Send to banks from Australia for a 99c fee1

Use POLi Payments to send international money transfers from Australia to bank accounts around the world – worth up to $50,000.

Making payments with Western Union offers reassurance that your money transfer is processed by a carrier with more than a century’s experience. Our adaptive approach enables money transfers through POLi Payments.


We encrypt your transfers

We encrypt your transfers

We are committed to keeping your data secured

We are committed to keeping your data secured

We’ve sent money around the world for over 150 years

We’ve sent money around the world for over 150 years

Pay online with POLi and send up to $50,000 to international bank accounts

Send money online to bank accounts around the world for 99c transfer fee1 when paying with POLi.

Low transfer fees1 are a key reason to pay with POLi. Compared with a standard credit2 or debit card transfer, you could make attractive savings.

What is POLi?

POLi Payments, powered by an Australian online payments company of the same name, offers an alternative to credit cards. It provides a seamless and secure payment experience by connecting you to your bank without the need for registration, making online payments quick and easy.

Enter your details from Australia and you can use POLi Payments to process your Western Union money transfer. Send cash around the world at the touch of a button. When you pay with POLi, the transfer is completed within your bank’s online banking service and your personal banking details are never disclosed to Western Union or POLi, for added reassurance.

Flat transfer fee1

You pay a flat 99c fee1 on your online money transfers with POLi. Making regular money transfers from Australia to overseas bank accounts may therefore be more affordable when you pay with POLi.

No credit card

Making a POLi-powered money transfer requires no credit2 or debit card to pay for your online transfers. If you don’t have a card, or don’t want to enter your details, this makes international money transfers from Australia easy.

No registration

Enjoy peace of mind and ease of use when you pay for your Western Union money transfer with POLi Payments. Your bank details won’t be stored.

How does POLi work?

Using POLi Payments for your money transfer is simple – just follow a few easy steps:

  1. Select POLi as your payment method

    Fill out your money transfer details online, then choose POLi as your method of payment.

  2. Choose your bank

    You’ll be taken to the POLi website. Choose your bank to proceed with the payment.

  3. Log in to your bank

    Enter your online banking credentials and complete the payment.

Ready to get started?

Frequently Asked Questions about POLi payments

Are POLi Payments safe?

The POLi Payments system emphasizes the importance of safety. Data is processed using sound methods and never stored. As there’s no registration process, you don’t enter a username or password, so your personal information isn’t captured.

POLi works as a payment proxy. It directs the process through the company’s own servers, replacing the standard credit or debit card method. As of August 2021, POLi Payments’ information technology assets hold ISO 27001 certification, which means it adheres to an internationally recognized standard of data protection, for added peace of mind3.

How do I use POLi Payments for international money transfers?

You can easily make an international POLi transfer with Western Union online. Fill in your money transfer details, including the amount you wish to send and the destination. Then select POLi when you come to choosing a payment method to confirm your international money transfer.

When you’re redirected to the POLi website, select your bank and enter your details. Complete the transfer by hitting ‘pay’ and your money should be on its way overseas.

Will I be charged for paying with POLi?

There is no charge to pay with POLi. With Western Union®, transfer fees1 cost a flat rate of 99c per transaction. It can be a great way to save on international money transfers.

How long do POLi payments take?

A POLi payment usually goes through instantly – you can watch the process in real time. You may need to wait a few seconds for a POLi payment to load. Once you’re redirected back to the Western Union site, the international money transfer process begins. This can take up to five days, pending KYC validation.

Still have questions?

Read our FAQs or contact us today – our Customer Care team is just a quick call away.

1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Subject to applicable taxes (if any).

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods


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