Send money internationally from Germany

With so many ways to transfer funds, Western Union makes it simple to send money abroad to over 200 countries and territories.

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    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”.
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    We encrypt your transfers

    We are committed to keeping your data secure

    Convenient ways to send and receive money abroad

    You choose how to pay

    Directly from your bank account

    Online bank transfer (Klarna)

    With your credit3 or debit card

    In cash at an agent location

    Register to start sending money abroad today

    Quick and easy registration

    It’s easy to register and start using our money transfer services.

    Pay the way you like

    Pay using your bank account, credit3/debit card, Klarna or cash.

    Track your transfer

    Easily track your transfer online and with our app using the Money Tracking Control Number (MTCN).

    Convenient locations

    Send money for cash pickup at an agent location near your receiver.

    Our customers make millions of transfers with Western Union every year—here’s why:

    Ease and convenience

    The Western Union network spans the website, mobile apps, bank account, retail location and mobile wallets worldwide.

    Commitment to security

    Our encryption and fraud prevention efforts help protect your Western Union transfers.

    Worldwide reach

    We make an average of 25 transactions per second and move money from Germany to over 200 countries and territories.

    Get rewarded with My WU℠ program

    Earn points anytime you send money online, in person or with our app and get exclusive offers only for members.

    Learn more

    Frequently Asked Questions about sending money internationally with Western Union

    How much does it cost to send money internationally with Western Union?

    The cost of a money transfer depends on a few factors, such as where you are sending money internationally, how you are sending the funds, and how you are paying.

    You can get an estimate for your international money transfer by visiting the send money form and selecting your destination and entering the amount you’d like to send.

    By registering with our loyalty program My WU, you can earn points every time you send a qualifying transfer. You can redeem your points for discounts5 and rewards with just a few clicks online or with our app. Your discount5 will be applied automatically to your next Western Union transfer4.

    Note that if you are using a credit3 card to send money online a credit3 card issuer cash advance fee and associated interest charges may apply.

    What do you need to send money internationally with Western Union?

    The information and bank account details you will need to send money abroad vary by where you are sending the funds and the payout method.

    To transfer money to a bank account, you will need:

    • Your receiver’s first and last name, as it appears on their government-issued ID
    • Your receiver’s country, and in some cases their full address
    • Your receiver’s phone number
    • In some cases, you will need your receiver’s International Bank Account Number (IBAN) and the receiving bank’s Bank Identifier Code (BIC or the receiving country equivalent)

    To transfer money to a mobile wallet2, you will need:

    • Your mobile phone number
    • Your receiver’s first and last name, as it appears on their government-issued ID
    • Your receiver’s country, and in some cases their full address
    • Your receiver’s mobile phone number

    Additional information may be required for some receiving countries. Before starting your transfer to a bank account, please remember to check the bank’s routing information.

    You can find the bank account details, currency information and estimated delivery dates here.

    How do I send money internationally online?

    You can send money to qualifying bank accounts using your credit3 or debit card or pay by bank transfer. Here’s how to send money abroad online:

    1. Log in or register your free account. Click ‘Send now’ to start your transfer.
    2. Enter your destination and choose the amount you’d like to send. You can now send up to 50,000 € with Western Union to certain countries but you can check the country limits in the ‘Send money’ form.
    3. Select how your receiver will get the funds. You can select a past receiver or enter your receiver’s bank account details if you are sending money to a bank account.
    4. Select how you will pay – with your credit3 or debit card, by bank transfer or by online bank transfer (Klarna).
    5. Review and confirm and your money is on the way. We will send you a confirmation email with the tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.
    How do I send money internationally with the Western Union® app?

    The Western Union® app lets you send money on the go to a bank account, for cash pickup or to a mobile wallet.

    1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to sign up with an email address. If you are sending more than 1,000 €, you’ll need to verify your profile. You can do this using your driver’s license, passport or government-issued ID.
    2. Start a transfer by entering the destination country and choose the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet based on your receiver’s country. Then, enter your receiver’s details.
    3. Select how you will pay for your money transfer – via credit3 or debit card, with your bank account, or Klarna.
    4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.
    How do I send money internationally in person?

    Simply find a nearby Western Union location and send money with the help of an agent in three easy steps.

    1. Set up the transfer. Provide the agent with your transfer details and present a valid ID.
    2. Pay for the transaction. Give the transfer sum together with all fees4 in cash or pay with your debit card.
    3. Inform your receiver. Share the Money Transfer Control Number (MTCN) with your receiver.
    How long does it take to send money internationally?

    The time it will take for your receiver to get the funds depends on where they are located and how they will receive the funds.

    In some cases, the money can be delivered directly to your receiver’s bank account in real time, but this varies by country. If you need to get money to your receiver quickly, cash pickup at a Western Union agent location takes just minutes.

    You can check the delivery times and other bank account transfer details here.

    Still have questions or need help?

    Reach out to our Customer Care team or visit our FAQ page.

    International money transfer services at your fingertips

    Send money on the go or start a transfer and pay in-store.

    Track your money transfer in real time.

    Repeat transfers quickly to friends and family.

    Find out more

    Rating as of 15 December 2022.


    1 Agent location count valid as of December 31, 2021.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    5 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.