Send money to China from Italy

Online money transfers are a quick and reliable way to support your loved ones in Beijing and elsewhere in China. Wire money directly to their bank accounts for a 0 EUR transfer fee³.

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Send money for a 0 EUR transfer fee³

Choose the best way to transfer money to China

For a cash pickup
Send to one of 27.000+ agent locations¹ in China in minutes²from a 1,90 EUR transfer fee³.
Find an agent location
Directly to a bank account
Reach banks⁴ in China from your desktop or mobile device for a 0 EUR transfer fee³.
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Pay your way

Bank transfer

Sofort banking (Klarna)

Via Apple Pay^® in our app

Credit⁶ or debit card

Cash

Send money easily to Alipay⁵ users

Relax. Sending money to China just got easier. Now you can choose Alipay⁵ as a receiving option

Save time by verifying your identity once, right in our app.
All you need is the receiver’s name and Alipay ID (Chinese mobile number).
The money will be delivered directly to your receiver’s bank account in China.

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What you need to send to a bank account

Receiver’s details

Name and other information

Bank details

UnionPay card number
(14-19 digits starting with 62)

Account details

Receiver’s account number (IBAN)

Send on the go via our app

Our app gives you a great transfer experience to China.

Wire money on the go 24/7 with just a few taps and swipes, check our fees at a glance, and track your transfers easily, all from the comfort of your phone!

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4.5/5

4.6/5

Rating as of 20 October, 2022.

Send money to qualifying Chinese bank accounts⁴ for 0 EUR transfer fee³

If you and your receiver are not both Chinese nationals, as the sender you will need to provide a detailed purpose of transfer. This also applies when you send money to yourself, or to Hong Kong, or Macau.

Send money online at wu.com

Just a few clicks and your money’s on its way to China! Wire your transfer straight from your bank account, or pay for your transfer with your debit or credit card.

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Our app also lets you pay in cash

Prefer to use cash for your transfers to China? No problem! Get the best of both worlds – conveniently set up the transfer on the app, then complete it at a nearby Western Union agent location in cash!

Enter your transfer details and select “Pay in Cash”.
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Finish by paying at one of +10.000 agent locations¹ in Italy within 24 hours.
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How to send money to China online

1
Enter transfer details
Select China from the list of countries, enter the transfer sum and select your payment method (card or bank account).
2
Enter receiver details
Enter the receiver’s full name (as seen on their ID), choose the purpose of the transfer and select the source of funds.
3
Complete by paying
Your money will be on its way as soon as payment has been confirmed.

How to receive cash in China?

At an agent location
With 27000+ agent locations in China, you can always find one nearby.
1. Visit a Western Union agent location.
2. Provide your sender’s details like the name, the amount, and the tracking number (MTCN).
3. Please carry a valid government-issued ID with you.
4. The money will be available to you after your details have been verified.
At a bank
You will need a bank account at the following banks for collecting cash in foreign currencies.
1. Bank of China.
A foreign currency bank account is required for USD and EUR payout if the accumulated payout amount exceeds 1000 USD or equivalent to per person, per day.
2. Postal Savings Bank of China and China Construction Bank. For USD or EUR payout.
3. China Minsheng Bank, Bank of Jilin and Fujian Haixia Bank. For USD payout.
4. Shanghai Pudong Development Bank Shanghai branches.
Please note that non-Chinese nationals may have to provide supporting documents to confirm the purpose of the transfer.

Get rewarded with My WU^℠

Save on transfer fees with the My WU^℠ program

¹ Agent location count valid as of December 31, 2021.

² Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

³ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

⁴ Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first-time receiver may be delayed until WU receives additional required information from the account holder. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.

⁵ For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions. Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Italy Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.

⁶ If you are using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.