a fast, easy and reliable way.


    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

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    Be informed. Be aware.

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    We’ve sent money around the world for over 150 years

    Send money to banks around the world

    First online money transfer for 0 € transfer fee2 to bank accounts.

    Transfer money your way with Western Union

    Register for free or log in

    It’s free to create a Western Union profile. Register today or log in to send money to a bank account.

    Enter your details

    Next, enter the destination and money transfer amount. We transfer money to many major banks around the world. Check any country-specific banking information and delivery times first.

    Add your receiver’s details

    Enter their full name, address and bank details. After you send money to a bank account once, you can save their information for simple repeat money transfers.

    Pay and send

    Finally, review your money transfer and pay using your debit/credit1 card, bank details, Sofort or Apple Pay® if sending money via our app. We’ll give you a tracking number (MTCN), which you can share with your receiver to see when they can expect their funds.

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    Send up to EUR 50,000 per bank transfer

    It’s not a problem if you want to transfer big amounts of cash. Western Union makes it simple to send up to €50,000 per money transfer to a bank account. Check send limits online in advance, as they differ depending on the receiving country or territory.

    Advantages of sending money to a bank account

    Transfer Fees

    Find out about transfer fees2 with our price estimator tool, where you can see all estimated costs, exchange rates and times before you send money to a bank account.


    Send money 24/7, directly to your receiver’s bank account. Skip the queue by making your money transfer online. Whether it’s for bills, gifts, or other payments, ensure your receiver has their funds where they need to be.


    Transfer money bank to bank in many countries around the world, depending on the receiving territory. Transfer money direct from your bank to another’s, across oceans and borders.


    Cash might be king but being able to transfer money directly into an account can be more convenient for paying bills, standing orders, or online purchases.


    Easily track all your money transfers with your unique tracking number (MTCN).

    Ready to make a money transfer with Western Union?

    Get our money transfer app

    Send money 24/7, from home or on the go.

    Track our exchange rate in real-time.

    Easy to send. Convenient to receive.

    Rating as of 26 March, 2024.

    Frequently asked questions

    What do you need to transfer money to a bank account?

    Whether you’re sending money via credit1 card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver:

    How long does it take for the money to be transferred?

    Money transfer times vary country to country, but it usually takes one to three working days3. To some countries and partners, your money may be delivered on the same day, whereas others take longer. For example, a bank transfer to Ukraine can arrive in one-to-two business days, whereas a money transfer to Argentina can take one-to-six business days. If you’re ever in doubt, we provide estimates of transfer times before you commit.
    For a full breakdown of money transfer times, eligible countries, and bank information, see our bank transfer details page.

    How high is the cost for a money transfer abroad?

    Our transfer fees2 vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees2 and transfer total – with no obligation.

    Transfer fees2 to send money online or via the Western Union® app can vary. When you transfer money in person, any transfer fees2 you’re charged by Western Union, and the exchange rates applied, are explained in the money transfer form provided to you at the agent location.

    If you’re using a credit1card to transfer money online a credit card issuer cash advance transfer fee and associated interest charges may apply. You can avoid these fees by using a debit card.

    How can I send money quickly?

    Our transfer times vary depending on the money transfer method and your receiver’s country. Often, a fast way to send money is for cash pickup at an agent location – as money can arrive in minutes3. You can send money online or via the Western Union® app for cash pickup.

    When you start a money transfer online you can also check the estimated delivery times after you enter the send amount, payment and receiving method. Sending to a bank account and paying by Sofort or credit1/debit card are sometimes quicker than making a bank-to-bank transfer – though it depends on the destination.

    Have more questions about transferring money to bank accounts?

    Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

    1 Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.

    2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.