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Send money to bank accounts in China for €0 transfer fee3

Online money transfers are a quick and reliable way to support your loved ones in Beijing and elsewhere in China. Wire money directly to their bank accounts for €0 transfer fee3.

Choose the best way to transfer money to China

For a cash pick-up

Send to one of 27,000+ agent locations1 in China in minutes2

from a 1,90€ transfer fee3

Find an agent location

Directly to a bank account

Reach banks4 in China from your desktop or mobile device

for a €0 transfer fee3

Send money now

Pay your way

  • Bank account
  • Sofort banking (Klarna)
  • Credit or debit card
  • Cash

What you need to send to a bank account

Receiver’s details

Name and other information

Bank details

UnionPay Card Number
(starting w/ 62; 14-19 digits)

Account details

Receiver’s account number (IBAN)

Hand holding smartphone with Western Union app

Send on the go via our app

Our app gives you a great transfer experience to China. Wire money on the go 24/7 with just a few taps and swipes, check our fees at a glance and track your transfers easily, all from the comfort of your phone!

Send money to qualifying Chinese bank accounts4 for €0 transfer fee3

If you and your receiver are not both Chinese nationals, as the sender you will need to provide a detailed Purpose of Transaction. This also applies when you send money to yourself, or to Hong Kong or Macau.

Man sitting with laptop on his legs

Send money online at wu.com

Just a few clicks and your money’s on its way to China! Wire your transfer straight from your bank account, or pay for your transaction with your debit or credit card.

Learn more

Our app also lets you pay in cash

Prefer to use cash for your transfers to China? No problem! Get the best of both worlds – conveniently set up the transaction on the app, then complete it at a nearby Western Union agent location in cash!

Enter your transfer details and select "Pay in Cash"

Finish by paying at one of +11,000 agent locations1 in Italy within 24 hours

Learn more

How to send money to China online

1. Enter transfer details

Select China from the list of countries, enter the transfer sum and select your payment method (card or bank account)

2. Enter receiver details

Enter the receiver’s full name (as seen on their ID), choose the purpose of the transfer and select the source of funds

3. Complete by paying

Your money will be on its way as soon as payment has been confirmed

How to receive cash in China?

Girl stares at the jar full of money

Get rewarded with My WU

Save on transfer fees with the My WU® program

Sign up now

1 Agent location count valid as of 30 September 2019.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

4 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first-time receiver may be delayed until WU receives additional required information from the account holder. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.