Get up to 750 PHP for Pag-IBIG or SSS

WESTERN UNION® – Australia to Philippines PROMOTION

TERMS AND CONDITIONS (“Conditions of Entry”) 

Information on how to enter and the prizes form part of these Terms and Conditions.

By participating, participants agree to these Terms and Conditions.

1. The promoter of this promotion is Western Union Financial Services (Australia) Pty Ltd. (ABN 77 082 282 773) of Level 11, Carrington Street, Sydney, NSW 2000 Australia (“Promoter”).
2. This promotion is open to all Western Union customers who are living in Australia aged 18 years or above (“Eligible Participants”). Employees and relatives within the second degree of consanguinity or affinity of Promoter and Western Union, Western Union^®Agents and Sub-agents, and service providers/marketing agencies associated with this Promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
3. This Promotion starts on12:00am (AEST) on December 1, 2025, and ends on 11:59pm (AEST) on January 31, 2026 (“Promotion Period”). All transactions made after 11:59pm (AEST) on January 31, 2026 will not be accepted and will be considered as invalid.
4. All Eligible Participants who, during the Promotion Period, successfully transfer money from Australia to Philippines via Western Union app/ website or any Western Union locations in Australia, and completed

1. • 2 transactions of min AUD300 (principal amount only) can choose from lifestyle or Telco eVouchers
   • 2 transactions of min AUD500 (principal amount only) can unlock exclusive voucher options including PHP750 SSS or Pag-IBIG credit to offset your SSS or Pag-IBIG payment.

5. The winner will receive the reward via email. The prizes will be dispatched within 3 weeks after the promotion. Limited stocks apply.
6. The prize(s) are not redeemable for cash, and the eligible customer(s) shall be responsible for any tax arising on redemption. The vouchers are provided by a third party provider, subject to their respective terms and conditions as to product warranty. The third party provider will be responsible for any matters arising from or in connection with the vouchers, services, and/or information they provide in relation to which the Promoter will have no liability whatsoever. Any enquiry or complaint regarding the vouchers, services, and/or information should be directed to such third party provider. The Promoter will not be held liable to the quality and availability of the voucher, services and information provided by the third party provider, and excludes liability in connection with the Promotion once the winner(s) enjoys any benefit relating to the Promotion of the full extent permitted by law.
7. Other regulations:
   • Customers are paid in full the amount received from Western Union money transfer, and at the same time, Customers must strictly comply with the regulations committed to the Promoter regarding the Promotion.
   • The Promoter must publicly and fully notify the Promotion program rules and Promotion period to Customers. Pay fully and accurately the amount received by the Customer from the Western Union money transfer.
   • If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to vandalism, power failure, natural disasters, acts of God, civil unrest, strikes, unauthorised intervention, fraud, or any other causes beyond the control of the Promoter, which corrupt or affect the administration, fairness or integrity or proper conduct of this Promotion, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Participant (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the promotion, as appropriate to give effect so far as reasonably possible to the original intent of this promotion.
   • Subject to any applicable laws which cannot be excluded, the Promoter and its related bodies corporate and agents associated with this Promotion shall not be liable for any loss, damage or injury suffered or sustained by anyone (including, but not limited to, direct or indirect loss, consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with this Promotion or any prize provided as part of this Promotion.
   • Acceptance of any prize, benefit and/or offer provided by the Promoter will be deemed as consent by the winner(s) to take part in any related publicity and using their name, likeness, image and/or voice for advertising and other promotional purposes without compensation, except as otherwise prohibited by any applicable law.
   • Western Union collects personal information (“PI”) in order to conduct the Promotion and may disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to regulatory authorities. By joining this promotion, Participants agree to provide this PI. The use and handling of PI is seen in the Privacy Statement, which can be viewed at https://www.westernunion.com/content/wucom/global/en/privacy-statement.html. The Privacy Statement also contains information about how Eligible Participants may opt out, access, update or correct their PI, and how Eligible Participants may complain about a breach of their privacy or any other applicable law and how those complaints will be dealt with. 
   • To the extent that there is any inconsistency between these terms and conditions and other marketing materials or collateral produced in relation to this Promotion, these terms and conditions shall prevail.
   • This is a giveaway/gift with purchase engagement for Western Union customers. It is not intended to, and should not influence, any decisions or actions for the benefit of Western Union. The promotion is compliant with all applicable anti-bribery and corruption laws and regulations.

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