With so many ways to transfer funds, Western Union makes it simple to send money abroad to over 200 countries and territories.
We encrypt your transfers
We are committed to keeping your data secure
Ways to send money
Ways to receive money
Register and create your profile for free to send money internationally with just a few clicks.Register
Easily send money abroad with our app on the go to over 200 countries and territories around the world.Learn more
Send money overseas from Germany in person at more than 4,900 agent locations1 across the country.Find locations
Send money to billions of bank accounts with Western Union.Learn more
Your receiver can pick up cash in minutes at hundreds of thousands of Western Union locations around the world.Find locations
Send money internationally to mobile wallets2 in select countries. Our mobile money transfer service is a fast and convenient way to send money to your receiver’s mobile phone.Learn more
Directly from your bank account
Online bank transfer (Klarna)
With your credit3 or debit card
In cash at an agent location
It’s easy to register and start using our money transfer services.
Pay using your bank account, credit3/debit card, Klarna or cash.
Easily track your transfer online and with our app using the Money Tracking Control Number (MTCN).
Send money for cash pickup at an agent location near your receiver.
Ease and convenience
The Western Union network spans the website, mobile apps, bank account, retail location and mobile wallets worldwide.
Commitment to security
Our encryption and fraud prevention efforts help protect your Western Union transfers.
We make an average of 25 transactions per second and move money from Germany to over 200 countries and territories.
Get rewarded with My WU℠ program
Earn points anytime you send money online, in person or with our app and get exclusive offers only for members.Learn more
The cost of a money transfer depends on a few factors, such as where you are sending money internationally, how you are sending the funds, and how you are paying.
You can get an estimate for your international money transfer by visiting the send money form and selecting your destination and entering the amount you’d like to send.
By registering with our loyalty program My WU℠, you can earn points every time you send a qualifying transfer. You can redeem your points for discounts5 and rewards with just a few clicks online or with our app. Your discount5 will be applied automatically to your next Western Union transfer4.
Note that if you are using a credit3 card to send money online a credit3 card issuer cash advance fee and associated interest charges may apply.
The information and bank account details you will need to send money abroad vary by where you are sending the funds and the payout method.
To transfer money to a bank account, you will need:
To transfer money to a mobile wallet2, you will need:
Additional information may be required for some receiving countries. Before starting your transfer to a bank account, please remember to check the bank’s routing information.
You can find the bank account details, currency information and estimated delivery dates here.
You can send money to qualifying bank accounts using your credit3 or debit card or pay by bank transfer. Here’s how to send money abroad online:
The Western Union® app lets you send money on the go to a bank account, for cash pickup or to a mobile wallet.
Simply find a nearby Western Union location and send money with the help of an agent in three easy steps.
The time it will take for your receiver to get the funds depends on where they are located and how they will receive the funds.
In some cases, the money can be delivered directly to your receiver’s bank account in real time, but this varies by country. If you need to get money to your receiver quickly, cash pickup at a Western Union agent location takes just minutes.
You can check the delivery times and other bank account transfer details here.
Send money on the go or start a transfer and pay in-store.
Track your money transfer in real time.
Repeat transfers quickly to friends and family.
1 Agent location count valid as of September 30, 2021.
2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
5 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU℠ fee reductions.